Cheap Mortgage Refinance & Affordable Auto Loans

Introduction

At America's Credit Union, we understand the importance of community and trust in your financial journey. Located at 415 Yelm Ave E, Yelm, WA 98597, our Yelm Branch has been a cornerstone of support for our members since 1954. With a rich history and commitment to serving over 29,773 members, we have built strong relationships that stand the test of time. Our branch is dedicated to providing you with a variety of financial services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. With total assets exceeding $692,896,551 and deposits around $6,634,406, we ensure that your money is safe and working for you. Led by our experienced CEO, Kenneth Leonard, and Board President, Kyle Lentz, our team of 154 employees is committed to making your banking experience as smooth as possible. Whether you're visiting us in person or connecting online through our website at youracu.org, we prioritize exceptional service every step of the way. While members can visit us at our physical location, official correspondence should be directed to our mailing address: 415 E Yelm Ave, Yelm, WA 98597-7678. We invite you to reach out at (253) 964-3113 or via fax at (253) 964-3672 if you have any questions or need assistance. Join us today and discover how America's Credit Union can help you thrive financially. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to America's Credit Union, A, a proud member of the Yelm community since 1954. Nestled at 415 Yelm Ave E in Yelm, WA 98597, our branch has been dedicated to serving its members with integrity and care for nearly seven decades. Over the years, we have grown alongside our community, now boasting a total membership of 29,773 and assets exceeding $692 million. Our journey began in a small office with a handful of committed individuals who envisioned a better way to provide financial services to their friends and neighbors. Since that time, we have continuously evolved, expanding our offerings to meet the changing needs of our members. Today, we are proud to offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. At America's Credit Union, A, our mission is clear: we strive to empower our members through exceptional financial services while actively supporting the communities we serve. We understand that financial health is vital for personal growth and stability. That's why we are committed to providing not just products but also guidance and support for our members on their financial journeys. While members can visit us at 415 Yelm Ave E for all their banking needs whether it's making deposits at our drive-thru or accessing funds from one of our ATMs official correspondence should be sent to 415 E Yelm Ave, Yelm, WA 98597-7678. Our branch operates Monday through Friday from 9 AM to 5:30 PM, ensuring that we are here when you need us most. We believe that accessibility is key in today's world. That's why we've embraced technology by offering online and mobile banking options. Whether you need to check your balance or transfer funds on-the-go, we've got you covered with user-friendly digital tools. Our commitment goes beyond financial services; it extends into community outreach as well. We partner with local organizations and participate in events designed to uplift those around us. Together with our dedicated staff of 154 employees led by CEO Kenneth Leonard and Board President Kyle Lentz, we work hard every day to make a positive impact in Yelm and beyond. We invite you to join America's Credit Union, A and experience firsthand the benefits of being part of a cooperative that truly cares about your financial well-being and the welfare of your community. Explore what it means to be a member today! For more information or to apply for an account online, visit us at youracu.org.

Branch Location & Accessibility

Accessible Banking Experience

At America's Credit Union, we believe that banking should be easy and convenient for everyone. Our branch features accessible parking and ADA-compliant facilities to ensure that all members can visit without any hassle. Plus, if you prefer a quick and simple transaction, our drive-thru service is available for deposits, withdrawals, and other basic banking needs.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 253-964-3113. We invite you to stop by our Yelm Branch today and discover how we can help you achieve your financial goals. At America's Credit Union, we're here for you!

Operating Hours and Services

We are open Monday through Friday from 9 AM to 5:30 PM, making it easy for you to stop by during your day. Our friendly staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Need cash? We have an ATM on-site for quick access to your funds. While members can visit us at 415 Yelm Ave E, official correspondence should be sent to our mailing address at 415 E Yelm Ave, Yelm, WA 98597-7678.

Member Eligibility

Becoming a member of America's Credit Union, A is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Yelm area, you're already on your way to enjoying all the benefits that come with membership. At America's Credit Union, A, we believe in creating an inclusive environment where everyone feels welcome. Whether you're looking for personal banking options or business services, our friendly team is here to help you navigate your financial journey with ease. To get started, simply visit us at 415 Yelm Ave E Yelm Wa 98597 or give us a call at (253) 964-3113. You can also explore more about eligibility and the simple process of opening an account by checking out our website at . We're excited to help you become part of our vibrant community!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine running your shop and seamlessly accepting credit cards while managing inventory and sales reports all in one place. Our tools help you save time and focus on what matters most growing your business. Visit us at 415 Yelm Ave E Yelm Wa 98597 or call us at (253) 964-3113 to explore how we can support your business's financial needs!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals. This service is perfect for those who prefer not to enter the branch for simple tasks. Our ATMs allow for easy cash withdrawals and balance checks right at your fingertips. At America's Credit Union, A, we believe that managing your finances should be straightforward and accessible. Whether you're visiting us in person or using our digital platforms, we strive to make your experience as smooth as possible. If you have any questions or would like more information about any of our services, please don't hesitate to reach out. You can contact us at (253) 964-3113 during our operating hours from 9 AM to 5:30 PM, Monday through Friday. We look forward to helping you achieve your financial goals! Visit us today or check out our website at Yelm Branch for more details!

