Langley Credit Union Raleigh NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to Langley, your trusted financial partner located at 6308 Falls Of Neuse Rd, Raleigh, NC 27615. Since our establishment in 1936, we have proudly served the community with a commitment to excellence and member satisfaction. With over 384,941 members and total assets exceeding $5.36 billion, we strive to provide personalized financial solutions that help you achieve your goals. At Langley, we understand the importance of community. Our dedicated team of 685 employees, led by CEO Thomas Ryan and Board President Audrey Douglas-Cooke, works tirelessly to create a welcoming environment where every member feels valued. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 120128, Newport News, VA 23612. We invite you to explore our extensive range of services and discover how we can support your financial journey. With total deposits reaching $357,894,169 and a net worth of $474,822,579, Langley is committed to maintaining the financial health of our members while ensuring their money is safe and secure. We also offer various loan products with a total of 218,991 loans and leases available to meet your diverse needs. If you have any questions or need assistance, please don't hesitate to reach out at 757-827-5328 or visit our website at Langley. Your journey towards financial wellness begins here let's take it together!

Branch History & Mission

Langley has a rich history that dates back to 1936 when it first opened its doors in Raleigh, NC. Since then, we have grown alongside our community, evolving into a trusted financial partner for over 384,000 members. Our branch is located at 6308 Falls Of Neuse Rd, a convenient spot for residents in the vibrant Wake County area. While members can visit us at this address, official correspondence should be sent to our mailing address: PO Box 120128, Newport News, VA 23612. Our mission at Langley is simple yet profound: to empower our members to achieve their financial goals while fostering a sense of community. We believe in providing not just financial services but also support that uplifts individuals and families. With total assets exceeding $5.3 billion, we are committed to ensuring the safety and growth of your money. Through the years, Langley has embraced technology and innovation to enhance member experiences. We offer online and mobile banking services that make managing finances easy and accessible. Members can enjoy features like electronic statements and person-to-person payment options, ensuring they have the tools they need at their fingertips. At Langley, we are proud of our commitment to community outreach. We actively engage with local organizations and initiatives that help improve the lives of those around us. Whether it's supporting educational programs or participating in charitable events, we strive to make a positive impact. Our operating hours are tailored for your convenience: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. We also provide ATM services for quick access to cash whenever you need it. As we look towards the future, we invite you to join our growing family at Langley. Experience firsthand how we can assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. Together, let's build a brighter financial future! For more information or to become a member today, visit us online at Langley or call us at 757-827-5328.

Branch Location & Accessibility

Accessibility and Services

Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can easily access our services. Plus, we have ample parking available for your convenience. As a member of our community, you can take advantage of a variety of banking services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. While members can visit us at our physical location on Falls Of Neuse Rd, please note that official correspondence should be directed to PO Box 120128, Newport News, VA 23612 if needed.

Additional Features

At our North Raleigh Branch, you'll also find an ATM available for quick cash withdrawals and balance checks. Though we don't have drive-thru banking right now, we offer shared service center transactions for partner credit union members making it easier than ever to manage your finances on-the-go. Feel free to give us a call at 757-827-5328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life gets busy! That's why our doors are open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. This flexible schedule makes it easy for you to find a time that works best for your visit.

Member Eligibility

At Langley, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy! If you live, work, or worship in the local area, you are likely eligible to join us. We welcome individuals from various backgrounds, making it simple for you to access our wide range of financial services tailored just for you. Not only will you enjoy competitive rates and personalized service, but you'll also become part of a cooperative that puts your needs first. To get started on your journey with us at Langley, simply visit our eligibility page at https://www.langleyfcu.org/become-a-member for detailed information on the criteria. If you're ready to open an account, check out the account opening details here: https://www.langleyfcu.org/personal-credit-cards/ ?utm_source=lfcu-site&utm_medium=lfcu-banner&utm_campaign=ten-percent . Should you have any questions or need assistance, don't hesitate to reach out at (757) 827-5328. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify the payment process for your customers. Imagine running a bustling café where customers can pay quickly and securely using their favorite methods. Our solutions make transactions smooth, allowing you to focus on what matters most growing your business. Located at 6308 Falls Of Neuse Rd Raleigh Nc 27615 in Raleigh, NC, we're here to partner with you on your path to success. Contact us today at (757) 827-5328 to learn more about how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services are readily available for quick withdrawals and balance checks whenever you need them. Plus, as part of shared branching networks, members from partner credit unions can easily perform basic transactions right here at our branch.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to help you hit the road with confidence. We provide competitive rates and flexible terms to make your car-buying experience smooth and straightforward.

