Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to America's Credit Union, A! Located at 415 Yelm Ave E, Yelm, WA 98597, our branch has been a cornerstone of the community since its establishment in 1954. With a strong commitment to our members and an impressive total membership of 29,773, we pride ourselves on being more than just a financial institution; we're your trusted partner in achieving financial success. At America's Credit Union, our total assets exceed an impressive $692,896,551, reflecting our stability and dedication to serving you better. We understand that every dollar counts, which is why we maintain total deposits of $6,634,406 and a net worth of $70,882,781. Our team is here to help you navigate your financial journey with a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Under the leadership of our CEO, Kenneth Leonard, and Board President Kyle Lentz, we have built a team of 154 dedicated employees who are eager to assist you. Whether you're looking for advice on loans or want to explore online banking options through our website at youracu.org, we're here to support you every step of the way. While members can visit us at 415 Yelm Ave E, official correspondence should be sent to our mailing address at 415 E Yelm Ave, Yelm, WA 98597-7678. If you need assistance or have any questions about your accounts or services available, please don't hesitate to reach out at (253) 964-3113. Our friendly staff is available from 9 AM to 5:30 PM Monday through Friday, ready to help you with all your banking needs. Join us today and discover how America's Credit Union can make a positive impact on your financial future!
Branch History & Mission
America's Credit Union, A, has a rich legacy that began in 1954, when it first opened its doors to the community in Yelm, WA. Over the decades, we have grown alongside our members, expanding our services and deepening our commitment to their financial well-being. Today, with a total membership of 29,773 and total assets reaching an impressive $692,896,551, we take pride in being a trusted partner for individuals and families alike. Located at 415 Yelm Ave E, Yelm, WA 98597, our branch is easy to find and surrounded by friendly neighborhoods and local businesses. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 415 E Yelm Ave, Yelm, WA 98597-7678. At America's Credit Union, A, our mission is clear: we strive to provide exceptional financial services while supporting our community. We believe that banking should be accessible to everyone. That's why we offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions as well. Our commitment extends beyond just transactions; we aim to foster financial literacy and empower our members with the tools they need to succeed. We understand the importance of convenience in today's fast-paced world. That's why we offer modern banking solutions such as online and mobile banking allowing you to manage your finances anytime and anywhere. Plus, with an ATM available on-site and drive-thru service for quick transactions, we make it easy for you to access your funds when you need them most. Our dedication to community outreach is another cornerstone of our mission. We actively participate in local events and initiatives that benefit Yelm and its residents. By partnering with local organizations and supporting community projects, we aim to make a positive impact on the lives of those around us. As we continue into the future, America's Credit Union remains committed to enhancing the member experience through innovation while holding true to our roots of service and support. Whether you're looking for a new account or seeking advice on loans or investments, we invite you to join us at America's Credit Union today. Experience firsthand the difference that comes from being part of a community-focused credit union dedicated to your financial success. For any inquiries or assistance, feel free to contact us at 253-964-3113 during our operating hours from 9 AM to 5:30 PM Monday through Friday. We look forward to welcoming you into our family!
Branch Location & Accessibility
Accessibility Features
At America's Credit Union, A, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably. Ample parking is available for your convenience.
Location Details
While members can visit us at our main location on Yelm Ave E, official correspondence should be sent to our mailing address: 415 E Yelm Ave, Yelm, WA 98597-7678. Our branch is situated in Thurston County, providing a central hub for community banking needs.
Operating Hours
We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. We're open from 9 AM to 5:30 PM, Monday through Friday, making it easy for you to stop in when it's most convenient for you.
Services Offered
Our branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru service or use our ATM available on-site for cash withdrawals and balance checks. We invite you to visit us today or give us a call at 253-964-3113. Our friendly team is ready to help you with all your banking needs!
Member Eligibility
Joining the family at America's Credit Union, A is more than just opening an account it's about becoming part of a welcoming community that truly cares for its members. If you're curious about membership, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Whether you live, work, worship, or attend school in the Yelm area, you likely qualify to become a member! We believe everyone deserves access to financial services that empower them. Plus, as a member of America's Credit Union, A, you gain access to a wide array of products and services tailored just for you, including competitive rates on loans and savings. To learn more about the specific eligibility criteria and ensure you're ready to take the next step towards membership, feel free to check out this detailed resource: Eligibility Details. When you're ready to open your account, it's as easy as visiting us at our branch located at 415 Yelm Ave E Yelm Wa 98597 or giving us a call at (253) 964-3113 during our operating hours. We can't wait to welcome you into our community!
