Low Mortgage Rates & Affordable Auto Loans | America’s CU Spanaway WA

Introduction

Welcome to America's Credit Union, a trusted financial partner in the heart of Spanaway, WA! Located at 17007 Pacific Ave S, our branch has proudly served the community since 1954. With a strong commitment to our members, we currently support over 29,773 individuals and families, helping them achieve their financial goals. At America's Credit Union, we believe that your success is our mission. Our total assets stand at an impressive $692,896,551, reflecting our solid foundation and ability to provide you with the services you need. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and business banking, we've got you covered. Our dedicated team of 154 employees, led by CEO Kenneth Leonard and Board President Kyle Lentz, works tirelessly to ensure that your experience with us is nothing short of exceptional. We take pride in fostering a friendly environment where every member feels valued and supported. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 33338, Fort Lewis, WA 98433. With total deposits of $6,634,406 and net worth reaching $70,882,781, we are well-equipped to manage your funds responsibly. Our cash in hand amounts to $27,219,908, ensuring liquidity for both everyday transactions and larger investments. Join us today! Visit our website at youracu.org or give us a call at 253-964-3113. Experience firsthand how America's Credit Union is more than just a bank; we're your community partner in building a brighter financial future!

Branch History & Mission

Community Commitment

Our mission extends beyond just banking; it's about making a real impact in the lives of those we serve. We actively participate in community outreach efforts and forge partnerships that support local initiatives. By investing in community projects and providing resources for financial education, we strive to uplift those around us. Our operating hours are convenient for your busy schedule Monday through Friday from 9 AM to 5:30 PM. We also offer ATM services and drive-thru banking for added convenience. Whether you need to deposit a check or withdraw cash, we're here for you with accessible options.

Looking Ahead

As we embrace digital advancements like online banking and mobile payment solutions, we remain focused on providing top-notch service that meets the needs of today's consumers while ensuring compliance with ADA standards. Our goal is to create an inclusive environment where every member feels valued and understood. Join us at America's Credit Union A and experience the benefits of being part of a supportive financial family dedicated to your success. Together, let's build a brighter future for you and our community! For more information or to open an account today, visit our website.

Our Journey

Since our inception, our mission has remained clear: to provide accessible financial services while supporting the needs of our community. Over the years, we've evolved from a small local credit union into a trusted institution known for personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each milestone we've achieved reflects our dedication to helping our members achieve their financial goals. While you can visit us at our branch address in Spanaway, official correspondence should be sent to our mailing address at PO Box 33338, Fort Lewis, WA 98433. This allows us to maintain clear communication with all our members.

Branch Location & Accessibility

Accessibility Features

At America's Credit Union, A, we strive to ensure that everyone can access our services comfortably. Our branch is ADA-compliant and features ramps for easy entry. Plus, we offer ample parking space for both members and visitors.

Call to Action

If you're in the area or looking for a new financial partner, why not stop by? Our team is here to help you navigate your banking journey. Feel free to give us a call at 253-964-3113 if you have any questions or need assistance before your visit. We look forward to welcoming you to America's Credit Union!

Operating Hours & Services

We are open Monday through Friday from 9 AM to 5:30 PM, providing plenty of time for you to drop by and take care of your banking needs. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. For added convenience, we have an ATM available on-site and offer drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At America's Credit Union, A, we believe that everyone deserves to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in our service area, you're likely eligible to join us. We cater to individuals from diverse backgrounds and professions, making sure our membership is inclusive and accessible. To get the latest details on eligibility criteria, we encourage you to. Joining America's Credit Union, A comes with a host of benefits like personalized service, competitive rates on loans and savings, and access to a variety of financial products tailored just for you. Ready to take the next step? Opening an account is straightforward! You can start the process by visiting us online at http://www.youracu.org/business-banking/business-loans/apply-online/ or give us a call at (253) 964-3113 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services help streamline daily operations. Imagine processing payments quickly while keeping track of sales effortlessly our tools are designed to simplify transactions so you can focus on what really matters: growing your business. Visit us at 17007 Pacific Ave S Spanaway Wa 98387 in Spanaway, WA, or give us a call at (253) 964-3113 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For small business owners, America's Credit Union, A offers robust business banking services including merchant services and business loans. We know how important it is for local businesses to thrive, which is why we are committed to providing supportive financial products that help you grow.

