Americas Credit Union

Nestled in the heart of Tacoma, America's Credit Union, A at 2602 N Proctor St is proud to be a community-focused financial partner committed to your success. Whether you're looking to secure some of the best auto loans and vehicle financing to get behind the wheel of your dream car or exploring competitive mortgage loans and refinancing options, this branch offers personalized solutions designed with you in mind. Open Monday through Friday from 9:00 am to 5:30 pm and Saturdays until 1:00 pm, members enjoy convenient on-site ATM access for quick cash withdrawals and balance checks.
Serving nearly 30,000 members with assets nearing $693 million, America’s Credit Union, A provides a wide array of services including personal checking and savings accounts tailored for everyday convenience. Business owners can take advantage of merchant services and flexible business loans, while individuals benefit from credit cards loaded with rewards and personal loans geared toward debt consolidation. Robust online and mobile banking platforms make managing your finances effortless anytime, anywhere.
Visit America’s Credit Union, A in Tacoma today to explore competitive auto financing or mortgage options crafted just for you. Experience friendly local service—contact us for personalized guidance on your next financial step!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied Home Equity Programs
Home Equity Line of Credit
6.5 % - 8.5 %
Owner Occupied Home Equity Programs
Home Equity Fixed
7.25 % - 9.25 %
Non-Owner Occupied Home Equity Programs
Home Equity Line of Credit
7.5 % - 9 %
Non-Owner Occupied Home Equity Programs
Home Equity Fixed
8.25 % - 9 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/5 ARM-Pure Plus-100%LTV
6.24 %
6.272 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM-80% LTV
6.49 %
6.522 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM-80% LTV
5.99 %
6.1 %
5.0 Yrs
JUMBO
FIXED
Jumbo Fixed Rate - 80% LTV
6.75 %
6.864 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal installment loans
10.23 - 18 %
2.1 - 7 Yrs
$25,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.46 % - 13.21 %
3 Yrs
Auto
5.77 % - 13.77 %
3.1 Yrs - 4 Yrs
Auto
5.93 % - 13.93 %
4.1 Yrs - 5 Yrs
Auto
5.99 % - 12.14 %
5.1 Yrs - 6 Yrs
Auto
6.9 % - 8.65 %
6.1 Yrs - 7 Yrs
Auto
12.32 %
5 Yrs
Auto
13.85 %
5.1 Yrs - 6 Yrs
Motorcycle
8.05 % - 10.8 %
3 Yrs
Motorcycle
8.24 % - 10.99 %
3.1 Yrs - 4 Yrs
Motorcycle
8.74 % - 11.49 %
4.1 Yrs - 5 Yrs
Motorcycle
9.25 % - 10.75 %
5.1 Yrs - 6 Yrs
Motorcycle
10.3 %
6.1 Yrs - 7 Yrs
Recreational
8.9 % - 11.9 %
5 Yrs
Recreational
10.5 % - 13.5 %
5.1 Yrs - 7 Yrs
Recreational
12.1 % - 15.1 %
7.1 Yrs - 10 Yrs
Recreational
13.7 % - 16.7 %
10.1 Yrs - 12 Yrs
Recreational
15.3 % - 18 %
12.1 Yrs - 15 Yrs

Introduction

Welcome to America's Credit Union, A, located at 2602 N Proctor St 3, Tacoma, WA 98407. Since our establishment in 1954, we've been dedicated to serving our community and helping our members achieve their financial goals. With a strong commitment to providing exceptional service, we proudly support 29,773 members, offering a range of services tailored to meet your unique needs. At America's Credit Union, A, our total assets stand at an impressive $692,896,551, reflecting our solid foundation and stability. We manage total loans of 13,951, ensuring that we can offer competitive lending options for everything from auto loans to personal financing. Our total deposits amount to $6,634,406, showcasing the trust and confidence that our members place in us. We believe that financial empowerment starts with solid leadership. Under the guidance of CEO Kenneth Leonard and Board President Kyle Lentz, we strive to create an inclusive environment where everyone feels valued. Our team of 154 employees is here to assist you with a smile and a wealth of knowledge. Whether you're visiting us for personal banking needs or exploring business loan options, you'll find that we prioritize your satisfaction. If you need assistance or have any questions, feel free to call us at (253) 964-6182 or visit our website at youracu.org. While members can visit us at 2602 N Proctor St 3, official correspondence should be sent to our mailing address: PO Box 5060, DuPont, WA 98327. Join us on this journey toward financial success. Explore how we can help you today!

Branch History & Mission

America's Credit Union, A has a proud history rooted in community service and member support. Established in 1954, our North Proctor Branch located at 2602 N Proctor St 3, Tacoma, WA 98407, has grown alongside the neighborhoods we serve. Over the years, we have developed strong relationships with our members, which now number over 29,000. With total assets reaching an impressive $692,896,551, we are dedicated to providing financial services that empower individuals and families to achieve their goals. Our mission is clear: to enhance the financial well-being of our members while fostering a spirit of community. We believe that everyone deserves access to quality financial services. Whether it's personal banking, auto loans, or mortgage refinancing, we strive to offer products that meet the diverse needs of our members. We are not just a credit union; we are a partner in your financial journey. While members can visit us at our Tacoma location for all their banking needs, official correspondence should be sent to PO Box 5060, DuPont, WA 98327. Our branch operates Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 1:00 PM. We also offer ATM services for added convenience. In addition to traditional banking services, we embrace technology to ensure our members have access to online and mobile banking options. This commitment extends to our shared service center availability, allowing even more ways for members to connect with us. Our community outreach efforts highlight our dedication beyond banking. We actively participate in local events and partnerships that aim to uplift and support those around us. This connection to the community is what sets us apart and drives us forward. Join us at America's Credit Union, A and experience firsthand the benefits of membership where you're not just another account but a valued member of our family. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 253-964-6182 or visit our website at www.youracu.org.

