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Personal Loans
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Introduction
Welcome to America's Credit Union, A, located at 1917 S 72nd St, Tacoma, WA 98408. Since our establishment in 1954, we have proudly served our community with a commitment to providing financial solutions tailored to the needs of our members. With a total membership of 29,773 and assets exceeding $692,896,551, we strive to foster a sense of belonging and support for every individual who walks through our doors. At America's Credit Union, A, we understand that financial decisions can shape your future. That's why we offer an array of services, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedicated team is here to guide you every step of the way, ensuring you have access to the resources you need for a secure financial future. Under the leadership of CEO Kenneth Leonard and Board President Kyle Lentz, we prioritize our members' interests above all else. With over 154 employees working diligently to support our operations, we are more than just a credit union; we are a community partner invested in your success. While members can visit us at 1917 S 72nd St, official correspondence should be sent to our mailing address at PO BOX 33338, Fort Lewis, WA 98433. Our team is ready to assist you during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 10 AM to 2 PM. We invite you to explore what America's Credit Union has to offer by visiting us online at youracu.org or calling us at 253-964-3113. Together, let's build a brighter financial future!
Branch History & Mission
Community Focus
Over the years, America's Credit Union has prioritized community outreach initiatives that strengthen ties within Tacoma and beyond. We partner with local organizations to support various causes and help those in need. Our team is dedicated to making a positive impact through volunteer work and sponsorships that uplift our neighborhoods. As we move forward into the future, we are excited about what lies ahead. With our commitment to innovation and member satisfaction at the forefront of everything we do, we invite you to join us. Experience the benefits of being part of America's Credit Union today! For more information or to become a member, please call us at 253-964-3113 or visit our website at America's Credit Union. Together, let's build a brighter financial future!
Our Mission
At America's Credit Union, our mission is simple yet profound: we aim to empower our members with exceptional financial services while nurturing the communities we serve. We believe that by putting people before profits, we can create lasting relationships built on trust and integrity. Our commitment to providing personalized service ensures that every member feels valued and supported in their financial journey. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our digital advancements allow you to manage your finances effortlessly through online banking and mobile applications. We also provide ATM services for easy cash withdrawals.
Branch Location & Accessibility
Convenient Access and Features
At America's Credit Union, A, we prioritize your convenience. Our branch offers ample parking for all our visitors and is designed with accessibility in mind. You'll find features like ramps and ADA compliance to ensure everyone can navigate our space comfortably. Our friendly team is here to help during our operating hours: Monday through Friday from 9 AM to 5:30 PM, and Saturday from 10 AM to 2 PM. If you have questions or need assistance, feel free to give us a call at 253-964-3113.
Services We Offer
We provide a variety of services tailored for both individuals and businesses. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our members also benefit from credit cards with rewards and business banking services. Need cash? We offer ATM services for quick withdrawals and balance checks right at the branch. While we don't have a drive-thru service at this location, our team is ready to assist you inside.
Visit Us Today!
We invite you to visit America's Credit Union, A in Tacoma today! Our dedicated staff is eager to help you with your financial needs. Experience the difference of community-focused banking that puts you first. Come see us soon!
Member Eligibility
Joining the family at America's Credit Union, A is a wonderful way to gain access to a supportive community that truly cares about your financial well-being. If you're wondering whether you can become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the local area. This means that if you're part of our vibrant Tacoma community at 1917 S 72Nd St Tacoma Wa 98408, you're already on your way to enjoying the many benefits we offer. As a member, you'll have access to personalized banking services, competitive rates on loans and savings, and a range of resources designed to help you achieve your financial goals. Becoming a member is straightforward! To get started, simply visit our website for more information on how to open an account: http://www.youracu.org/business-banking/business-loans/apply-online/. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (253) 964-3113. For the most up-to-date details on eligibility criteria, check out this resource: . We look forward to welcoming you into our community!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine running your daily operations without worrying about payment processing. Our merchant services are designed to streamline transactions so that you can focus on what you do best growing your business. Whether it's accepting credit cards or managing payroll, we offer practical tools that fit seamlessly into your day-to-day activities. Located at 1917 S 72Nd St Tacoma Wa 98408, Tacoma, WA, our team is ready to help you navigate your financial journey. Contact us at (253) 964-3113 to discover how we can support your business goals today!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms, making it easier than ever to drive off in the vehicle of your dreams. Whether it's a brand-new model or a used vehicle, we ensure the process is smooth, so you can focus on what really matters enjoying your new ride.
