Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to America's Credit Union, A, your trusted partner in financial well-being! Located at 9921 224th St E in Graham, WA 98338, our branch has been serving the community since 1954. With a strong commitment to our members, we pride ourselves on providing personalized banking solutions tailored to your needs. At America's Credit Union, A, we understand that finances can be overwhelming. That's why we're dedicated to making your banking experience as smooth as possible. Our friendly team of 154 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgages. We currently serve a growing membership of 29,773 individuals who trust us for their financial services. Our financial strength speaks volumes about our dedication to our members. With total assets reaching an impressive $692,896,551 and total deposits amounting to $6,634,406, we ensure your money is safe and sound. Additionally, our net worth stands at $70,882,781 and we have $27,219,908 in cash readily available for your needs. While members can visit us at our Graham branch for in-person assistance or enjoy the convenience of online banking at our website, official correspondence should be sent to PO Box 5060 in DuPont, WA 98327. Led by CEO Kenneth Leonard and Board President Kyle Lentz, we are committed to enhancing our community's financial health through responsible lending practices. Our total loans and leases amount to 13,951 showing our dedication to supporting local growth and helping you achieve your goals. If you're looking for a credit union that values transparency and community engagement, look no further! Feel free to reach out at 253-964-3113 with any questions or drop by during our lobby hours from Monday to Friday between 9 AM and 5 PM. Join us today at America's Credit Union for a brighter financial future!
Branch History & Mission
Community Impact
Our commitment extends beyond banking services; we actively engage with local organizations and initiatives that uplift our community. Through partnerships and outreach efforts, we aim to create lasting positive change. Whether it's providing financial literacy workshops or sponsoring local events, America's Credit Union is dedicated to making Graham a better place for everyone. As we embrace modern advancements like online and mobile banking ensuring ADA compliance we make it easier than ever for you to manage your finances anytime and anywhere. We invite you to experience the difference at America's Credit Union. Join us today! Become part of a community that values your financial health as much as you do. Visit our website at America's Credit Union or call us at 253-964-3113 for more information on how you can get started. Together, let's build a brighter financial future!
Our Mission
The mission of America's Credit Union is simple yet profound: to empower individuals and families through accessible financial solutions while fostering a supportive community. We strive to provide top-notch personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Each product is designed with you in mind because your financial well-being is our priority. We understand the importance of being there for our members not just during transactions but throughout their financial journeys. Our operating hours are convenient (M-F from 9 AM to 5 PM), allowing you to visit us when it suits you best. If you prefer quick transactions on-the-go, we offer ATM services and drive-thru banking for your convenience. While members can visit us at 9921 224Th St E in Graham for all their needs, official correspondence should be sent to PO Box 5060 in DuPont, WA 98327 if necessary.
Branch Location & Accessibility
ATM Availability
Need cash on the go? You're in luck! Our branch features an ATM that is accessible 24/7 for your convenience. This means you can withdraw cash or check balances anytime. While members can visit us at 9921 224Th St E Graham Wa 98338, official correspondence should be sent to PO Box 5060 in DuPont, WA if necessary. Feel free to give us a call at 253-964-3113 if you have any questions or need assistance. We look forward to seeing you soon at America's Credit Union, A where your financial journey begins!
Nearby Landmarks and Accessibility
You'll find us right off major roads, making access simple. With ample parking available, you can easily stop by without the hassle of searching for a spot. We also prioritize accessibility, ensuring that everyone can visit us comfortably. Our branch features ADA-compliant facilities, including ramps for those who need extra assistance.
Operating Hours
We understand that life can get busy! That's why our lobby hours are set from Monday to Friday, 9 AM to 5 PM. We aim to be available when you need us most, so feel free to swing by during these hours for any personal banking needs or inquiries.
Services Offered
At America's Credit Union, A, we offer a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit every member's needs. If you're in a rush, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.
Member Eligibility
At America's Credit Union, A, we believe that everyone deserves a place where they can thrive financially. Becoming a member is simple and welcoming! If you live, work, or worship in the communities around 9921 224Th St E Graham Wa 98338, you're likely eligible to join our family. We're all about supporting our members with tailored services that meet your unique needs, whether that's helping you save for a dream vacation or financing your first car. To find out more about eligibility details, feel free to explore the information available at . Opening an account is just as easy! You can start your journey with us by applying online through this link: http://www.youracu.org/business-banking/business-loans/apply-online/. If you have any questions or need assistance, don't hesitate to reach out at (253) 964-3113. We look forward to welcoming you into our community at America's Credit Union, A!