Branch Location & Accessibility

Welcome to America's Credit Union, A at our North Proctor Branch! Conveniently located at 2602 N Proctor St 3 in Tacoma, WA, we are here to serve you with a range of financial services. If you need to send official correspondence, please use our mailing address: PO Box 5060, DuPont, WA 98327. Our branch is nestled in a vibrant area near local favorites like Proctor Park and the historic Proctor District, making it easy for you to drop by while enjoying your day. We have ample parking available right outside our doors, ensuring that your visit is hassle-free. For those who need special accommodations, our facility complies with ADA standards and features accessible ramps. We understand that convenience matters. That's why we offer ATM services for quick cash access and basic transactions, so you can manage your finances on the go. While we don't have drive-thru banking at this location, our friendly staff is ready to assist you inside during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. At America's Credit Union, A, we pride ourselves on providing a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and even business banking services. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared branch transactions right here! If you have any questions or would like to learn more about how we can help meet your financial needs, please don't hesitate to call us at 253-964-6182. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of America's Credit Union, A is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, or worship in the Tacoma area or are related to someone who does, you're likely eligible to join us! At America's Credit Union, A, we believe in supporting our members with tailored financial services that meet your unique needs. You can find more detailed eligibility criteria by visiting this link. Once you're ready to take the next step, opening an account is straightforward and welcoming. Simply visit us at our branch located at 2602 N Proctor St 3 Tacoma Wa 98407, or check out the account opening details online here. If you have any questions, feel free to give us a call at (253) 964-6182. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. Our services are designed to fit the unique needs of local businesses, making transactions easier and more efficient. Whether you are a startup or an established company, America's Credit Union, A is here to support your financial journey. Connect with us today at 253-964-6182 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive Business Banking services, including merchant services and business loans. We know running a business comes with its challenges, and we're here to support you every step of the way.

Credit Cards and Rewards

Enjoy shopping and earning rewards at the same time with our Credit Cards with Rewards program. It's a great way to earn points on your everyday purchases while benefiting from competitive interest rates.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier.

Loans and Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make purchasing your dream vehicle easier than ever. For those looking to settle into a new home, we offer Mortgage Loans & Refinancing solutions tailored to fit your budget. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible repayment plans.

Personal Banking

We understand that managing finances can be overwhelming, which is why we offer Personal Banking services that include checking and savings accounts. Whether you're saving for a vacation or managing daily expenses, our accounts come with features designed for convenience. You can easily access your funds through our ATM & Cash Withdrawal Services, making it simple to get cash when you need it.

Shared Branch Services

As part of our commitment to accessibility, we also participate in shared branch services. This means if you're a member of another credit union that partners with us, you can perform basic transactions such as deposits and withdrawals right here at North Proctor Branch. No matter what financial service you need, America's Credit Union, A is here to help. Our knowledgeable staff is available during regular hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM to answer any questions you may have. Feel free to reach out at (253) 964-6182 or visit us online at https://www.youracu.org/ for more information. Join us today and experience how banking can be simple and supportive!

Digital & Online Banking

At America's Credit Union, A, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money right from the comfort of your home or on the go. Our online banking platform, accessible at https://www.youracu.org/, is available 24/7, allowing you to check your account balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the convenience of e-statements, which means no more paper clutter just quick access to your financial records whenever you need them. Plus, with our electronic signature authorization feature not currently available, you'll find that signing documents is straightforward and hassle-free. For those who prefer banking on their mobile devices, our mobile application puts all these features right in your pocket. You can make mobile payments easily and securely, ensuring that you never miss a payment again. Our person-to-person transfer option makes sending money to friends or family simple just a few taps on your screen! Security is a top priority for us at America's Credit Union, A. We use advanced measures to protect your personal information while providing user-friendly services. With real-time account management and easy navigation, banking has never been more accessible. Whether you're at home or out and about, our digital banking services are here to empower you with the tools needed for effective financial management. Join us today at https://www.youracu.org/ to experience the convenience of modern banking!

Financial Strength

At America's Credit Union, A, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health to reassure you of our reliability and commitment to serving your needs. With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,296 in used auto loans and $538,320,915 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $231,634. Total Share and Deposit Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 2602 N Proctor St 3 Tacoma Wa 98407 or call (253) 964-6182 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to suit your needs. Plus, if you're interested in refinancing an existing auto loan, we have options available to help you lower your monthly payments.

Business Loans

For business owners in our community, we offer outstanding commercial loans totaling $170,833,297. These funds provide the capital needed to grow and expand your business operations. At America's Credit Union A, we're committed to providing clear information about our products and services. If you're interested in exploring refinancing options or want more details about eligibility for any of our loan products, feel free to reach out! You can contact us at 253-964-6182 or visit our website at youracu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to assisting you on your financial journey!

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer total credit lines amounting to $296,400,752. These lines can provide you with extra cash when you need it most. We also have flexible terms on unsecured credit card loans totaling $27,001,356 to help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates or terms, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By using verified data, LendMesh guarantees that users receive accurate loan comparisons, allowing them to find the best rates available.

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