Americas Credit Union

In the heart of JBLM, America’s Credit Union, A at 11574 17th Ave E is proud to serve the community with trusted financial solutions that help you achieve your goals. Whether you're looking for some of the best auto loans and vehicle financing options to get behind the wheel of your dream car or exploring low mortgage rates to buy or refinance your home, this branch offers personalized service tailored just for you. Open Monday through Friday from 9 am to 5 pm, members enjoy convenient drive-thru banking and on-site ATM access for quick cash withdrawals, deposits, and balance checks.
Serving nearly 30,000 members with assets close to $693 million, America’s Credit Union, A provides a full range of financial services including personal checking and savings accounts designed for everyday convenience. Business owners can take advantage of merchant services and flexible business loans, while individuals benefit from credit cards loaded with rewards and personal loans geared toward debt consolidation. Robust online and mobile banking platforms make managing your finances effortless anytime, anywhere.
Visit America’s Credit Union, A in JBLM today to explore competitive auto financing or mortgage options crafted just for you. Experience welcoming local service—contact us for personalized guidance on your next financial step!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied Home Equity Programs
Home Equity Line of Credit
6.5 % - 8.5 %
Owner Occupied Home Equity Programs
Home Equity Fixed
7.25 % - 9.25 %
Non-Owner Occupied Home Equity Programs
Home Equity Line of Credit
7.5 % - 9 %
Non-Owner Occupied Home Equity Programs
Home Equity Fixed
8.25 % - 9 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/5 ARM-Pure Plus-100%LTV
6.24 %
6.272 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM-80% LTV
6.49 %
6.522 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM-80% LTV
5.99 %
6.1 %
5.0 Yrs
JUMBO
FIXED
Jumbo Fixed Rate - 80% LTV
6.75 %
6.864 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal installment loans
10.23 - 18 %
2.1 - 7 Yrs
$25,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.46 % - 13.21 %
3 Yrs
Auto
5.77 % - 13.77 %
3.1 Yrs - 4 Yrs
Auto
5.93 % - 13.93 %
4.1 Yrs - 5 Yrs
Auto
5.99 % - 12.14 %
5.1 Yrs - 6 Yrs
Auto
6.9 % - 8.65 %
6.1 Yrs - 7 Yrs
Auto
12.32 %
5 Yrs
Auto
13.85 %
5.1 Yrs - 6 Yrs
Motorcycle
8.05 % - 10.8 %
3 Yrs
Motorcycle
8.24 % - 10.99 %
3.1 Yrs - 4 Yrs
Motorcycle
8.74 % - 11.49 %
4.1 Yrs - 5 Yrs
Motorcycle
9.25 % - 10.75 %
5.1 Yrs - 6 Yrs
Motorcycle
10.3 %
6.1 Yrs - 7 Yrs
Recreational
8.9 % - 11.9 %
5 Yrs
Recreational
10.5 % - 13.5 %
5.1 Yrs - 7 Yrs
Recreational
12.1 % - 15.1 %
7.1 Yrs - 10 Yrs
Recreational
13.7 % - 16.7 %
10.1 Yrs - 12 Yrs
Recreational
15.3 % - 18 %
12.1 Yrs - 15 Yrs

Introduction

Welcome to America's Credit Union, A, your trusted financial partner located at 11574 17Th Ave E, JBLM, WA 98433. Established in 1954, we have proudly served our community for decades, fostering financial wellness and empowering our members with the tools they need to thrive. With a robust membership of 29,773 and assets totaling an impressive $692,896,551, we stand as a pillar of support in the JBLM area. At America's Credit Union, we understand that every member has unique financial needs. That's why we offer a range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking solutions such as merchant services and business loans. Our commitment to providing exceptional service is reflected in our total deposits of $6,634,406 and our net worth of $70,882,781. Our dedicated team of 154 employees, led by CEO Kenneth Leonard and Board President Kyle Lentz, is here to ensure that your experience with us is both pleasant and productive. We also prioritize accessibility; members can reach us easily at 253-964-3113, or if you prefer fax communications, our number is 253-964-3672. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 33338, JBLM, WA 98433. We invite you to explore what America's Credit Union has to offer by visiting our website at youracu.org. Together, let's build a brighter financial future! If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out or stop by. Your journey toward better banking starts here!

Branch History & Mission

Join Us!

As we look forward to the future, we invite you to be part of this journey. Experience the benefits of membership at America's Credit Union, A where your financial goals are supported by a team dedicated to your success. Together, let's build a stronger community. For more information or to join us today, please call us at 253-964-3113 or visit our website.

Our Journey

The journey began with a simple vision: to provide financial services that genuinely improve the lives of our members. From those early days, our branch has evolved significantly. We have embraced digital advancements while remaining true to our roots of personal service. Today, we offer a wide array of products such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our branch is conveniently located at 11574 17th Ave E in JBLM, near local landmarks that make it easy for our members to find us. We are open Monday through Friday from 9 am to 5 pm and offer ATM services along with drive-thru banking for added convenience. If you need to send us official correspondence, please use our mailing address: PO Box 33338, JBLM, WA 98433.

Our Mission

At America's Credit Union, A, our mission is clear: we strive to empower our members through exceptional financial services while fostering a sense of community support. We believe that financial health goes hand-in-hand with community well-being. That's why we actively participate in outreach programs and partnerships that benefit local organizations and initiatives. We ensure that all members feel welcome by maintaining ADA compliance and prioritizing customer-centric initiatives. Whether you choose to engage with us online or visit us in person at our shared service center for basic transactions or access one of our ATMs, your experience matters to us.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Finding us is a breeze! If you're coming from the JBLM area or surrounding neighborhoods, you'll appreciate our accessible location. We offer ample parking spaces, ensuring you won't have to worry about finding a spot. Our branch is also fully ADA compliant, with ramps and other features designed to make banking easy for everyone. While members can visit us at 11574 17Th Ave E, official correspondence should be sent to PO Box 33338, JBLM, WA 98433.

