Affordable Vehicle Loans & Business Banking

Introduction

Welcome to America's Credit Union, A, your trusted partner in financial growth and community support since 1954. Located at 2201 S 12th St, JBLM, WA 98433, we take pride in serving our 29,773 members with a range of banking services tailored to meet their needs. With total assets of $692,896,551 and deposits amounting to $6,634,406, we are committed to providing you with the best possible banking experience. At America's Credit Union, we understand that every member's financial journey is unique. Our dedicated team of 154 employees, led by CEO Kenneth Leonard and Board President Kyle Lentz, is here to assist you at every step. Whether you're looking for personal loans, auto financing, or business banking solutions, we've got you covered. In fact, our total loans and leases stand at an impressive 13,951, reflecting our commitment to helping you achieve your financial goals. While members can visit us at our branch location for day-to-day banking needs, official correspondence should be directed to our mailing address: PO Box 33338, JBLM, WA 98433. With a strong net worth of $70,882,781 and cash in hand totaling $27,219,908, America's Credit Union stands as a pillar of stability in the community. We are proud to offer innovative services such as online and mobile banking for your convenience. Explore our comprehensive offerings today by visiting our website at www.youracu.org. If you have any questions or need assistance, don't hesitate to call us at 253-964-3113. Join us on this exciting financial journey your future starts here!

Branch History & Mission

Welcome to America's Credit Union, A, where our commitment to community and member service has been the foundation of our journey since we opened our doors in 1954. Located at 2201 S 12Th St in JBLM, WA, we have grown alongside our members, fostering a spirit of collaboration and support throughout the years. Our unique history is a testament to our dedication, having served over 29,000 members with total assets amounting to an impressive $692,896,551. From our humble beginnings, America's Credit Union has evolved into a trusted financial partner for many in JBLM and surrounding areas. Over the decades, we have expanded our services and adapted to meet the changing needs of our community. Today, we offer a wide range of financial solutions including personal banking, auto loans, mortgages, business loans, and innovative online banking options. Our drive-thru service and ATM availability ensure that accessing your funds is convenient and straightforward. At the core of America's Credit Union is our mission: to empower our members by providing accessible financial services while actively contributing to the well-being of our community. We strive not only to help you achieve your financial goals but also to support local initiatives that make JBLM a better place for everyone. Our partnerships with various organizations reflect this commitment as we engage in outreach efforts aimed at uplifting those around us. While members can visit us at 2201 S 12Th St Jblm Wa 98433, official correspondence should be sent to PO Box 33338, JBLM, WA 98433. We invite you to come experience the friendly atmosphere during our operating hours from Monday through Friday between 9:30 AM and 5 PM. With a focus on customer-centric services and ADA compliance, we ensure that everyone feels welcome at America's Credit Union. Join us on this journey of growth and community support. At America's Credit Union, A, you are not just a member; you are part of a family dedicated to mutual success and shared prosperity. Explore the benefits of membership today by visiting us or reaching out at 253-964-3113. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Made Simple

We understand that your time is valuable. That's why we offer convenient drive-thru banking services for quick transactions like deposits and withdrawals. If you need more personalized service, our lobby hours are from 9:30 AM to 5 PM, Monday through Friday. Feel free to give us a call at 253-964-3113 if you have any questions or need assistance!

Easy Access and Parking

Finding us is a breeze! With ample parking available, you can park your vehicle without hassle. Our branch is fully equipped to accommodate all members, including those with mobility challenges, featuring ADA-compliant access and ramps for easier entry.

Services Designed for You

At America's Credit Union, A, we offer a wide array of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions our team is ready to help. We also provide shared services for partner credit union members and ATM access so you can manage your finances on the go. While members can visit us at 2201 S 12Th St for all their banking needs, official correspondence should be sent to PO Box 33338, JBLM, WA 98433. Come by today or give us a call! We look forward to welcoming you into our community-focused family at America's Credit Union.

Member Eligibility

At America's Credit Union, A, we believe that becoming a member means joining a close-knit community where everyone is supported and valued. If you're wondering about eligibility, we welcome individuals who live, work, worship, or attend school in our local area. This includes active duty military personnel and their families. Our aim is to make banking accessible for everyone in our community! To learn more about the specific eligibility criteria, feel free to check out the detailed information at . Joining us is a breeze! You can open an account online by visiting http://www.youracu.org/business-banking/business-loans/apply-online/ or simply give us a call at (253) 964-3113 if you have any questions. We're excited to help you take this important step toward financial empowerment right here at 2201 S 12Th St Jblm Wa 98433.