Business Banking Services

Running a business comes with its own set of challenges, but at America's Credit Union, A, we're here to help! Our business banking services include everything from merchant services that simplify payment processing to flexible business loans designed for growth and expansion.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone. Plus, our ATM services ensure you can access cash easily whenever you need it.

Personal Banking Services

Our personal banking options include checking and savings accounts that help you manage your day-to-day finances efficiently. Need funds for a new car? Our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, we offer competitive mortgage loans and refinancing options to suit your budget. For those unexpected expenses, our personal loans and debt consolidation services can provide quick relief, allowing you to focus on what matters most. Plus, don't forget about our credit cards with rewards, which offer great benefits while you shop or travel.

Digital & Online Banking

At America's Credit Union, A, we understand that banking should be easy and secure. That's why we offer a range of digital and online banking services designed to keep your finances at your fingertips, whether you're at home or on the go. With our 24/7 online banking services available at https://www.youracu.org/ , managing your accounts has never been simpler. You can check your balance, transfer funds, and pay bills anytime, ensuring you have real-time control over your money. Plus, our mobile application makes it even easier to handle your banking needs while you're out and about. One of the standout features is our person-to-person transfers, allowing you to send money quickly to friends or family without hassle. Whether it's splitting a bill or sharing the cost of a gift, this feature helps you stay connected financially. And if you're looking for convenience in payments, our mobile payments feature lets you make purchases with just a tap of your phone. We also prioritize your security with features like electronic signature authorization, which allows you to sign documents safely from anywhere. While we do provide e-statements for easy access to your account statements without all the paper clutter, keeping track of your financial activities has never been more straightforward. In addition, our commitment to user-friendly services means that even those new to online banking will find it easy to navigate through their accounts. With everything accessible from one platform, managing your finances has become an enjoyable experience rather than a chore. Experience the convenience and security of digital banking with America's Credit Union, A today! Visit us at https://www.youracu.org/ to get started.

Financial Strength

At America's Credit Union, A, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which allows us to offer you the best possible services and support. Our net worth of $70,882,781 reflects our strong financial position, empowering us to provide better rates and lower fees while enhancing the services available to our members. Additionally, with a net worth ratio of 10.52, we demonstrate a solid capital foundation that ensures we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits totaling $21,687,889, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks. We also boast $70,302,081 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. Our capacity for lending is significant: with $1,293,000 in used auto loans and a total of $538,320,915 across all loans and leases, we're equipped to support your financial goals across various sectors. Our financial performance is reflected in our net income of $161,955, showcasing operational efficiency that enables us to continue offering competitive products tailored for our members. We pride ourselves on having a dedicated team of 151 full-time employees and 3 part-time employees who are always ready to assist you with their knowledge and commitment. With a strong member base that includes 64,246 total share accounts, it's clear that more people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union is your trusted partner. Visit us at 415 Yelm Ave E Yelm Wa 98597 or call 253-964-3113 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Information

We also offer refinancing options for those looking to adjust their current loan terms for better rates or payment plans. If you're interested in exploring eligibility for any of our loan products or would like more information about how we can assist you financially, don't hesitate to reach out. You can contact us at (253) 964-3113 or visit us at 415 Yelm Ave E Yelm WA 98597 during our operating hours from 9 AM to 5:30 PM Monday through Friday. For more details about our loan offerings and services available at America's Credit Union A, please visit our website at youracu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your ventures with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, providing flexible solutions for your housing needs. Whether you're looking to buy your first home or refinance your existing mortgage, our team is here to assist you through every step of the process.

Unsecured Credit Cards

Managing daily expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $27,001,356 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate their loan options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources means that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its use of verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This commitment to providing unbiased results allows users to make informed choices without any hidden agendas. With real-time rate comparisons, LendMesh keeps its data up-to-date from multiple institutions. This feature empowers users to compare current loan rates quickly, helping them save both time and money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan comparisons that prioritize your needs, consider using LendMesh's tools. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA'S CREDIT UNION, A

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessible Banking Experience

Connect With Us

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Additional Services

Business Banking Services

Convenient Online & Mobile Banking

Personal Banking Services

Digital & Online Banking

Financial Strength

Loan Offering

Additional Information

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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