Get in Touch!

Ready to experience convenience in banking? We invite you to visit us or give us a call at 253-964-3113. Our friendly staff is eager to assist you with any questions or needs you may have. At America's Credit Union, A, we're here for you every step of the way!

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, so you can easily fit us into your busy schedule. At America's Credit Union, A, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for quick transactions, take advantage of our drive-thru service or utilize our ATM for cash withdrawals and balance checks. Additionally, we proudly participate in shared services with partner credit unions, making it even easier for our members to conduct deposits and withdrawals.

Member Eligibility

Becoming a member of America's Credit Union, A is like stepping into a welcoming community where your financial needs are truly valued. If you're looking to join us at our branch located at 11574 17Th Ave E Jblm Wa 98433, we invite you to explore the simple eligibility criteria that make it easy for you to become part of our family. Generally, individuals who live, work, or worship in certain areas can qualify for membership. We understand that everyone has unique circumstances, so if you're unsure about your eligibility, we encourage you to check out the detailed information available at . Once you determine your eligibility, opening an account with us is straightforward and inviting. You can start the process by visiting our account opening page at http://www.youracu.org/business-banking/business-loans/apply-online/ or simply give us a call at (253) 964-3113 if you have any questions or need assistance. At America's Credit Union, A, we're excited to help you on your financial journey and provide you with personalized services tailored just for you!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

Imagine a busy Saturday at your café. Customers are lined up, eager to pay for their favorite brews. With our merchant services, you can accept payments swiftly and securely, ensuring every transaction goes smoothly. This not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Whether you're looking to expand your operations or streamline daily transactions, America's Credit Union, A has the tools and support you need to succeed. Visit us at 11574 17Th Ave E Jblm Wa 98433 in Jblm, WA, or call us at (253) 964-3113 to learn more about how we can partner in your business journey.

Comprehensive List Of Services

Business Banking Services

We also understand that businesses need reliable support. That's why we provide comprehensive Business Banking services, including Merchant Services and Business Loans tailored for entrepreneurs and small businesses alike. Our aim is to empower local businesses by offering the financial tools they need to succeed.

Call Us Today!

At America's Credit Union, A, we are committed to helping you achieve financial wellness through our extensive range of services. Ready to explore what we can do for you? Reach out to us at (253) 964-3113 or visit our website at https://www.youracu.org/ for more information. Your financial future starts here!

Digital and Convenient Banking

In today's fast-paced world, convenience matters. Our robust Online & Mobile Banking services ensure that you can manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills effortlessly. When you're on the go, our ATM & Cash Withdrawal Services provide easy access to cash when you need it most. We also offer basic Drive-Thru Banking for quick transactions like deposits and withdrawals, ensuring that banking is always simple and accessible.

Personal Banking Solutions

Imagine having all your banking needs met in one place. At America's Credit Union, A, we offer Personal Banking options like Checking & Savings Accounts that are designed to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make it easy to drive off in style without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms to make homeownership a reality. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can help you manage your finances effectively. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend!

Shared Branching and More

If you're a member of another credit union, you'll appreciate our Basic Shared Branch Transactions that allow deposits and withdrawals for partner credit union members. This service enhances accessibility and gives you more flexibility with your finances.

Digital & Online Banking

Key Services

Through our online banking portal at https://www.youracu.org/, you can easily check your balance, transfer funds, and pay bills without ever needing to step into a branch. Plus, if you're on the go, our mobile application allows you to manage your accounts directly from your smartphone or tablet. Whether you're making payments or checking recent transactions, everything is just a tap away! Our person-to-person transfer feature makes sending money to friends and family effortless. Need to split a bill? No problem! With just a few clicks, you can send money quickly and securely. Additionally, enjoy the ease of e-statements that keep your account records organized and accessible whenever you need them.

Security and User-Friendliness

Your security is our top priority. Although we do not currently offer electronic signature authorization, our online banking services are designed with robust security measures to keep your information safe. You can bank confidently knowing that we take all necessary steps to protect your data. With features like mobile payments available through our app, paying for groceries or dining out has never been easier. Just link your account and use your phone for quick transactions no cash or cards needed! In summary, America's Credit Union, A's digital and online banking services provide you with convenience at every turn while ensuring that managing your finances remains straightforward and secure. Explore all these features today at https://www.youracu.org/!

Financial Strength

At America's Credit Union, A, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that allows us to serve you effectively and reliably. With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,296 in used auto loans and $538,320,915 in total loans and leases. Our operational efficiency is highlighted by our $161,955, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments amount to $231,634, which allows us to support your needs effectively. Our strong member base is reflected in the total share accounts of 64,246, showcasing the trust you place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 11574 17Th Ave E Jblm Wa 98433 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For business owners seeking growth opportunities, our outstanding commercial loans totaling $170,833,297 provide the capital needed to expand your business. If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to ask one of our team members during your visit. At America's Credit Union, A, we pride ourselves on supporting our community through accessible financial services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can assist you today! Visit us or check out our website at America's Credit Union for more information on all our loan offerings and services.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369 available for those looking to invest in real estate. Our knowledgeable staff can guide you through the application process and help you find the best option for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $27,001,356 in loans helping members manage their finances effectively, our credit cards come with various rewards and benefits designed to fit your lifestyle. Whether you need to cover unexpected expenses or make everyday purchases more manageable, our credit card options are here for you.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing you to make well-informed decisions about your financing needs.

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