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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to America's Credit Union, where your financial well-being is our top priority. Located at 1495 Wilmington Dr Ste 1, Dupont, WA 98327, we have been serving our community since 1954. With a proud membership of over 29,773, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of each member. At America's Credit Union, we understand that trust and reliability are essential in any financial relationship. That's why we've built a solid foundation with total assets exceeding $692,896,551 and total deposits of $6,634,406. Our commitment to you is reflected in our strong net worth of $70,882,781 and ample cash reserves of $27,219,908, ensuring that we can support you through all your financial journeys. Our leadership team, led by CEO Kenneth Leonard and Board President Kyle Lentz, brings years of experience and dedication to our mission. Together with our team of 154 employees, we strive to create a welcoming atmosphere where every member feels valued and understood. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans, mortgages, or business banking services, we've got you covered. Our online and mobile banking services make it easier than ever to manage your finances on the go. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 5060, DuPont, WA 98327-5060. We invite you to reach out to us at 253-964-3113 during our lobby hours from Monday to Friday between 9 AM and 5:30 PM. Discover the difference that comes from being part of a community-focused credit union. Visit us today or explore our services further at youracu.org. Join us in building a brighter financial future together!
Branch History & Mission
Community Commitment
Our commitment extends deeply into community outreach efforts as well. We actively participate in local events and support organizations that align with our values. These partnerships allow us to give back and ensure that everyone in Dupont has access to essential resources. Join us at America's Credit Union, A! Whether you're looking for a new account or seeking guidance on your financial journey, we're here for you every step of the way. Experience the difference of being part of a credit union that truly cares about its members and community. Reach out today at 253-964-3113 or visit us online at youracu.org to learn more about how we can help you achieve your financial goals!
Mission Statement
At America's Credit Union, A, our mission goes beyond just financial transactions. We believe in making a positive impact on the lives of our members and the broader community. We strive to support local initiatives and foster partnerships that uplift those around us. Our goal is to create financial wellness by providing education and resources that help our members achieve their dreams. We also understand the importance of staying current with technology in order to serve our members effectively. That's why we offer online and mobile banking solutions along with ATM access for quick cash withdrawals and balance checks. Our drive-thru service provides added convenience for those who prefer face-to-face interactions without leaving their vehicles.
Branch Location & Accessibility
Connect With Us
Have questions? Don't hesitate to call us at 253-964-3113. We're always happy to help and look forward to welcoming you into our community-focused credit union. Come see how we can support your financial journey today!
Convenient Access
At our Dupont location, we prioritize accessibility for all members. The branch features ADA-compliant facilities, including ramps and designated parking areas to ensure everyone can access our services with ease. Plus, if you're looking for a quick banking experience, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle.
Hours and Services
We're here for you Monday through Friday from 9 AM to 5:30 PM. Feel free to drop by during these hours when our friendly staff is ready to assist you with a range of services. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we have something for everyone. Additionally, our ATM is available for those who prefer self-service banking. While you can visit us at our Dupont address, please note that official correspondence should be sent to our mailing address at P.O. Box 5060, DuPont, WA 98327-5060.
Member Eligibility
At America's Credit Union, A, we're excited to welcome you into our community of members who share a common goal: achieving financial wellness together. Becoming a member is easy and open to many! If you live, work, or worship in the area around 1495 Wilmington Dr Ste 1 Dupont Wa 98327, you're likely eligible to join us. We also warmly invite family members of existing members to become part of our supportive network. By joining America's Credit Union, A, you gain access to personalized financial services that cater to your needs, from checking accounts to loans and beyond. To get started on your membership journey, simply visit our website for more details on eligibility at . If you're ready to open an account, check out the straightforward process outlined at http://www.youracu.org/business-banking/business-loans/apply-online/. Should you have any questions or need assistance, feel free to reach out to us at (253) 964-3113. We can't wait for you to join our family!
