Langley Credit Union Norfolk VA: Affordable Auto Loans & Business Banking

Introduction

Welcome to Langley at our Wards Corner Branch, located at 7420 Granby St, Norfolk, VA 23505! Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 384,941 members. With total assets exceeding $5.36 billion and deposits totaling $357,894,169, we are dedicated to helping you achieve your financial goals. Under the leadership of our CEO, Thomas Ryan, and Board President, Audrey Douglas-Cooke, we strive to create a welcoming environment where you can feel confident in your financial decisions. Our team of 685 employees is here to assist you with a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. While members can visit us at our branch for friendly assistance and expert advice, official correspondence should be sent to our mailing address: PO Box 120128, Newport News, VA 23612. At Langley, we believe in the power of community. Our mission goes beyond numbers; it's about building lasting relationships with our members. We invite you to explore our offerings and experience how we can make a positive impact on your financial journey. Ready to take the next step? Give us a call at 757-827-5328 or visit us online at langleyfcu.org to learn more about how we can help you succeed!

Branch History & Mission

Community Commitment

Langley takes pride in being involved in the community. We actively participate in local outreach programs and partnerships that help improve the quality of life for residents in Norfolk and surrounding areas. Our goal is not only to provide exceptional financial products but also to contribute positively to our neighborhood. As we look toward the future, Langley continues to embrace digital advancements while ensuring ADA compliance and customer-centric initiatives remain at the forefront of our operations. By offering online banking services and mobile applications, we make managing your finances easier than ever. Join us at Langley! Experience firsthand how we can assist you with all your financial needs while remaining deeply committed to serving our community. Visit our website at langleyfcu.org or give us a call at 757-827-5328 today!

Our Mission

At Langley, our mission goes beyond providing financial services. We are dedicated to enhancing the lives of our members by offering support and resources that help them achieve their financial goals. We believe in putting people before profits and strive to create meaningful relationships with our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we are here to guide you every step of the way. While members can visit us at our branch location in Norfolk, official correspondence should be sent to PO Box 120128, Newport News, VA 23612. Our commitment to accessibility is evident in our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:30 pm. Plus, with both ATM availability and drive-thru banking services, we ensure that your banking experience is as convenient as possible.

Branch Location & Accessibility

Welcome to the Langley Wards Corner Branch, your friendly financial partner located at 7420 Granby St, Norfolk, VA 23505. Our branch is designed with your convenience in mind, making it easy for you to access the services you need. Whether you're stopping by for a quick transaction or looking for guidance on your financial journey, we're here to help. If you're visiting us, you'll find our branch situated near popular local spots, making it a breeze to drop in while running errands or enjoying a day out. With ample parking available, you can come and go with ease. We've also ensured that our facilities are accessible for everyone, including features like ADA-compliant ramps. At the Langley Wards Corner Branch, we understand that your time is valuable. That's why we offer flexible operating hours join us Monday through Friday from 8:30 AM to 5:00 PM and on Saturdays from 8:30 AM to 12:30 PM. Whether you're coming in before work or during your lunch break, our team is ready to assist you. Our branch also features a drive-thru service for those who prefer a quick and convenient banking option without leaving their vehicle. Plus, with ATM availability right outside our doors, you can withdraw cash or check your balance at any time. For members of partner credit unions, we offer shared services that allow for simple transactions like deposits and withdrawals. This means even more flexibility when managing your finances. While members can visit us at 7420 Granby St, official correspondence should be sent to PO Box 120128 in Newport News, VA 23612. If you have any questions or need assistance, feel free to give us a call at 757-827-5328. We invite you to come see us today! Your financial needs are important to us, and we're excited to support you every step of the way.

Member Eligibility

At Langley, we believe that everyone deserves a chance to be part of a caring community where your financial needs come first. Becoming a member is not just about opening an account; it's about joining a family that supports you in achieving your financial goals. To become a member of Langley, you need to meet some simple eligibility criteria, which primarily include living, working, or attending school in certain areas of Virginia. Whether you're looking for personal banking options or business services, you'll find that being part of Langley opens up a world of benefits tailored just for you. Getting started is easy! You can find detailed information on eligibility by visiting this link. Once you've confirmed your eligibility, opening an account is just a click away. For assistance or questions, feel free to reach out to us at (757) 827-5328. We're here to help you every step of the way at our branch located at 7420 Granby St Norfolk Va 23505. Join us today and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine having the ability to process payments seamlessly, manage transactions with ease, and offer your customers various payment options all from your local Langley branch at 7420 Granby St Norfolk Va 23505. Our services are tailored to meet your needs, ensuring that you can focus on what truly matters: growing your business. For personalized support or to learn more about how we can help your business succeed, contact us at 757-827-5328 or visit us during our operating hours: Monday - Friday from 8:30 am - 5:00 pm and Saturday from 8:30 am - 12:30 pm. Join us on the path to success!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? Our ATM services are readily available for withdrawals and balance checks. Additionally, we provide basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Services

For those who own businesses or are looking to start one, our business banking services are invaluable. We offer merchant services to help streamline your transactions and business loans tailored to support your growth ambitions.

