Americas Credit Union

America’s Credit Union A proudly serves Washington residents with a comprehensive suite of financial services designed to support members across the entire state. Whether you’re withdrawing cash at convenient ATMs or conducting basic transactions through drive-thru banking, managing your finances in Washington is simple and accessible. Members enjoy seamless access to shared branch transactions, allowing deposits and withdrawals at partner credit unions statewide.
From competitive auto loans and vehicle financing to mortgage loans and refinancing options tailored for Washington homeowners, America’s Credit Union A is committed to helping you reach your financial goals. Personal banking solutions include checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation services that provide flexibility when you need it most.
Business owners throughout Washington benefit from specialized merchant services and business loans crafted to fuel growth in local communities. Robust online and mobile banking platforms ensure secure, 24/7 account management wherever you are.
Beyond banking products, America’s Credit Union A actively invests in community programs throughout Washington that promote financial education and economic well-being. Membership means joining a supportive network dedicated to your success and the prosperity of Washington residents statewide. Experience the value of belonging to America’s Credit Union A today.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied Home Equity Programs
Home Equity Line of Credit
6.5 % - 8.5 %
Owner Occupied Home Equity Programs
Home Equity Fixed
7.25 % - 9.25 %
Non-Owner Occupied Home Equity Programs
Home Equity Line of Credit
7.5 % - 9 %
Non-Owner Occupied Home Equity Programs
Home Equity Fixed
8.25 % - 9 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/5 ARM-Pure Plus-100%LTV
6.24 %
6.272 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM-80% LTV
6.49 %
6.522 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM-80% LTV
5.99 %
6.1 %
5.0 Yrs
JUMBO
FIXED
Jumbo Fixed Rate - 80% LTV
6.75 %
6.864 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal installment loans
10.23 - 18 %
2.1 - 7 Yrs
$25,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.46 % - 13.21 %
3 Yrs
Auto
5.77 % - 13.77 %
3.1 Yrs - 4 Yrs
Auto
5.93 % - 13.93 %
4.1 Yrs - 5 Yrs
Auto
5.99 % - 12.14 %
5.1 Yrs - 6 Yrs
Auto
6.9 % - 8.65 %
6.1 Yrs - 7 Yrs
Auto
12.32 %
5 Yrs
Auto
13.85 %
5.1 Yrs - 6 Yrs
Motorcycle
8.05 % - 10.8 %
3 Yrs
Motorcycle
8.24 % - 10.99 %
3.1 Yrs - 4 Yrs
Motorcycle
8.74 % - 11.49 %
4.1 Yrs - 5 Yrs
Motorcycle
9.25 % - 10.75 %
5.1 Yrs - 6 Yrs
Motorcycle
10.3 %
6.1 Yrs - 7 Yrs
Recreational
8.9 % - 11.9 %
5 Yrs
Recreational
10.5 % - 13.5 %
5.1 Yrs - 7 Yrs
Recreational
12.1 % - 15.1 %
7.1 Yrs - 10 Yrs
Recreational
13.7 % - 16.7 %
10.1 Yrs - 12 Yrs
Recreational
15.3 % - 18 %
12.1 Yrs - 15 Yrs

Introduction

At americas-credit-union-a, our mission is to empower our members across with community-focused, member-first financial services. Under the leadership of CEO Kenneth Leonard and Board President Kyle Lentz, we are committed to enhancing the financial well-being of our members through personalized support and innovative solutions. Our members enjoy modern conveniences that make banking easier than ever, including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. We believe in fostering lasting relationships with our members while providing the tools they need to succeed financially. For more information or to explore our services, visit us at https://www.youracu.org/ or reach out via fax at (253) 964-3672. Welcome to a brighter financial future with americas-credit-union-a!

Services & Financial Solutions

At America's Credit Union, we understand that managing your finances is a crucial part of your everyday life. That’s why we offer a range of personal banking services designed to help you navigate your financial journey with ease in Washington. From checking and savings accounts that cater to your daily expenses, to auto loans and mortgage refinancing options, our goal is to empower you to achieve your financial dreams, whether it’s buying your first home or driving away in a new car. Our credit cards come with rewards that can enhance your spending power, making every purchase count toward future benefits.
For those running a business or looking to start one, we provide essential banking support through our business loan options and merchant services. Accessibility is at the heart of what we do, which is why our online banking platform and mobile application allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, sending money to friends or paying bills has never been simpler. Plus, you can opt for electronic statements for easy access to your account details without the clutter of paper. At America's Credit Union, we strive to make financial management straightforward and flexible so that you can focus on what truly matters in life.

Why Choose Us

At americas-credit-union-a in , we believe that banking should be simple and accessible for everyone. Becoming a member is straightforward—just visit us online to check your membership eligibility at . We take pride in our core values of trust, community engagement, personalized service, and financial reliability, ensuring that you feel supported every step of the way. Our dedicated team is here to listen to your unique needs and provide tailored solutions that work for you, whether you're looking for a checking account, an auto loan, or mortgage options. With user-friendly mobile applications and comprehensive online banking services, managing your finances has never been easier. Plus, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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