Business Banking & Commercial Services
Merchant Services That Work
In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine a busy restaurant where customers can quickly pay using various methods, ensuring smooth transactions during peak hours. Our services allow you to focus on what matters serving your clients and growing your business. Visit us at 1495 Wilmington Dr Ste 1 Dupont Wa 98327 in Dupont, WA, or call us at (253) 964-3113 to learn how we can help your business thrive!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Solutions
For business owners, we have comprehensive Business Banking solutions including Merchant Services & Business Loans. These resources are designed to support your business growth, making it easier to handle transactions and manage cash flow effectively.
Convenient Digital Banking
In today's fast-paced world, we know convenience is key. That's why we've made our Online & Mobile Banking platforms user-friendly and accessible anytime, anywhere. You can easily manage accounts, pay bills, and transfer funds with just a few taps on your smartphone. Our members enjoy access to ATMs and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals all aimed at simplifying your banking experience.
Credit Options
Explore our Credit Cards with Rewards, which not only offer flexibility but also earn you points on purchases that can be redeemed for exciting rewards. This means your everyday spending can work in your favor!
Loans Made Simple
If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help you get on the road quickly. We also provide Mortgage Loans & Refinancing solutions tailored to your specific needs whether you're buying your first home or looking to refinance an existing mortgage for better rates. Additionally, our Personal Loans & Debt Consolidation services can assist you in streamlining your finances by combining debts into one manageable payment.
Personal Banking
We offer a variety of Personal Banking services designed to fit your lifestyle. Our Checking & Savings Accounts are perfect for everyday transactions and saving for future goals. Imagine effortlessly managing your money with online tools that allow you to track spending and savings from anywhere.
Ready to Get Started?
With so many services at your fingertips, we're excited to support you on your financial journey. For any inquiries or to learn more about how we can meet your needs, don't hesitate to contact us at (253) 964-3113 or visit our website at Dupont. Let's work together towards achieving your financial goals!
Digital & Online Banking
Key Features
Our online banking platform offers a range of features tailored to meet your needs. You can easily check balances, transfer money between accounts, and even send funds to friends or family with our person-to-person transfer feature. No more waiting in lines or rushing to the bank; everything you need is just a click away. For those who prefer using their mobile devices, our mobile application makes banking even more convenient. Whether you're making payments with our mobile payments feature or reviewing your e-statements available for quick access you'll find that managing your finances has never been simpler.
Security and Convenience
Security is paramount when it comes to online banking. Rest assured, we take every precaution to protect your information, giving you peace of mind as you conduct transactions. Additionally, while we currently don't support electronic signature authorization, our user-friendly interface allows you to navigate through services with ease. With real-time account management at your fingertips, you'll always know where you stand financially. Whether it's checking on recent transactions or ensuring your bills are paid on time, America's Credit Union, A is here to support you every step of the way. Join us today and experience the convenience of digital banking at America's Credit Union, A! For more information about our services, visit us at https://www.youracu.org/ or give us a call at (253) 964-3113. Your financial journey starts here!
Financial Strength
Efficient Operations
Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Member Base
Total Share and Deposit Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $231,634. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 1495 Wilmington Dr Ste 1 Dupont Wa 98327 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.
Reinvesting for Your Future
With $70,302,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well; with $1,296 in used auto loans and $538,320,915 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Security for Your Savings
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that can fit your budget.
Business Loans
For business owners looking to expand or invest in their enterprises, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and thrive. We are dedicated to supporting local businesses and fostering economic growth within our community. If you're considering refinancing any of these products or want to explore eligibility options, please reach out to us. Our team is ready to assist you in making informed decisions about your financial future. Feel free to contact us at 253-964-3113 or visit us at 1495 Wilmington Dr Ste 1, Dupont WA 98327 for more information on our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your borrowing needs may be, America's Credit Union is here to help you every step of the way!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We aim to guide you through each step of the mortgage process, ensuring you find the right solution for your housing needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $27,001,356 in loans helping members manage their finances effectively. These cards come with benefits that can help you handle expenses while building your credit history.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By partnering only with legitimate financial institutions, LendMesh guarantees that the information presented is accurate and up-to-date.