Business Banking & Commercial Services
Commercial Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services for Every Business Need
Imagine running your business while seamlessly accepting payments from customers. Our merchant services allow you to process transactions quickly and securely, ensuring you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we equip you with the tools necessary to thrive in today's competitive market. Visit us at 415 Yelm Ave E Yelm Wa 98597 in Yelm, WA, or call us at (253) 964-3113 to learn how our tailored business banking and commercial services can help you achieve your goals. Your success is our priority!
Comprehensive List Of Services
Business Banking Solutions
For entrepreneurs and small businesses, we offer specialized business banking services that include merchant services and business loans. Whether you're looking to expand your operations or manage day-to-day transactions, we're here to support your goals.
Convenient Access Anytime, Anywhere
At Yelm Branch, we believe in making banking as convenient as possible for our members. With access to ATMs and drive-thru banking for simple transactions like deposits and withdrawals, managing your finances has never been easier. Plus, our online tools allow you to handle everything from anywhere no need to visit us in person unless you want to!
Credit Cards and Personal Loans
Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options can assist you in getting back on track financially. Plus, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special treats!
Get Started Today!
Whether you're new to banking or looking for better services, America's Credit Union, A is here for you every step of the way. Don't hesitate to reach out! Call us at (253) 964-3113 or visit us at 415 Yelm Ave E Yelm Wa 98597 in Yelm, WA. Explore all that we have to offer by visiting our website at https://www.youracu.org/. We look forward to helping you achieve your financial goals!
Personal Banking Made Simple
We understand that managing money can be overwhelming. That's why our personal banking options are designed to simplify your life. Open a checking or savings account with us and enjoy easy access to your funds through our online and mobile banking platforms. You can check balances, transfer funds, and even make payments on the go. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide you with the support you need throughout the process.
Digital & Online Banking
Key Features for Your Convenience
Our mobile application makes banking even simpler. Whether you want to send money to a friend using our person-to-person transfer feature or make quick mobile payments, everything is just a tap away. You can also sign up for e-statements, allowing you to keep track of your financial activity without the clutter of paper statements saving trees and space in your mailbox!
Security You Can Trust
We take your security seriously. Even though we don't offer electronic signature authorization at this time, rest assured that our online transactions are protected with top-notch security measures. You can bank with confidence knowing that your information is safe with us. In a world where convenience meets safety, America's Credit Union, A stands out by providing reliable digital banking solutions tailored just for you. Whether you're at home or out and about, managing your finances has never been easier! Visit us today at https://www.youracu.org/ to explore all the ways we can help simplify your banking experience.
Financial Strength
Community Trust
Total Share and Deposit Accounts: 64,246, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $231,634 further exemplify our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 415 Yelm Ave E Yelm Wa 98597 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Approach
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,296 in used auto loans and $538,320,915 in total loans and leases.
Strong Financial Health
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This financial stability enables us to invest in innovative tools and solutions that benefit our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you through the process.
Business Financing
For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that fit various needs. Our team is here to guide you through every step of the borrowing process, including refinancing options if you're looking to lower your monthly payments or consolidate debt. You can reach us at (253) 964-3113, or visit us at our branch located at 415 Yelm Ave E Yelm Wa 98597 in Yelm, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are, America's Credit Union, A is here to help you find the right loan product for your needs!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We provide flexible terms and competitive rates that can help you secure your dream home without breaking the bank.
Unsecured Credit Card Loans
Managing everyday expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $27,001,356 in loans helping members manage their finances effectively, our credit cards come with features designed for convenience and accessibility.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures that users can trust the information they receive. - No Sponsored Listings: Unlike some platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. Every user sees the same information without influence from advertising. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This allows them to make informed decisions quickly, without needing to sift through outdated or misleading offers. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh maintains a high standard of accuracy in its comparisons.