Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to America's Credit Union, A, located at 6310 Mount Tacoma Dr SW, Lakewood, WA 98499! Since our establishment in 1954, we've been dedicated to serving our community with integrity and trust. With a strong membership base of 29,773 individuals, we pride ourselves on offering personalized banking solutions tailored to your needs. At America's Credit Union, we understand that financial stability is essential for our members. That's why we manage an impressive $692,896,551 in total assets and have successfully issued over 13,951 loans. Our commitment to our members is reflected in our robust deposit base of $6,634,406, ensuring that your savings are in safe hands. Led by our dedicated CEO, Kenneth Leonard, and Board President Kyle Lentz, our team of 154 employees is here to provide you with exceptional service and support. Whether you need help with personal banking, auto loans, or business financing, we strive to make your experience as smooth as possible. While members can visit us at our branch location in Lakewood for all their banking needs, please send any official correspondence to our mailing address: PO BOX 33338, Fort Lewis, WA 98433. We invite you to explore the wide range of services available at America's Credit Union. From checking and savings accounts to credit cards with rewards and online banking options there's something for everyone! With a net worth of $70,882,781 and cash reserves of $27,219,908, we're well-equipped to serve your financial aspirations. Ready to take the next step? Feel free to reach out at (253) 964-3113 or visit us online at our website for more information on how we can help you achieve your financial goals. Let's build a brighter future together!
Branch History & Mission
At America's Credit Union, A, we take pride in our rich history and commitment to serving the community of Lakewood, WA. Since our establishment in 1954, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for nearly 30,000 individuals and families. Located at 6310 Mount Tacoma Dr SW, our branch has become a cornerstone of support and financial guidance in the Lakewood area. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable financial solutions and personalized service. Our total assets now exceed $692 million, enabling us to offer a wide range of products from personal banking and auto loans to business financing designed to meet the diverse needs of our members. Over the years, we have embraced innovation to enhance member experiences. Our digital banking options include online banking and mobile payments, allowing you to manage your finances conveniently from anywhere. Whether you're visiting us in person or accessing our services online, we ensure that your experience is user-friendly and secure. Community support is at the heart of what we do. We actively participate in local outreach initiatives and partner with various organizations to uplift those in need within Lakewood. This commitment reflects our belief that financial success should be shared among all members of our community. While members can visit us at 6310 Mount Tacoma Dr SW, official correspondence should be sent to PO BOX 33338, Fort Lewis, WA 98433. We're here for you Monday through Friday from 9 AM to 5:30 PM and Saturday from 10 AM to 2 PM with both lobby service and drive-thru banking available for your convenience. Join us at America's Credit Union, A, where you will find not just a bank but a partner dedicated to helping you achieve your financial goals. Experience the benefits of membership today by calling us at 253-964-3113 or visiting our website at youracu.org. Together, let's build a brighter financial future!
Branch Location & Accessibility
Accessibility and Parking
We prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spaces. Ample parking is available right outside the entrance, making your visit as smooth as possible.
Get in Touch
Have questions or want more information? Feel free to give us a call at 253-964-3113! Our dedicated team is eager to assist you with all your banking needs. We invite you to visit us soon and experience the warm welcome that America's Credit Union offers!
Operating Hours
Our doors are open for you Monday through Friday from 9 AM to 5:30 PM, and on Saturdays from 10 AM to 2 PM for drive-thru services. We understand that life gets busy, so we offer convenient hours tailored to fit your schedule.
Services Offered
At America's Credit Union, A, we provide a range of personal and business banking services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need quick cash? Our ATM is available on-site for withdrawals and balance checks, ensuring you have access to your funds whenever you need them. Additionally, our drive-thru service allows for easy deposits and simple transactions without leaving your vehicle.
Member Eligibility
Becoming a member of America's Credit Union, A feels like joining a warm and welcoming community where your financial needs are truly understood. At our branch located at 6310 Mount Tacoma Dr Sw Lakewood Wa 98499, we invite anyone who lives, works, or worships in the area to join us. Membership is designed to be inclusive, making it easy for you to take advantage of all the benefits we offer, from personalized banking solutions to competitive loan rates. If you're interested in finding out more about eligibility criteria, feel free to visit this link for detailed information. Once you're ready to join, opening an account is a breeze! You can start the process by visiting our online application page at this link. If you have any questions, don't hesitate to call us at (253) 964-3113 we're here to help you every step of the way!
