Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs
Introduction
Welcome to Langley, your trusted credit union located at 4822 George Washington Mem Hwy, Yorktown, VA 23692. Established in 1936, we have been dedicated to serving our community and providing personalized financial solutions for nearly nine decades. With over 384,941 members and total assets exceeding $5.36 billion, we pride ourselves on being a pillar of support in the Yorktown area. At Langley, we believe in fostering strong relationships with our members. Our commitment is reflected in our impressive financial health, which includes total deposits of $357,894,169 and a net worth of $474,822,579. Whether you're looking for auto loans, mortgages, or personal banking services, our diverse offerings cater to all your financial needs. We also understand the importance of accessibility. While you can visit us at our Yorktown branch for in-person assistance, official correspondence can be sent to our mailing address at PO Box 120128, Newport News, VA 23612. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we are committed to maintaining a member-focused approach that prioritizes your financial well-being. Join us today and discover how Langley can help you achieve your financial goals. For more information or to speak with one of our friendly representatives, give us a call at 757-827-5328. We look forward to welcoming you into our family!
Branch History & Mission
Langley has a rich history that dates back to 1936, when it first opened its doors in Yorktown, VA. Over the years, we have grown from a small credit union into a thriving financial institution with over 384,941 members and total assets exceeding $5.36 billion. Our journey reflects our commitment to serving our community and providing accessible financial solutions. Located at 4822 George Washington Mem Hwy, Yorktown, VA 23692, our branch is easily accessible and surrounded by local landmarks that many residents know well. We invite you to visit us during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. For those who prefer convenience, we offer ATM services and drive-thru banking for quick transactions. At Langley, our mission is straightforward: to empower our members by offering personalized financial services while fostering a sense of community support. We believe that everyone deserves access to the tools they need to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or loans for auto financing and mortgages, we aim to provide solutions that truly make a difference in people's lives. In addition to our core services, we are dedicated to community outreach and building partnerships that enhance the quality of life for those we serve. Our initiatives focus on not just meeting financial needs but also giving back through various local programs and activities. While members can visit us at 4822 George Washington Mem Hwy, official correspondence should be sent to PO Box 120128, Newport News, VA 23612. We understand the importance of staying connected in today's digital age; that's why we offer online and mobile banking options for easy account management from anywhere. As we continue to grow and adapt, our commitment remains the same putting our members first. Join us at Langley and experience the benefits of being part of a community-focused credit union that cares about your financial well-being. For more information about becoming a member or opening an account, please visit our website. Your journey towards better financial health starts here!
Branch Location & Accessibility
Nearby Landmarks and Accessibility
Nestled near popular local spots, our branch is just a short drive from the beautiful Yorktown Battlefield and the scenic waterfront. With ample parking available, you can easily stop by without worrying about finding a spot. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturday from 8:30 AM to 12:30 PM. This schedule provides flexibility for those who need to manage their banking around work or other commitments. At Langley, we offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also provide basic drive-thru banking for deposits and withdrawals for added convenience.
Visit Us Today!
With an ATM available on-site and friendly staff ready to assist you, we encourage you to visit Langley's Yorktown Branch today or give us a call at 757-827-5328. Experience personalized service that puts you first!
Member Eligibility
At Langley, we believe that everyone deserves the opportunity to be part of a supportive community where their financial needs are prioritized. Becoming a member of Langley is simple and welcoming! If you live, work, or worship in specific areas of Virginia, you're likely eligible to join us. We also welcome members from various organizations and affiliations, making it easy for you to find your place here. For more details on who qualifies, feel free to check out our eligibility criteria at this link. Joining Langley means gaining access to a range of benefits designed with you in mind. From competitive rates on loans and savings accounts to personalized services that cater to your unique financial journey, we're here for you every step of the way. When you're ready to open an account, simply visit our website for straightforward instructions at this page or give us a call at (757) 827-5328. Our friendly team is eager to help you start your membership journey at our Yorktown branch located at 4822 George Washington Mem Hwy Yorktown Va 23692!
