Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs
Introduction
Welcome to Langley at City Center, where we take pride in building strong relationships with our members and the community. Located at 721 Lakefront Cmns, Newport News, VA 23606, our credit union has been serving the financial needs of our members since 1936. With a total membership of over 384,941, we are dedicated to providing personalized service that makes banking simple and accessible for everyone. As a member-owned institution, we focus on your financial well-being. Our assets exceed $5.36 billion, ensuring that we have the resources necessary to support you with competitive rates on loans and deposits. We currently manage $357,894,169 in deposits and have facilitated over 218,991 loans for our members. Whether you're looking for an auto loan or a personal credit card, our offerings are designed to meet your diverse needs. At Langley, community matters. Our leadership team, led by CEO Thomas Ryan and Board President Audrey Douglas-Cooke, is committed to fostering a supportive environment where every member feels valued. We strive to empower individuals and families by offering sound financial advice and a wide range of services tailored just for you. While you can visit us at our branch location, official correspondence should be directed to the same address: 721 Lakefront Cmns, Newport News, VA 23606. If you have any questions or need assistance, feel free to reach out to us at (757) 827-5328. We invite you to explore our website at langleyfcu.org for more information about our services or how to become a member. Join us today and experience the difference of being part of a credit union that truly cares!
Branch History & Mission
Community Engagement
We take pride in being more than just a credit union; we are an integral part of the Newport News community. Through partnerships with local organizations and participation in community events, Langley works tirelessly to enhance the lives of those around us. Whether it's offering workshops on financial literacy or supporting local schools and charities, we are committed to giving back. Our digital advancements make banking easier for everyone offering online banking and mobile applications that ensure you can manage your finances anytime, anywhere. Additionally, we maintain ADA compliance so that all members can access our services without barriers.
Join Us
With an active membership base of over 384,000 people and total loans exceeding $2 billion across various categories, Langley is poised to help you achieve your dreams whether you're buying your first home or saving for retirement. We invite you to join our family and experience firsthand the benefits of being part of Langley. For more information on how you can become a member or open an account today, visit our website or give us a call at 757-827-5328. Together, let's build a brighter financial future!
Our Journey
Langley's journey began with a commitment to providing accessible financial services to individuals and families in our community. Over the years, we have expanded our offerings and improved our technology to meet the evolving needs of our members. Today, we proudly manage total assets exceeding $5.3 billion, demonstrating our stability and dedication to sound financial practices. As we grew, so did our mission. We strive not only to provide exceptional banking services but also to uplift and support our community through various outreach initiatives. From educational programs to local sponsorships, we are dedicated to making a positive impact right here in Newport News.
Our Mission Statement
At Langley, our mission is simple yet profound: to empower our members by providing them with the tools they need to achieve their financial goals while fostering a spirit of community support. We believe that when our members succeed, we all succeed. This commitment drives us to offer competitive loans, secure savings options, and personalized service tailored to each member's unique circumstances. While you can visit us at our main location at 721 Lakefront Cmns for all your banking needs, please note that any official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, ensuring that we are available when you need us most.
Branch Location & Accessibility
Welcome to Langley, your friendly neighborhood credit union located at 721 Lakefront Cmns in beautiful Newport News, VA! We take pride in being easily accessible for our members, and we're conveniently situated near popular local spots. Whether you're heading to the nearby park or stopping by after a trip to the local shops, you'll find us just a short drive away. At Langley, we want to make your banking experience as smooth as possible. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit us comfortably. While parking is available right outside our doors, feel free to drop by during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. For any official correspondence, please note that while you can visit us at our branch address, you can also send mail to the same address: 721 Lakefront Cmns, Newport News, VA 23606. As an added convenience, we offer ATM services for quick withdrawals and balance checks right here at our location. However, please note that we currently do not have a drive-thru service. If you need assistance or have questions about your accounts or services offered, don't hesitate to give us a call at 757-827-5328. We invite you to come visit us soon! Whether you're looking to open an account or simply want more information about what we offer, our friendly staff is eager to assist you. Join the Langley family today and experience personalized service in a welcoming environment!