Business Banking Services
For those who run businesses, we provide essential support through our business banking services, which include merchant services and business loans. We know how important it is for businesses to have reliable financial backing, and we're here to partner with you every step of the way.
Convenient Digital Banking Features
In today's fast-paced world, convenience matters. That's why at America's Credit Union, A, we offer robust online and mobile banking platforms. Easily manage your accounts from anywhere whether it's checking balances, transferring funds, or making payments on-the-go. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.
Home Financing Made Easy
Homeownership is within reach with our comprehensive offerings in mortgage loans and refinancing. Whether you're buying your first home or looking to refinance an existing mortgage, our expert team will guide you through the process, helping you find the best solutions for your situation.
Let Us Help You Succeed
Our goal at America's Credit Union, A is to empower our members by providing accessible financial solutions tailored to their needs. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (253) 964-3113 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 10 AM to 2 PM. Visit us today at 1917 S 72Nd St Tacoma Wa 98408 in Tacoma, WA, or check out more about what we offer on our website: South Tacoma. We look forward to serving you!
Personal Banking Solutions
Whether you're looking to open a checking or savings account, or seeking options for personal loans and debt consolidation, we've got you covered. Imagine having a reliable checking account that fits your lifestyle or a savings account that helps you grow your funds effortlessly. With our credit cards featuring rewards, every purchase can earn you benefits that make spending more enjoyable.
Digital & Online Banking
Key Features
We know that security is essential when it comes to your money. That's why our online banking system is built with advanced protection measures to keep your information safe. Additionally, our user-friendly interface makes navigation a breeze, whether you're on a computer or using our mobile application, which is available for download on your smartphone. For those moments when you need to send money quickly, our person-to-person transfer feature allows you to send funds to friends or family with just their email or phone number. Plus, if you're always on the go, you'll love the convenience of mobile payments just tap and pay! Our e-statements feature means you can say goodbye to paper clutter while staying organized. You can review your statements anytime and even authorize transactions electronically, ensuring everything is handled smoothly and securely. At America's Credit Union, A, we believe in making banking simple and accessible for everyone. Join us today and take advantage of all the digital tools we offer to help you manage your finances effortlessly!
Financial Strength
Growing Member Base
Total Share and Deposit Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $231,634. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 1917 S 72Nd St Tacoma Wa 98408 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.
Member Savings Are Secure
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is highlighted by our $161,955, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Innovation
With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; with $1,296 in used auto loans and $538,320,915 in total loans and leases, we support members' financial goals across various sectors.
Strong Financial Health
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms and straightforward application process make it easy for you to drive away happy.
Business Loans
For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your journey with tailored lending solutions.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We provide competitive rates and guidance through every step of the process to ensure you feel confident in your decision.
Refinancing Options
If you're looking at ways to lower your monthly payments or consolidate debt, we also offer refinancing options that can help improve your financial situation. Our team is ready to discuss eligibility and find the best solution for you. For any questions or assistance regarding our loan offerings or eligibility requirements, feel free to contact us at (253) 964-3113. You can also visit us at 1917 S 72Nd St Tacoma Wa 98408 during our operating hours: Monday through Friday from 9 AM - 5:30 PM and Saturday from 10 AM - 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you navigate your financial journey today!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $27,001,356 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle while ensuring you have access to funds when needed.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with accurate information, making it easier to navigate the lending landscape. LendMesh ensures accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the loan offers you see are based on the latest results from reputable sources (Source: https://www.ncua.gov), ensuring fair and transparent offers. One of the standout features of LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, which provides a level of transparency often lacking in other comparison tools. Additionally, LendMesh prides itself on not including sponsored listings. Unlike many platforms that prioritize lenders based on paid promotions, LendMesh's goal is to present unbiased results so users can trust they are getting the best deal available. With real-time rate comparisons, LendMesh keeps users updated with the latest loan rates from multiple institutions. This helps individuals make informed decisions about their borrowing options without having to sift through outdated or biased information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for those looking for competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.