Credit Card Offers

To reward our members for their loyalty, we also provide credit cards with rewards that allow you to earn points on every purchase. These points can be redeemed for travel, gift cards, and more making your spending work harder for you.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts from anywhere at any time, whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on the go.

Personal Banking Solutions

We understand that managing your money effectively is crucial for achieving your financial goals. That's why we offer checking and savings accounts that come with features designed to help you save more and spend wisely. If you're planning on purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring that you can get behind the wheel without breaking the bank. When it comes to home ownership, our mortgage loans and refinancing services can make the process easier. We guide you through each step, helping you find a mortgage that fits your budget. For unexpected expenses or debt management, our personal loans and debt consolidation solutions can offer relief by providing the funds you need.

Shared Branch Transactions

If you're a member of a partner credit union, you'll appreciate our ability to facilitate basic shared branch transactions like deposits and withdrawals making it easy for you to access your funds wherever you are. At Langley, we're here not just as a financial institution but as a partner in your financial journey. If you're ready to explore how we can assist you further or if you have any questions about our services, please don't hesitate to reach out at (757) 827-5328 or visit us online at https://www.langleyfcu.org/ . Your financial well-being is important to us!

Digital & Online Banking

Key Features for Your Convenience

Our online platform provides various features tailored to meet your banking needs. Enjoy the convenience of e-statements, which allow you to view your financial documents electronically, reducing clutter and making it easier to keep track of your finances. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. If you prefer banking on the go, our mobile application puts all these services right in the palm of your hand. You can make person-to-person transfers effortlessly, sending money to friends or family without the hassle of cash or checks. Although we currently do not support mobile payments, our application is user-friendly and designed to enhance your banking experience.

Security and Accessibility

We prioritize your security while ensuring ease of use. Our online banking system employs advanced security measures so you can feel confident when managing your finances. You can rest assured that your personal information remains protected while you enjoy all the benefits of modern banking. Langley's commitment to providing accessible services means you can manage your accounts in real-time from anywhere with internet access. Whether you're at home or on the move, our digital banking tools are available whenever you need them. With Langley, you're not just accessing a bank; you're gaining a partner dedicated to making your financial life smoother and more manageable. Explore all our digital banking offerings today!

Financial Strength

Dedicated Team

We also take pride in having 685 full-time employees who are ready to assist you with any banking needs. The dedication of our team ensures that every visit to Langley is met with knowledgeable support tailored just for you.

Growing Member Base

Total Share Accounts stand at 808,886, showing a strong and growing member base that trusts us with their finances. Our ability to adapt and grow alongside our community is what sets us apart as a reliable partner. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 7420 Granby St Norfolk Va 23505 or call (757) 827-5328 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. This focus on secure investments means your funds are working harder for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our total loans and leases reaching $4,508,440,303. We understand that many of our members need assistance with various financial goals, which is why we have provided $99,396 in used auto loans alone. Our operational efficiency shines through with a net income of $12,513,840, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or opting for a reliable used vehicle, we have financing solutions tailored just for you.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $158,384,606 provide the capital needed to expand operations and invest in new projects. We also provide refinancing options across all these loan categories. If you're looking to lower your current interest rates or consolidate debts into one easy payment plan, we can help guide you through eligibility requirements. To learn more about how our loan products can benefit you or to start your application process today, give us a call at 757-827-5328 or visit us at our branch located at 7420 Granby St Norfolk Va 23505. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial goals matter to us let's achieve them together!

Credit Lines

If you're looking for extra flexibility in borrowing, our total credit lines amount to $1,634,928,477. This option allows you access to funds as needed while keeping your financial commitments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025. These products are designed to help you navigate the complexities of home financing with ease.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans available to assist our members in managing their day-to-day expenses. Our credit cards come with competitive rates and rewards that can enhance your purchasing power.

Loan Aggregator

No Sponsored Listings

One of the key features of LendMesh is its commitment to impartiality. The platform does not prioritize lenders based on paid promotions, ensuring that all results are unbiased. This approach fosters an environment where consumers can feel confident in their choices.

Real-Time Rate Comparisons

With access to up-to-date loan rates from multiple institutions, LendMesh empowers users to make well-informed decisions about their borrowing options. This feature is particularly beneficial for those looking to find competitive rates quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's effectiveness in meeting consumer needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers on LendMesh come exclusively from legitimate financial institutions. This means users can trust that the information they receive is genuine and reflects actual market conditions.

LANGLEY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Business Banking Services

Credit Card Offers

Online and Mobile Banking

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Key Features for Your Convenience

Security and Accessibility

Financial Strength

Dedicated Team

Growing Member Base

Member Savings Secured

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

Customers Also Interested In

Join Our Community