Business Banking & Commercial Services
Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine accepting payments seamlessly at your storefront or online our solutions empower you to focus on what you do best: running your business. Visit us at 4822 George Washington Mem Hwy, Yorktown, VA 23692 or call us at 757-827-5328 to learn more about how Langley can support your business journey!
Comprehensive List Of Services
Business Banking
For our business members, we have tailored solutions like merchant services and business loans designed to support your entrepreneurial journey. Whether you need assistance with transactions or seeking funding for expansion, Langley is here to help.
Credit Options with Benefits
Our credit cards with rewards not only give you purchasing power but also allow you to earn points on everyday purchases. Imagine getting rewarded for buying groceries or filling up your gas tank!
Digital Banking Made Easy
In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, and pay bills from anywhere at any time no need to visit the branch every time you need something done! Our ATM services ensure that cash withdrawal is hassle-free while our basic drive-thru banking allows for quick deposits and simple transactions without leaving your car.
Get Started Today!
With so many options available at Langley in Yorktown, we invite you to explore how we can assist you in achieving your financial goals. For more information or to speak with one of our friendly representatives, call us at 757-827-5328. Join us today and experience the Langley difference where our members come first!
Personal Banking Solutions
When it comes to personal banking, we offer a variety of options tailored just for you. Our checking and savings accounts are designed to help you manage your money effectively, whether you're saving for a special occasion or simply keeping track of day-to-day expenses. Imagine having the peace of mind that comes with knowing your finances are organized and easily accessible. If you're in the market for a new vehicle, our auto loans and vehicle financing can make that dream car yours without the stress of overwhelming payments. Picture driving off the lot with confidence, knowing you've secured a loan that fits your budget. For those considering home ownership, our mortgage loans and refinancing options provide flexible terms to help you find the perfect home or lower your current mortgage rates. We also offer personal loans and debt consolidation services to help simplify your finances think of it as a way to combine multiple payments into one manageable monthly bill.
Digital & Online Banking
Key Features
With our user-friendly online banking interface, you can quickly check your account balances, view transaction histories, and manage your finances without any hassle. If you're someone who prefers handling documents digitally, you'll appreciate our electronic signature authorization feature, which allows you to sign documents securely from anywhere. Plus, stay organized with e-statements that let you keep track of your financial activity without the clutter of paper. For those who enjoy making quick payments or sharing funds with friends and family, our person-to-person transfer feature makes it as simple as sending a text. You can also make mobile payments directly from your smartphone an easy way to shop without fumbling for cash or cards. And if you prefer managing everything from an app, our mobile application is here to help you bank right from the palm of your hand.
Security and Accessibility
Your security is our top priority. Our online banking platform uses advanced encryption to protect your personal information, ensuring that every transaction is safe. With real-time account management features, you can monitor your transactions as they happen, giving you peace of mind about your finances. At Langley, we're committed to providing accessible banking options tailored to meet your needs. Whether it's logging in during a lunch break or checking balances while waiting in line, our digital services are designed with you in mind. Experience the ease and security of online banking today!
Financial Strength
Member Savings and Investments
Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $12,513,840 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees ready to serve you with knowledge and commitment.
Our Financial Health
With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvestment into Member Services
With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,396 in used auto loans and $4,508,440,303 in total loans and leases.
Strong Membership Base
Total Share Accounts: 808,886, showing a strong and growing member base that trusts us with their finances. This reflects the faith our members have in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 4822 George Washington Mem Hwy Yorktown Va 23692 or call 757-827-5328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Additional Information
If you're considering refinancing any existing loans or want to learn about eligibility options for our products, please don't hesitate to reach out. Our team at Langley is ready to assist you with the information you need. For more details on how we can help you achieve your financial goals or to apply for one of our loan products today, visit us at Langley or call us at (757) 827-5328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make your dream car a reality.
Business Financing
For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are committed to helping you find the right financing solutions tailored to your needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We offer flexible terms and competitive rates that can fit your budget and help you secure your future.
Unsecured Credit Card Loans
Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected costs while offering rewards for your spending.
Loan Aggregator
Benefits of Using LendMesh
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