Langley Credit Union Newport News VA: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Langley, your trusted credit union since 1936! Located at 15631 Warwick Blvd, Newport News, VA 23608, our Stoneybrook Branch is dedicated to serving our community with exceptional financial services. With a proud membership of over 384,941 and total assets exceeding $5.36 billion, we are committed to helping you achieve your financial goals. At Langley, we understand the importance of personalized banking solutions. Whether you're looking for auto loans, mortgage financing, or simple checking and savings accounts, our experienced team is here to guide you every step of the way. Under the leadership of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we strive to create a welcoming environment where our members feel valued. Our branch offers a range of services tailored just for you, including online banking, ATM access, and drive-thru services for your convenience. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 120128, Newport News, VA 23612. With a strong net worth of $474,822,579 and total deposits reaching $357,894,169, Langley is not just another credit union; we're your partner in building a brighter financial future. Our commitment extends beyond numbers it's about fostering relationships within our community. Ready to experience the Langley difference? Give us a call at 757-827-5328 or visit our website at langleyfcu.org to learn more about how we can support you on your financial journey.

Branch History & Mission

Our Mission

At Langley, our mission is clear: to empower our members through accessible financial solutions and community support. We believe that banking should not only be about transactions but also about building relationships and enhancing lives. Whether it's offering personal banking services like checking and savings accounts or facilitating auto loans and mortgages, we strive to provide tools that help our members achieve their financial goals. We take pride in being more than just a credit union; we are a part of the Newport News community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. By investing in the community, we not only foster goodwill but also create opportunities for growth and development. For those who prefer modern conveniences, we have embraced digital advancements to ensure that banking with us is easy and efficient. With options for online banking, mobile applications, and ATM access available at our branch, members can manage their finances on their terms. While you can visit us at 15631 Warwick Blvd Newport News Va 23608 for all your banking needs, please note that official correspondence should be sent to PO Box 120128, Newport News, VA 23612 if necessary. As we look toward the future, we invite everyone in the Newport News area to join our family at Langley Credit Union. Experience firsthand how we blend tradition with innovation to support your financial journey. Come visit us or call us at (757) 827-5328 we're here to help you every step of the way!

Branch Location & Accessibility

Getting Here

Whether you're driving from nearby neighborhoods or just passing through, you'll find our location welcoming and easy to reach. We offer ample parking space right outside the branch, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to assist all members of our community.

Operating Hours

We know that life can get busy, which is why we're here to serve you during convenient hours! Visit us Monday through Friday from 8:30 AM to 5:00 PM, or stop by on Saturday between 8:30 AM and 12:30 PM. We're dedicated to fitting into your schedule so you can manage your finances with ease.

Services Offered

At Langley, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have you covered. Need quick access? Our ATM is available for cash withdrawals and balance checks anytime you need it. Plus, enjoy the convenience of drive-thru banking for quick deposits or withdrawals without having to step inside. If you ever need assistance or have questions, feel free to reach out at 757-827-5328. Our friendly staff is always ready to help! While members can visit us at 15631 Warwick Blvd Newport News Va 23608, official correspondence should be sent to our mailing address at PO Box 120128, Newport News, VA 23612. We invite you to come by and discover how Langley can support your financial goals today!

Member Eligibility

Joining the family at Langley is more than just opening an account; it's about becoming part of a supportive community that truly cares about its members. To become a member of Langley, you'll need to meet a few simple eligibility criteria, which generally include living, working, or worshiping in the areas we serve. It's a friendly process designed to welcome individuals who share our values and goals. If you're interested in learning more about these criteria, you can check out the details at https://www.langleyfcu.org/become-a-member. Once you've confirmed your eligibility, opening an account is straightforward and can often be done online for your convenience! You can find all the information you need to get started by visiting https://www.langleyfcu.org/personal-credit-cards/?utm_source=lfcu-site&utm_medium=lfcu-banner&utm_campaign=ten-percent. Our team is here to assist you every step of the way, so if you have any questions, don't hesitate to give us a call at (757) 827-5328. We look forward to welcoming you to Langley, located at 15631 Warwick Blvd Newport News Va 23608, where you'll find not just financial services but also a community that feels like home.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business with ease accepting payments quickly and securely while managing your finances seamlessly. Our merchant services provide the tools you need to do just that. From point-of-sale systems to online payment solutions, we help streamline your transactions so you can focus on what truly matters: serving your customers and growing your business. Discover how Langley can partner with you to achieve your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses. Whether you need funds to purchase equipment, expand your operations, or manage cash flow, we have options designed specifically for you.

