Americas Credit Union

Located at 9035 Jackson Ave on JBLM, America’s Credit Union, A is proud to serve the vibrant JBLM community with financial solutions designed around your needs. Whether you’re looking for some of the best auto loans to get behind the wheel of your dream vehicle or exploring competitive mortgage loans and refinancing options, this branch offers expert guidance paired with convenient services. Open Monday through Friday from 9 am to 5:30 pm, members enjoy easy access to drive-thru banking and an on-site ATM for quick withdrawals, deposits, and balance checks.
With nearly 30,000 members and assets approaching $693 million, America’s Credit Union, A delivers a comprehensive suite of financial services including personal checking and savings accounts tailored for everyday convenience. Business owners can benefit from merchant services and flexible business loans, while individuals have access to credit cards with rewards plus personal loans and debt consolidation options. Robust online and mobile banking platforms make managing your finances seamless anytime, anywhere.
Visit America’s Credit Union, A at JBLM today to explore competitive auto financing or mortgage solutions crafted just for you. Experience friendly local service—contact us for personalized guidance on your next financial step!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied Home Equity Programs
Home Equity Line of Credit
6.5 % - 8.5 %
Owner Occupied Home Equity Programs
Home Equity Fixed
7.25 % - 9.25 %
Non-Owner Occupied Home Equity Programs
Home Equity Line of Credit
7.5 % - 9 %
Non-Owner Occupied Home Equity Programs
Home Equity Fixed
8.25 % - 9 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/5 ARM-Pure Plus-100%LTV
6.24 %
6.272 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM-80% LTV
6.49 %
6.522 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM-80% LTV
5.99 %
6.1 %
5.0 Yrs
JUMBO
FIXED
Jumbo Fixed Rate - 80% LTV
6.75 %
6.864 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal installment loans
10.23 - 18 %
2.1 - 7 Yrs
$25,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.46 % - 13.21 %
3 Yrs
Auto
5.77 % - 13.77 %
3.1 Yrs - 4 Yrs
Auto
5.93 % - 13.93 %
4.1 Yrs - 5 Yrs
Auto
5.99 % - 12.14 %
5.1 Yrs - 6 Yrs
Auto
6.9 % - 8.65 %
6.1 Yrs - 7 Yrs
Auto
12.32 %
5 Yrs
Auto
13.85 %
5.1 Yrs - 6 Yrs
Motorcycle
8.05 % - 10.8 %
3 Yrs
Motorcycle
8.24 % - 10.99 %
3.1 Yrs - 4 Yrs
Motorcycle
8.74 % - 11.49 %
4.1 Yrs - 5 Yrs
Motorcycle
9.25 % - 10.75 %
5.1 Yrs - 6 Yrs
Motorcycle
10.3 %
6.1 Yrs - 7 Yrs
Recreational
8.9 % - 11.9 %
5 Yrs
Recreational
10.5 % - 13.5 %
5.1 Yrs - 7 Yrs
Recreational
12.1 % - 15.1 %
7.1 Yrs - 10 Yrs
Recreational
13.7 % - 16.7 %
10.1 Yrs - 12 Yrs
Recreational
15.3 % - 18 %
12.1 Yrs - 15 Yrs

Introduction

Welcome to America's Credit Union, A, located at 9035 Jackson Ave, JBLM, WA 98433. Since our establishment in 1954, we have proudly served our community with a commitment to financial stability and member satisfaction. With over 29,773 members, we are dedicated to providing personalized banking solutions that meet the diverse needs of our community. At America's Credit Union, A, our total assets amount to an impressive $692,896,551, ensuring that we have the resources to support your financial goals. Our members trust us with $6,634,406 in deposits and benefit from our extensive lending options, which include more than 13,951 loans and leases. We understand the importance of financial security; that's why our net worth stands strong at $70,882,781, providing a solid foundation for our members' investments and savings. Our team is led by CEO Kenneth Leonard and Board President Kyle Lentz, who are both committed to fostering a culture of trust and community engagement. Together with our dedicated staff of 154 employees, we strive to create a welcoming environment where every member feels valued. While you can visit us at our branch for personal banking services from checking and savings accounts to auto loans and mortgages we also encourage you to reach out via phone at 253-964-3113 for any inquiries or assistance you might need. If you prefer official correspondence, please send it to our mailing address: PO Box 33338, JBLM, WA 98433. Explore all that America's Credit Union has to offer by visiting us online at our website. Whether you're looking for personal finance advice or business banking solutions, we're here to help you every step of the way. Join us in building a brighter financial future together!

Branch History & Mission

Our Mission

The mission of America's Credit Union is simple yet powerful: to provide our members with exceptional financial services while actively supporting the communities we serve. We focus on personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our goal is to make banking straightforward and beneficial for everyone. We understand that community matters. That's why we engage in various outreach programs and partnerships that strengthen local connections. Whether it's sponsoring events or collaborating with organizations that support those in need, we strive to give back to the neighborhoods that have supported us throughout the years. While members can visit us at our branch location, official correspondence should be sent to PO Box 33338, JBLM, WA 98433. We are here for you Monday through Friday from 9 AM to 5:30 PM. Additionally, with ATM access and drive-thru banking available, we ensure that your banking experience is convenient and efficient. In line with modern advancements, we offer online and mobile banking services so you can manage your finances anytime and anywhere. From person-to-person payments to e-statements and mobile payments, we're committed to making your banking experience as user-friendly as possible. Join us at America's Credit Union today! Experience not just a credit union but a community partner dedicated to your financial success. Together, let's build a brighter future! For more information or assistance, feel free to call us at 253-964-3113 or visit our website at youracu.org.

