Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs
Introduction
Welcome to the Langley Credit Union, where our commitment to fostering financial wellness in the community shines brightly. Located at 2004 Nickerson Blvd, Hampton, VA 23663, we have proudly served our members since 1936. With a rich history and a focus on member satisfaction, we're dedicated to helping you achieve your financial goals. At Langley, we are more than just a credit union; we are a community partner. With a membership of over 384,941 individuals, our strength lies in the connections we build with each member. We manage assets totaling an impressive $5,361,019,428, ensuring that your funds are secure while also providing competitive services like personal banking, auto loans, mortgages, and more. Our leadership team is here to guide you every step of the way. Under the direction of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we strive to provide exceptional service tailored to your needs. Our team of 685 employees is committed to creating an environment where you feel valued and supported. Whether you're looking to open a new account or explore loan options our total loans currently stand at 218,991 we invite you to connect with us. You can reach us at 757-827-5328 during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 120128, Newport News, VA 23612. Join us today and experience the Langley difference! For more information on membership eligibility or to get started with your financial journey, please visit our website at langleyfcu.org. Your future starts here!
Branch History & Mission
Community Commitment
Langley's roots run deep within the community. We actively engage in local initiatives designed to uplift those around us. Whether it's through financial literacy workshops or charitable contributions, we aim to make a positive impact on the lives of our members and neighbors alike. As we look ahead, we remain committed to innovation and enhancing member experiences. With features like electronic signatures and e-statements available for your convenience, we're constantly improving how we serve you while ensuring ADA compliance so that all members can enjoy our services. Join us at Langley today! Experience firsthand the benefits of being part of a community-focused credit union dedicated not only to your financial health but also to enriching the lives of those around us. Together, let's build a brighter future!
Our Mission
At Langley, our mission is simple yet powerful: we strive to empower our members by providing accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity for financial success. This belief drives us to offer a wide range of services, from personal banking options such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We understand that convenience matters to our members. That's why we offer both online and mobile banking services, allowing you to manage your finances anytime, anywhere. Our commitment extends beyond traditional banking; we also have an ATM available for quick cash access and participate in shared service centers for basic transactions if you're near one of our partner credit unions. While you can visit us at our Hampton location, any official correspondence should be sent to PO Box 120128 in Newport News. Our friendly team is here during convenient hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM ready to assist with all your financial needs.
Branch Location & Accessibility
Convenient Access
Getting to us is simple! With ample parking available right outside, you can quickly park your vehicle and walk right into our welcoming lobby. We take pride in ensuring our location is accessible for everyone, featuring ADA-compliant entrances and pathways. For those who prefer online services or are unable to visit us in person, we also offer robust online and mobile banking options. You can manage your accounts easily from home or on the go!
Operating Hours
We understand that life can be busy. That's why our operating hours are designed to accommodate your schedule. Visit us Monday through Friday from 8:30 AM to 5:00 PM, or stop by on Saturday from 8:30 AM to 12:30 PM. Our dedicated staff is always ready to assist you during these hours.
Reach Out
Have questions? Don't hesitate to give us a call at 757-827-5328! Our friendly team is eager to help you find the right financial solutions tailored just for you. Come visit us today at the Nickerson Branch we look forward to seeing you!
Services Offered
At Langley's Nickerson Branch, we offer a variety of services tailored just for you. Whether you need assistance with personal banking like checking and savings accounts or are interested in auto loans and mortgages, we've got you covered. Additionally, as a shared service center, we provide basic transactions for partner credit union members as well. While members can visit us at 2004 Nickerson Blvd, official correspondence should be sent to PO Box 120128 in Newport News if needed.
Member Eligibility
Joining the Langley community means stepping into a world of support and financial empowerment. At Langley, we believe that everyone deserves access to quality financial services, which is why our membership is open to individuals who live, work, or worship in certain areas within Virginia, as well as their family members. This inclusive approach ensures that you can enjoy all the benefits of being part of a credit union that truly cares about your financial well-being. To learn more about the specific eligibility requirements, feel free to visit our detailed page at Langley Membership Eligibility. Becoming a member is simple and straightforward! Once you confirm your eligibility, you can easily open an account with us. We offer a range of products and services tailored to meet your needs, from checking and savings accounts to various loan options. If you're ready to take the next step or have any questions, don't hesitate to reach out at (757) 827-5328. Our friendly staff at our branch located at 2004 Nickerson Blvd Hampton Va 23663 is eager to help you start your journey with Langley today!