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make transactions smooth and efficient. Picture this: you're at a bustling market or a local event and need to process payments quickly. Our merchant services ensure you can accept various payment methods easily, letting you focus on what matters most growing your business. Located conveniently at 2201 S 12Th St Jblm Wa 98433 in Jblm, WA, we're here to provide personalized service and expert guidance tailored to your unique needs. Let us be your partner in success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Sometimes, you just need quick access to cash or want to handle a simple transaction without stepping inside the branch. Our ATM & Cash Withdrawal Services ensure that you can access your funds whenever needed. We also offer basic drive-thru banking for deposits, withdrawals, and other straightforward transactions. Additionally, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions, which allow deposits and withdrawals for added convenience.

Business Banking Solutions

For entrepreneurs, America's Credit Union, A offers robust Business Banking services, including Merchant Services that streamline payment processing and Business Loans designed to help you grow your enterprise. We're here to support local businesses every step of the way.

Connect with Us

We invite you to visit us at 2201 S 12Th St Jblm Wa 98433 in Jblm, WA, or give us a call at (253) 964-3113 during our lobby hours from Monday through Friday from 9:30 AM to 5:00 PM. Discover how America's Credit Union, A can support your financial goals today! For more information on opening an account or exploring our services further, visit us online at Main Office. Your financial well-being is our priority!

Digital Convenience

In today's fast-paced world, we know how important it is to have access to your finances anytime and anywhere. That's why we provide top-notch Online & Mobile Banking features. Whether you need to check your balance, transfer funds, or pay bills, our user-friendly mobile application has you covered. You can even send money easily with our Person-to-Person payment option.

Personal Banking Options

We understand that everyone's financial journey is unique. That's why we offer various Personal Banking services, including Checking and Savings Accounts tailored to help you manage your money effectively. If you're planning to buy a new car, our Auto Loans & Vehicle Financing options can get you on the road without breaking the bank. For those looking to invest in real estate, we provide Mortgage Loans & Refinancing solutions that fit different budgets and needs. Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can find relief from high-interest debt while simplifying your payments into one manageable loan. Plus, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

Accessibility and Real-Time Management

We understand that life is busy, so we've made it easy to manage your accounts on your terms. Need to send money to a friend? Our person-to-person transfer option lets you do just that in seconds! Whether you're at home or out and about, our digital banking tools empower you to stay in control of your finances without missing a beat. At America's Credit Union, A, we're committed to providing secure and accessible banking solutions that fit into your lifestyle. Join us today and experience the freedom of managing your money with ease!

Key Services

Our user-friendly online platform allows you to perform essential tasks like checking your balance, transferring funds, and paying bills with just a few clicks. If you're on the go, our mobile application provides all the same features right in your pocket. Plus, with our mobile payments feature, making purchases has never been simpler or more secure. For those who prefer electronic documentation, we offer e-statements that you can view anytime. This not only helps reduce paper clutter but also gives you quick access to your financial information. You can even authorize transactions using electronic signatures for added convenience.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. This growth allows us to keep improving our services and offerings for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 2201 S 12Th St Jblm Wa 98433 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 151 full-time employees and 3 part-time employees who are dedicated to providing you with the best service possible.

Reinvestment in Member Services

With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $1,296 in used auto loans and $538,320,915 in total loans and leases, which means our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing your existing loans or exploring eligibility options, our team is here to assist you every step of the way. We can help evaluate your current financial situation and find solutions that work for you. For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand your business ventures. At America's Credit Union, A, we strive to provide accessible and transparent lending solutions that align with our members' needs. For more information on our loan offerings or to start your application today, feel free to contact us at (253) 964-3113 or visit us at 2201 S 12Th St Jblm Wa 98433 in Jblm, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Credit Lines and Unsecured Loans

For those looking to maintain flexibility in their finances, our credit lines are available with a total amount of $296,400,752. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $27,001,356 in loans helping members manage their finances effectively. These options provide peace of mind when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We are committed to guiding you through the process, ensuring you understand every step along the way.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, allowing users to trust the information they receive. Each lender's terms are carefully evaluated, making it easier for individuals to see what options are available without confusion.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. If you're looking to navigate the world of loans with confidence, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICA'S CREDIT UNION, A

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Made Simple

Easy Access and Parking

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Loan Options Tailored for You

Merchant Services for Everyday Needs

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Solutions

Connect with Us

Digital Convenience

Personal Banking Options

Digital & Online Banking

Accessibility and Real-Time Management

Key Services

Financial Strength

Growing Member Base

Member-Focused Savings

Operational Efficiency

Reinvestment in Member Services

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

The Benefits of Using LendMesh

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