Branch Location & Accessibility

Comprehensive Services

At America's Credit Union, A, we provide a range of financial solutions tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks. As a shared service center, we welcome members from partner credit unions to access their accounts easily. While members can visit us at 9035 Jackson Ave, official correspondence should be sent to PO Box 33338, JBLM, WA 98433 if needed.

Easy Access and Amenities

Our branch is designed with your needs in mind. We offer ample parking space, making it simple for you to visit us without worrying about finding a spot. Plus, our facility is ADA compliant, ensuring that everyone can access our services comfortably. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals.

Get in Touch!

We invite you to stop by or call us at 253-964-3113 if you have any questions or need assistance. Our team is eager to help you navigate your financial journey. Come see us today at America's Credit Union!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5:30 PM. Our friendly staff is ready to assist you during these hours, whether you need help with personal banking, loans, or any of our other services.

Member Eligibility

Becoming a member of America's Credit Union, A is like joining a caring family that prioritizes your financial well-being. To qualify for membership, you typically need to be associated with the military, certain organizations, or communities we serve in the Jblm area. We believe everyone deserves access to financial services that empower them, and that's why our eligibility criteria are designed to be inclusive and welcoming. You can find all the specific details about who can join us by visiting our website at . Opening an account is straightforward and convenient. Whether you're interested in personal banking, loans, or other services, our friendly team is here to guide you through every step of the process. If you have any questions or want to know more about how to get started, feel free to give us a call at (253) 964-3113. Join us at America's Credit Union, A, located at 9035 Jackson Ave Jblm Wa 98433, and take advantage of the benefits that come with being part of our community!

Business Banking & Commercial Services

Member and Non-Member Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed for everyday business needs. Whether you're processing payments online or in-store, our reliable systems ensure that transactions are smooth and efficient. This means you can focus on what you do best running your business while we take care of the financial details. For more information about how we can assist your business at America's Credit Union, A, located at 9035 Jackson Ave Jblm Wa 98433, Jblm, WA, contact us at (253) 964-3113. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are available for quick withdrawals and balance checks, ensuring that you have access to your funds when you need them. Plus, with basic drive-thru banking options for deposits and simple transactions, we make it easy for you to handle your banking needs without stepping inside the branch. At America's Credit Union, A, we are proud to serve our community in Jblm and beyond. Our commitment to personalized service means that whether you're taking out an auto loan or opening a checking account, we're here every step of the way. If you're ready to explore all the financial opportunities available at America's Credit Union, A, give us a call at (253) 964-3113 or visit us online at Madigan Branch. Let's achieve your financial goals together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer competitive auto loans and vehicle financing options tailored to fit your budget. With flexible terms and affordable rates, you can drive off the lot with peace of mind knowing that you've made a smart financial choice.

Business Banking

For our entrepreneurial members, we have robust business banking solutions including merchant services and business loans. We understand the challenges of running a business, which is why we're committed to helping you succeed financially.

Credit Cards with Rewards

Our credit cards not only provide a convenient payment option but also offer rewards that make every purchase feel rewarding. Whether you're planning a trip or just want cash back on everyday purchases, our credit cards are designed to fit your lifestyle.

Mortgage Loans & Refinancing

Buying a home or refinancing your existing mortgage can be daunting, but at America's Credit Union, A, we're here to simplify the process. Our mortgage loans come with various terms and competitive rates, making homeownership more accessible than ever. Our experienced staff will guide you through every step, ensuring you're comfortable with your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to access your accounts anytime, anywhere. With features like person-to-person payments and mobile deposits, managing your finances has never been easier.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while also setting aside funds for future goals. We understand that life can throw unexpected challenges your way, which is why our personal loans and debt consolidation options can offer relief when you need it most.

Digital & Online Banking

Key Features

One of the standout features is our mobile payments option, which lets you make purchases directly from your smartphone. This feature not only saves time but also adds an extra layer of convenience when you're on the go. Additionally, our person-to-person transfers allow you to send money instantly to friends or family without any hassle. For those who prefer going paperless, we offer e-statements, making it easy to keep track of your transactions while reducing clutter. This service is part of our commitment to providing you with user-friendly options that fit your lifestyle. While we do not currently support electronic signature authorization, we ensure that all online transactions are secure and protected. Your peace of mind is important to us. At America's Credit Union, A, we're dedicated to making banking accessible and easy for all our members. Experience the freedom of real-time account management and enjoy the benefits of modern banking solutions tailored just for you! If you're ready to explore these features further, visit us at https://www.youracu.org/ today!

Financial Strength

Building Trust Through Engagement

Net Shares (Funds available for lending and investments): $231,634. Total Share Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 9035 Jackson Ave Jblm Wa 98433 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.

Continuous Growth and Support

With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,296 in used auto loans and $538,320,915 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $161,955, which enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives our members peace of mind knowing their finances are in capable hands. Our net worth ratio of $1,052 demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. We provide flexible terms and options that make financing your next vehicle straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We aim to simplify the process so you can focus on finding the right home for you and your family.

Refinancing Options

If you're looking at refinancing options or need assistance determining your eligibility for any of our loan products, our team is ready to help you explore what works best for you. We want to ensure that you're making informed decisions regarding your financial future. Feel free to reach out to us at our branch located at 9035 Jackson Ave Jblm Wa 98433 or call us at 253-964-3113. Our team is available Monday through Friday from 9:00 AM to 5:30 PM to assist you with any questions or concerns about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial management starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,001,356 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you stay financially fit while enjoying rewards for your purchases.

Loan Aggregator

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