Business Banking & Commercial Services
Commercial Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services for Everyday Transactions
In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine being able to accept payments easily, manage transactions seamlessly, and keep track of your finances all in one place. Our services ensure that you can focus more on what you do best running your business while we handle the banking side. Visit us at 2004 Nickerson Blvd Hampton Va 23663 in Hampton, VA, or give us a call at (757) 827-5328 to learn how we can partner with you on your business journey!
Comprehensive List Of Services
Business Banking Solutions
If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans designed to help your company thrive. We know how crucial it is to have access to funds when needed, so we aim to make our lending process as straightforward as possible.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why Langley provides robust online and mobile banking features. Manage your accounts anytime, anywhere with ease. You can check balances, transfer funds, and even make payments directly from your phone or computer. Plus, if you're on-the-go and need cash quickly, our ATM services allow for easy cash withdrawals whenever you need them.
Personal Banking Services
We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services tailored just for you. You can open checking and savings accounts that fit your lifestyle, making it easy to keep track of your funds. If you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Buying a home is an exciting milestone, and at Langley, we support you with our mortgage loans and refinancing services. Our experts will guide you through the process, ensuring you find the right mortgage that suits your budget. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation options can give you the financial relief you need. For those who enjoy rewards while spending, our credit cards with rewards offer great benefits that can enhance your purchasing power.
Shared Branch Transactions
As part of our commitment to accessibility, we also offer basic shared branch transactions for partner credit union members. This means you can easily deposit or withdraw funds even if you're at another location. At Langley in Hampton, VA, we strive to meet all your financial needs under one roof. If you have questions or want more information about any of our services listed above including personal banking options like checking accounts or business solutions feel free to reach out! Call us at 757-827-5328, visit us in person during lobby hours (Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM), or explore more online at Langley. Your financial journey starts here!
Digital & Online Banking
Key Features
Our online banking platform provides a user-friendly experience, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, managing your money has never been easier. If you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and simple.
Security and Convenience
Security is a top priority for us. We offer electronic signature authorization, which means you can sign documents securely from the comfort of your home. Additionally, our e-statements are available for those who prefer a paperless option, giving you easy access to your financial statements without the clutter. For those who enjoy banking on their mobile devices, you'll be pleased to know that our mobile application is ready for download. While we currently don't support mobile payments, our app offers all the essential features you need right at your fingertips. At Langley, we strive to provide accessible and efficient banking solutions tailored for you. Dive into our digital offerings today by visiting https://www.langleyfcu.org/ and experience a new level of convenience in managing your finances!
Financial Strength
Growing Together
We have a robust membership base with a total of 808,886 share accounts, showing that many trust us with their finances. The net shares available for lending stand at $0, indicating our commitment to utilizing resources directly for member benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Langley is your trusted partner. Visit us at 2004 Nickerson Blvd Hampton VA 23663 or call 757-827-5328 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $12,513,840 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Reinvesting for Your Benefit
With $437,316,450 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to support your financial goals effectively. Additionally, with $99,396 in used auto loans and $4,508,440,303 in total loans and leases available, our lending capacity supports members' aspirations across various sectors.
Solid Financial Foundation
With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Information
If you're interested in any of these loan offerings or want more details about eligibility and refinancing options available at Langley, please feel free to reach out to us at 757-827-5328. Our team is ready to assist you during our operating hours: Monday to Friday from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that Langley has to offer by visiting us at 2004 Nickerson Blvd Hampton VA 23663 or online at https://www.langleyfcu.org. Let us help you take the next step toward achieving your financial dreams!
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used one, our financing options make it easy and affordable.
Business Loans
For business owners seeking growth opportunities, our outstanding commercial loans totaling $158,384,606 provide the capital needed to expand your business ventures. We understand the challenges small businesses face and are committed to supporting local entrepreneurs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We offer flexible terms that can fit your budget and lifestyle. If you're considering refinancing your current mortgage, our team is here to guide you through the process.
Unsecured Credit Card Loans
Managing your finances can be easier with our flexible unsecured credit card loans. With a total of $199,066,943 in loans helping members navigate their expenses effectively, these credit cards come with competitive rates and no hidden fees. They are ideal for everyday purchases or unexpected expenses.
Loan Aggregator
Benefits of Using LendMesh
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