America's Credit Union stands as a beacon of financial stability and community trust, boasting a total membership of 29,773 individuals who rely on us for their banking needs. With total assets reaching an impressive 692,896,551, we are committed to ensuring that our members' finances are secure and well-managed. Our strong net worth of 70,882,781 not only reflects our solid foundation but also underscores our dedication to providing exceptional service and support to our members.
In the past year, we've achieved a net income of 161,955, enabling us to reinvest in our services and further enhance the member experience. Our total deposits amounting to 6,634,406 signify the confidence our community has in us, while our extensive portfolio of 13,951 loans and leases showcases our commitment to helping members achieve their financial goals, whether it's purchasing a new home or financing a vehicle.
Employing 154 dedicated professionals, we pride ourselves on delivering personalized service that meets the unique needs of each member. Our net worth ratio of 1,052 highlights our financial health and stability, positioning us as a trusted partner in your financial journey. Furthermore, with a credit card loan volume of 1,778 and an auto loan volume of 2,592, we provide diverse options tailored to meet various financial requirements.
For businesses, we offer valuable commercial loans, totaling 138, empowering local enterprises to grow and thrive. Our prudent management has resulted in a total borrowing figure of 74,096,000, reflecting our strategic approach to maintaining liquidity while supporting member needs.
At America's Credit Union, transparency is paramount. We source performance insights and financial data from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, ensuring you have access to reliable information about your financial partner.