Langley Federal Credit Union

Langley Federal Credit Union proudly serves members across Virginia with a full suite of financial services designed to support your everyday banking and long-term goals. Whether you’re managing personal finances or growing your business, Langley offers convenient statewide ATM and cash withdrawal services, including basic ATM access for withdrawals and balance checks. Members also benefit from drive-thru banking for deposits and simple transactions, plus shared branch access that allows deposits and withdrawals at partner credit unions throughout Virginia.
Looking to finance your next vehicle? Langley provides competitive auto loans and vehicle financing tailored to fit your budget. Homebuyers and homeowners can explore mortgage loans and refinancing options built to make owning or improving a home more affordable. For personal finances, enjoy flexible checking and savings accounts, credit cards with rewards, personal loans, and debt consolidation solutions—all accessible through secure online and mobile banking platforms.
Virginia’s businesses thrive with Langley’s merchant services and business loan offerings crafted to fuel growth. Beyond banking, Langley is deeply committed to community programs statewide, delivering value that extends beyond financial products. Join thousands of Virginians who trust Langley Federal Credit Union for comprehensive service rooted in community focus and member-first values.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 Year Fixed Rate HELOC
6.49 %
2 Yrs
100 %
heloc
12 Year Fixed Rate HELOC
6.74 %
2 Yrs
100 %
heloc
22 Year Fixed Rate HELOC
6.99 %
2 Yrs
100 %
heloc
40 Year Variable Rate HELOC
7.5 %
20 Yrs
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
VA
FIXED
VA 30
6.375 %
6.659 %
30.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.25 %
5.467 %
10.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.625 %
5.779 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
1/1 ARM
5.75 %
6.596 %
1.0 Yrs
CONVENTIONAL
FIXED
20 Year
5.875 %
5.998 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/1 ARM
6.25 %
6.589 %
3.0 Yrs
CONVENTIONAL
FIXED
VA 30
6.375 %
6.375 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 ARM
6.75 %
6.744 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM
6.75 %
6.854 %
5.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Extra personal loan
14.99 - 18 %
1 - 8 Yrs
Debt consolidation
16.99 - 18 %
Extra line of credit
18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs

Introduction

At Langley Federal Credit Union, we are committed to fostering a community-focused environment that places our members at the heart of everything we do. With a mission centered on empowering individuals and families across Virginia, we strive to provide financial solutions that meet the diverse needs of our members. Led by CEO Thomas Ryan and Board President Audrey Douglas-Cooke, our team is dedicated to ensuring that your banking experience is not only efficient but also enriching. Embracing modern technology, we offer a suite of conveniences including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Whether you’re managing your savings or applying for a loan, our services are designed to enhance your financial journey. Discover how we can help you achieve your financial goals by visiting us at langleyfcu.org or reach us via fax at 7575961684. Join us in building a stronger community together!

Services & Financial Solutions

At Langley Federal Credit Union, we understand that managing your finances is a vital part of everyday life, and we're here to support you every step of the way in Virginia. Our personal banking services are designed to simplify your financial transactions, whether you're opening a checking or savings account, applying for an auto loan, or seeking a mortgage to buy your dream home. With our competitive rates and flexible terms, we aim to make borrowing accessible and stress-free. Plus, our credit cards come with rewards that can help you save while you spend.
For those running their own businesses, Langley provides tailored banking solutions that include merchant services and business loans. We believe that supporting local enterprises fosters community growth, so we ensure our business members have the tools they need to thrive. In addition to traditional banking options, our digital features enhance convenience significantly. With online banking and a user-friendly mobile application, you can manage your accounts on-the-go, making payments easily through person-to-person transfers or accessing e-statements for greater financial transparency. Our electronic signature capabilities further streamline processes, ensuring that managing your finances is not just easy but also secure and efficient. At Langley Federal Credit Union, we prioritize accessibility and flexibility, empowering you to achieve your financial goals with confidence.

Why Choose Us

At langley in , we believe that financial empowerment should be accessible to everyone, and becoming a member is easier than you might think. Our streamlined application process ensures that opening an account is quick and simple, allowing you to focus on what truly matters—your financial goals. Curious about your eligibility? You can easily check if you qualify for membership at this link.
What sets us apart is our unwavering commitment to trust, community engagement, and personalized service. We take pride in being more than just a financial institution; we are a community partner dedicated to helping our members thrive. When you join us, you’re not just another number; you're part of a family that values your unique needs and aspirations. With our robust online banking options and a user-friendly mobile app, managing your finances has never been more convenient.
As a member of langley, you can rest assured knowing that your financial reliability is our top priority. We strive to provide the best rates and services tailored just for you. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today, and let’s build a brighter financial future together!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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