Business Banking & Commercial Services
Financing Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Sense
Imagine being able to accept payments from customers seamlessly while keeping track of your sales effortlessly. Our merchant services equip you with the tools needed to manage transactions smoothly and efficiently. With reliable payment processing solutions, you'll have more time to focus on what truly matters growing your business. Located at 6310 Mount Tacoma Dr Sw Lakewood Wa 98499 in Lakewood, WA, we're here for you Monday through Friday from 9 AM to 5:30 PM and Saturday from 10 AM to 2 PM. Reach out at (253) 964-3113 and let's discuss how we can partner together for your success!
Comprehensive List Of Services
Accessible Cash Withdrawal Options
Need cash on the go? Our branch features an ATM for easy withdrawals, along with basic drive-thru banking for quick transactions like deposits and withdrawals. This means you can get what you need without stepping inside if you're in a hurry!
Business Banking Services
For entrepreneurs and business owners, we also provide specialized banking solutions. Our business banking services include merchant services that simplify payment processing, alongside flexible business loans designed to fuel your growth ambitions.
Conclusion
We invite you to explore all that America's Credit Union, A has to offer at our location in 6310 Mount Tacoma Dr Sw Lakewood Wa 98499. For any questions or assistance, feel free to give us a call at (253) 964-3113. We look forward to serving you and supporting your financial journey!
Digital Banking Features
In today's fast-paced world, convenience is key. That's why at Lakewood, we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments, everything is just a few taps away on your smartphone or computer.
Personal Banking Solutions
Our personal banking services are tailored to help you manage your money effectively. We offer checking and savings accounts that fit different lifestyles and goals. Need a little extra cash? Consider our auto loans and vehicle financing, which make purchasing your next car straightforward and affordable. For those looking to invest in property, our mortgage loans and refinancing options can help you navigate the housing market with ease. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the support you need without breaking the bank. And let's not forget about our credit cards with rewards, perfect for those who love to earn benefits while spending.
Digital & Online Banking
Easy Access Anytime
With our 24/7 online banking services available at https://www.youracu.org/, you can check your balance, transfer funds, and manage your accounts whenever it suits you. Our user-friendly platform lets you handle all your banking needs without stepping foot in a branch. Plus, with e-statements available, you can keep track of your finances while helping the environment.
Go Mobile
For those who prefer banking on the go, our mobile application makes it even easier. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a tap away. You can also manage your accounts from anywhere, making it easy to stay on top of your finances while out and about. In summary, at America's Credit Union, A, we strive to provide accessible and efficient banking solutions that cater to your needs. Explore all the benefits of our digital and online banking services today!
Stay Secure with Confidence
Your security is our priority. Although we don't currently offer electronic signature authorization, our online banking platform is built with robust security features to protect your personal information and transactions. You can bank with peace of mind knowing that we take every precaution to keep your data safe.
Financial Strength
A Growing Community
We're pleased to report that our total share accounts stand at 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $231,634, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 6310 Mount Tacoma Dr Sw Lakewood Wa 98499 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.
Commitment to Growth and Innovation
With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,296 in used auto loans and $538,320,915 in total loans and leases. Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 151 full-time employees and 3 part-time employees ready to serve you with knowledge and commitment.
Member-Centric Savings
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options make it easy to drive away in a car that fits your lifestyle.
Business Loans
For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $170,833,297 provide essential funding solutions tailored to your business needs. We work closely with local businesses to ensure they have access to the resources necessary for success. If you're considering refinancing options or want more information about eligibility for any of our loan products, please don't hesitate to reach out! You can contact us at (253) 964-3113 during our operating hours: Monday through Friday from 9 AM - 5:30 PM and Saturday from 10 AM - 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're committed to providing transparent information and guidance as you explore your financing options. Visit us today and let's take the next step toward achieving your financial goals together!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, making buying or refinancing simple. We believe owning a home should be within reach for everyone. Our knowledgeable staff can assist you through every step of the process to ensure you find the right mortgage solution for your situation.
Unsecured Credit Card Loans
For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $27,001,356 in unsecured credit card loans available, our products are designed to help you handle everyday expenses while building your credit score.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an array of options at your fingertips, you can easily identify the best deals suited to your financial needs. LendMesh ensures accurate loan comparisons through a robust sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers without any hidden agendas. One key advantage of using LendMesh is the verified data it provides. All loan offers are sourced from legitimate financial institutions, ensuring that users have access to reliable information. Moreover, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions our goal is to deliver unbiased results every time. The platform also offers real-time rate comparisons, pulling up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions quickly, saving them both time and money in their search for loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*