Business Banking

For entrepreneurs and small business owners, we provide business banking services such as merchant services and business loans. These options are designed to support your growth and help you manage your business finances effectively.

Credit Cards with Rewards

With our credit cards, not only can you make purchases conveniently, but you also earn rewards for doing so. Whether it's travel points or cashback, our rewards program adds value to every transaction.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we have mortgage solutions that can help you achieve your goals. Our friendly staff will guide you through the process and find the right loan for your situation.

Online & Mobile Banking

In today's fast-paced world, having access to digital banking is essential. At Langley, we offer robust online and mobile banking platforms that allow you to manage your accounts on-the-go transfer funds, pay bills, check balances everything at your fingertips! We invite you to visit us at 6308 Falls Of Neuse Rd Raleigh Nc 27615 or give us a call at (757) 827-5328 to learn more about how we can assist you with any of these services. Your financial well-being is our priority!

Personal Banking

Managing your finances is easier with our personal banking services. We offer checking and savings accounts that fit your lifestyle, whether you're saving for a vacation or just need a reliable place for your daily expenses. With features like online and mobile banking, accessing your account anytime, anywhere is simple and convenient.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra cash. Our personal loans offer flexibility for various needs, including debt consolidation to help simplify your payments and lower interest rates.

Digital & Online Banking

Key Features

Our online banking platform provides everything you need for real-time account management. You can easily check your balances, transfer funds between accounts, and pay bills with just a few clicks. Plus, our person-to-person transfer service makes it easy to send money to friends or family without the hassle of cash or checks. For those who prefer to manage their banking on the go, our mobile application is available for download. This app puts all the power of online banking right in your pocket, allowing you to deposit checks and monitor transactions from your smartphone.

Security & Convenience

Security is a top priority at Langley. We use electronic signature authorization for document signing, making transactions quicker and safer. Additionally, e-statements are available so you can keep track of your financial activity without the clutter of paper statements. While we currently do not offer mobile payments, our commitment to providing secure and user-friendly services remains strong. With our easy-to-use online banking features, you can have peace of mind knowing your information is protected while enjoying the convenience of managing your finances on your terms. Join us at Langley today and experience how effortless banking can be!

Financial Strength

Growing Membership Base

We have a robust member base with a total of 808,886 share accounts, showing that many trust us with their finances. This growth reflects the confidence our community has in Langley as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 6308 Falls Of Neuse Rd Raleigh Nc 27615 or call 757-827-5328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our approach to managing resources effectively.

Operational Efficiency

Our operational efficiency is evident with a net income of $12,513,840, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Your Benefit

With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,396 in used auto loans and an impressive $4,508,440,303 in total loans and leases.

Solid Financial Health

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you are purchasing a new vehicle or a reliable used one, our flexible financing options can make it easier for you to get behind the wheel.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We strive to provide competitive rates and terms that fit your unique situation, whether you're purchasing your first home or refinancing an existing mortgage.

Other Loan Options

In addition to auto and mortgage loans, we provide various other lending solutions tailored to meet your specific needs. From personal loans for debt consolidation to lines of credit for flexibility, we have options that can assist you in achieving your financial objectives. For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges, and our lending team is here to support you every step of the way. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, don't hesitate to reach out. Our knowledgeable staff at Langley is ready to assist you with personalized guidance. For inquiries or assistance, please contact us at (757) 827-5328. You can also visit us at our branch located at 6308 Falls Of Neuse Rd Raleigh Nc 27615, Raleigh, NC during our operating hours: Monday - Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority at Langley, where we're committed to providing accessible and affordable loan options for all our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make everyday purchases without worrying about collateral.

Loan Aggregator

Benefits of Using LendMesh

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LANGLEY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Services

Additional Features

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Financing Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security & Convenience

Financial Strength

Growing Membership Base

Member-Centric Savings Options

Operational Efficiency

Reinvesting for Your Benefit

Solid Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Other Loan Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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