Business Banking & Commercial Services
Merchant Services That Make Life Easier
Imagine being able to accept payments easily from your customers, whether they're paying with a card or through mobile apps. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From straightforward point-of-sale systems to online payment options, we provide tools that enhance your customer experience while boosting your efficiency. Ready to take your business to the next level? Visit us at 9921 224Th St E Graham Wa 98338, Graham, WA, or call us at (253) 964-3113. Let's work together to make your vision a reality!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
For our business members, we offer comprehensive business banking solutions including merchant services and business loans. These tools are vital for entrepreneurs looking to grow their operations and improve cash flow. We understand the unique challenges businesses face, and we're here to support you every step of the way.
Commitment to Our Members
We pride ourselves on being more than just a financial institution; we're a community partner focused on helping our members thrive. Our friendly staff is always ready to assist you with any questions or guidance you may need along your financial journey. If you're ready to learn more about how America's Credit Union, A can support your financial needs or if you're interested in opening an account, don't hesitate to reach out! Give us a call at (253) 964-3113 or visit us at 9921 224Th St E Graham Wa 98338 in Graham, WA. Let's work together towards achieving your financial dreams!
Digital Access and Convenience
In today's fast-paced world, having access to your finances at any time is crucial. That's why we provide robust online and mobile banking services. With these features, you can manage your accounts from anywhere whether it's transferring funds, paying bills, or checking balances all at your fingertips. Additionally, we have convenient ATM services available for quick cash withdrawals and balance checks. For those who prefer in-person assistance, our branch also offers drive-thru banking, making deposits and withdrawals easier than ever.
Personal Banking Solutions
For individuals and families, our personal banking services include checking and savings accounts tailored to help you save for tomorrow while managing your everyday expenses today. Need a new vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions that can assist you in achieving homeownership or lowering your current monthly payments. In addition, our personal loans are here to help you consolidate debt or cover unexpected expenses, allowing you to focus on what truly matters. And don't forget about our credit cards with rewards, which offer benefits that can enhance your purchasing power while earning points for future rewards.
Digital & Online Banking
Key Features of Our Online Services
With our online banking platform, you can enjoy 24/7 access to your accounts. This means you can check balances, transfer funds, and pay bills anytime, anywhere. No more waiting in lines or rushing to the bank before closing hours! We also offer e-statements, which make it easy to keep track of your transactions without the clutter of paper. You can view your statements securely online whenever you need them. And if you're worried about signing documents, our electronic signature authorization feature ensures a smooth process for any necessary paperwork.
Mobile Banking Made Easy
Our mobile application is another fantastic way to stay connected with your finances. It includes a mobile payments feature, allowing you to make purchases directly from your phone simple and secure! Plus, if you need to send money to friends or family quickly, our person-to-person transfer option makes it a breeze.
Security You Can Trust
Your security is our top priority. We utilize advanced technology to protect your information so you can bank with confidence. With user-friendly features and robust security measures, managing your finances through America's Credit Union, A feels safe and straightforward. In summary, whether it's accessing e-statements or making mobile payments, our digital banking services are tailored for your lifestyle. Explore all that we offer today through our website and discover how easy banking can be!
Financial Strength
A Strong Foundation
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Commitment to Growth
With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,296 in used auto loans and $538,320,915 in total loans and leases.
Growing Membership Base
Total Share and Deposit Accounts stand at 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $231,634. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 9921 224Th St E Graham Wa 98338 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our impressive $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more!
Business Financing
For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, we've got you covered. At America's Credit Union, A located at 9921 224Th St E Graham WA 98338, we are dedicated to making your borrowing experience straightforward and beneficial. If you're interested in learning more about our loan products or exploring eligibility options, feel free to reach out at 253-964-3113. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to assisting you with your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We aim to help you navigate the home-buying process with ease.
Unsecured Credit Card Loans
Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $27,001,356 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them.
Loan Aggregator
Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. The platform's commitment to integrity means you can trust that the information you see reflects accurate rates from reputable lenders.
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions. This focus on verified data ensures that users are presented with trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that users can make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best rates available in the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the impact LendMesh has had on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*