Member Eligibility
At Langley, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as connecting with us! If you live, work, or go to school in the Virginia Peninsula area, you're likely eligible to join our family. We welcome individuals from various backgrounds and professions, making it easy for you to access the benefits of membership. By joining Langley, you'll gain access to competitive rates on loans and savings accounts, personalized service, and a host of valuable resources designed to help you achieve your financial goals. For more detailed eligibility criteria, feel free to check out our website at Langley Membership Eligibility. Once you're ready to take the next step toward membership, opening an account is straightforward! You can find all the details on how to open your account at Langley Account Opening. If you have any questions or need assistance, don't hesitate to give us a call at (757) 827-5328. We're excited to welcome you to Langley at 721 Lakefront Cmns Newport News Va 23606!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments quickly and securely, making it easier for your customers to shop with you. Our merchant solutions provide the technology that keeps your business running smoothly while freeing up your time to focus on what matters most growing your enterprise. Located conveniently at 721 Lakefront Cmns Newport News Va 23606 in Newport News, VA, our team is ready to partner with you. Let us help you take your business further!
Comprehensive List Of Services
Banking Made Easy
One of the key features of Langley is our commitment to digital banking. With our online banking service, you can easily access your accounts from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, our ATM services ensure that you have quick access to your money whenever you need it perfect for those unexpected expenses or last-minute purchases.
Connect with Us
If you have any questions about our services or how to get started, don't hesitate to reach out! Our friendly team is ready to assist you. You can give us a call at 757-827-5328 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. At Langley, we are not just about banking; we are here to support your financial journey every step of the way. Whether you're just starting out or looking for ways to enhance your financial well-being, we invite you to explore all that we have to offer. Visit us today and discover how simple managing your finances can be! For more information on becoming a member and accessing all our services, check out our website.
Everyday Transactions Simplified
Everyday banking should not be complicated. That's why we offer basic ATM access for easy withdrawals and balance checks. Imagine being able to grab cash for a night out or quickly verify your account balance before making a big purchase all without the hassle of long lines or waiting times.
Digital & Online Banking
At Langley, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to provide you with convenient access to your accounts anytime, anywhere. Whether you're at home or on the go, our services help you stay in control of your finances. With our 24/7 online banking services available at https://www.langleyfcu.org/, you can check balances, transfer funds, and pay bills all from the comfort of your computer or mobile device. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick just a few taps and the money is on its way. Our user-friendly mobile application allows you to manage your accounts right from your smartphone. You can deposit checks using electronic signature authorization, view e-statements, and keep track of your spending all while enjoying the peace of mind that comes from knowing your information is secure. We also offer e-statements, which not only help reduce paper clutter but also allow for easy access to your financial records whenever you need them. Plus, our mobile payments feature will soon make it even easier to pay with just a tap keeping an eye out for this feature! At Langley, convenience meets security. We prioritize your safety, ensuring that every transaction is protected with advanced encryption. So whether you're managing daily expenses or planning for future goals, our digital banking tools are here to support you every step of the way. Experience the freedom of modern banking with us today! Visit https://www.langleyfcu.org/ to learn more about how our digital and online banking services can simplify your financial life.
Financial Strength
Commitment to Growth
With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $99,396 in used auto loans and a total of $4,508,440,303 in loans and leases available for our members' needs across various sectors.
Growing Membership Trust
The trust placed in us by our community is evident as we manage 808,886 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 721 Lakefront Cmns Newport News Va 23606 or call 757-827-5328 to learn more about how we can help you achieve your financial goals.
Member Savings and Security
Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our net income of $12,513,840, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Strong Financial Health
With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have competitive rates and flexible terms to fit your budget.
Credit Lines and Business Loans
For those looking for additional financial flexibility, our total credit lines amount to $1,634,928,477. This option allows you to access funds as needed, making it easier to handle both personal and business expenses. Additionally, for business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand your operations. If you're considering refinancing options or want more information about eligibility, don't hesitate to contact us at (757) 827-5328 or visit our branch located at 721 Lakefront Cmns Newport News Va 23606. We are committed to helping you find the right loan solution tailored specifically for your needs. At Langley, we're here to support your financial aspirations every step of the way!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We guide you through the process to help you secure the best deal possible for your dream home.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. These cards can be an excellent way to cover unexpected expenses while enjoying competitive rates and straightforward repayment plans.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to quality data ensures that users receive the most accurate information possible when comparing loans.