Comprehensive List Of Services

Additional Services

At Langley, we also offer basic drive-thru banking for deposits and withdrawals, ensuring that your transactions are as convenient as possible. With easy access through our ATMs and drive-thru lanes, you'll find managing your finances fits smoothly into your busy lifestyle. We invite you to visit us at 15631 Warwick Blvd Newport News Va 23608 or give us a call at (757) 827-5328 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. Discover how Langley can support all your financial needs today! Whether you're looking for personal finance options or business solutions, we're here for you every step of the way. Join us and experience the difference in community-focused banking!

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions, including merchant services and business loans that cater to the unique needs of entrepreneurs. Whether you're starting a new venture or expanding an existing one, we're here to help you thrive.

Convenient Digital Banking

In today's fast-paced world, having access to banking on the go is vital. That's why we provide robust Online & Mobile Banking services, making it easy for you to check balances, transfer funds, and pay bills from anywhere at any time. Our ATM services allow for quick cash withdrawals and balance checks without the need to visit a branch.

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you save and manage your money effectively. Whether you're saving for a vacation or planning for your future, our accounts come with features that make accessing your funds simple and convenient. When it comes to financing, our Auto Loans & Vehicle Financing can help you get behind the wheel of your dream car without stretching your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options offer competitive rates and flexible terms. Additionally, we provide Personal Loans & Debt Consolidation services for those who need extra cash or want to simplify their debt payments. Our Credit Cards with Rewards are perfect for everyday purchases, allowing you to earn points and benefits just by using your card.

Digital & Online Banking

Key Features

Our online platform provides a user-friendly experience tailored to meet your needs. You can easily access e-statements to keep track of your finances without the clutter of paper statements. Plus, with electronic signature authorization available, signing documents online has never been easier or more secure. If you're always on the go, our mobile application is here to help. While mobile payments are currently not available, the app allows for person-to-person transfers so you can send money to friends and family in real-time. Managing your finances has never been simpler.

Security and Accessibility

Your security is our top priority. We employ advanced security measures to protect your information while ensuring that you have easy access to all your banking needs. With features like electronic signatures and real-time notifications, you can feel confident in every transaction. In summary, Langley offers a comprehensive suite of digital banking services that enhance convenience and security for all members. Explore our offerings today at https://www.langleyfcu.org/ and take control of your financial journey with confidence!

Financial Strength

At Langley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which demonstrates our commitment to providing you with reliable services. With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,316,450 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $99,396 in used auto loans and a total of $4,508,440,303 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $12,513,840, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 685 full-time employees who are dedicated to providing excellent service to all our members. Total Share Accounts stand at an impressive 808,886, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 15631 Warwick Blvd Newport News Va 23608 or call 757-827-5328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. We make the process straightforward, allowing you to focus on finding the perfect vehicle while we handle the financing.

Credit Lines and Unsecured Credit Cards

For those seeking flexibility in managing expenses, our total credit lines amounting to $1,634,928,477 can help provide the liquidity you need for both planned and unexpected costs. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your path to homeownership is as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to guide you through available options tailored to your situation. We believe in empowering our members with choices that fit their unique financial circumstances. You can reach us at (757) 827-5328 for more information or visit us at our branch located at 15631 Warwick Blvd Newport News Va 23608 in Newport News, VA. We're dedicated to helping you find the right loan solution that aligns with your financial goals. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from credible financial institutions. This ensures transparency and helps users trust the information they are receiving. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. Users can feel confident knowing that their options are presented fairly. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best deals that fit their needs. This timely information aids in making informed choices without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of the platform in delivering substantial savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By pulling data from legitimate financial institutions, LendMesh guarantees that users receive reliable information about available loan options.

LANGLEY FEDERAL CREDIT UNION - Newport News, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Newport News, VA (23608)

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

Additional Services

Business Banking Services

Convenient Digital Banking

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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