Call-to-Action

Explore all that America's Credit Union, A has to offer by visiting us today or checking out our website at Spanaway. Your financial goals are important to us let's achieve them together!

Convenient Access Anytime

Accessing your accounts has never been easier. With features like ATM services for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions, we prioritize convenience in every interaction. Our team at America's Credit Union, A is always ready to assist you during our operating hours from Monday through Friday from 9 AM to 5:30 PM. For any questions or assistance, don't hesitate to reach us at (253) 964-3113.

Home Financing Solutions

If owning a home is on your horizon, consider our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way. Our mortgage specialists will work with you to find the best terms suited to your budget.

Personal Banking Services

Starting with personal banking, we offer a variety of checking and savings accounts that cater to all lifestyles. If you're planning a big purchase or simply want to build your savings, our accounts are user-friendly and accessible online. You can easily manage your funds through our online and mobile banking platforms, making it convenient to check balances or transfer money wherever you are. When it comes to financing your next vehicle, our auto loans and vehicle financing options can help turn your dream into reality. Imagine driving off in that car you've had your eye on, all while enjoying competitive rates tailored for you.

Support for Everyday Needs

For those unexpected expenses, our personal loans and debt consolidation services can provide quick relief. Life happens whether it's an emergency repair or a medical bill and having access to flexible lending options can make all the difference. Additionally, our credit cards come with rewards that allow you to earn points while you shop. It's just another way we help our members get more value from their everyday spending.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that puts you in control. You can check your balance, transfer funds, and pay bills with just a few clicks. Plus, our e-statements allow you to view and manage your financial documents online, making it easier than ever to stay organized and informed. For those on the go, our mobile application is a must-have tool. It not only supports mobile payments but also enables person-to-person transfers, so sending money to friends or family is quick and simple. Whether you're at home or out and about, managing your finances has never been more convenient.

Security You Can Trust

We prioritize your security. While we currently do not offer electronic signature authorization, we ensure that all your transactions are safeguarded with advanced encryption technology. Your peace of mind is our top priority as you navigate through your financial journey. With accessible features like these, America's Credit Union, A empowers you to take charge of your finances in real-time. Our digital services are tailored to make banking hassle-free while keeping everything secure. Join us today and experience the benefits of modern banking at your fingertips!

Financial Strength

Commitment to Growth

Our financial strength is further reflected by our $70,302,081 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,296 in used auto loans and $538,320,915 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $231,634, further demonstrating our capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 17007 Pacific Ave S Spanaway Wa 98387 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,827,199 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans, helping members get on the road with confidence. Our flexible terms make it easy for you to find a loan that fits your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $170,833,297 provide the capital needed to expand and thrive. Whether you're starting a new venture or need funds for an existing business, we have options tailored for you. If you're considering refinancing any of these loans or want to learn more about eligibility options available at America's Credit Union, A, please don't hesitate to reach out. You can contact us at (253) 964-3113 or visit us at our branch located at 17007 Pacific Ave S Spanaway Wa 98387 in Spanaway, WA. Our dedicated team is here to guide you through every step of the process and ensure you find the best financial solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369. We can simplify the process of buying or refinancing your home so that you can focus on what matters most your future.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans with a total of $27,001,356 in loans available to help members manage their finances effectively. Our credit cards come with rewards and are designed to give you more control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed decisions without the confusion often associated with shopping for loans. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is fair and transparent, reflecting the genuine conditions set by these trusted lenders. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that you receive accurate information every time. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. With real-time rate comparisons from multiple institutions, users can quickly identify the best options available to them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA'S CREDIT UNION, A FEDERAL CREDIT UNION - Spanaway, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Spanaway, WA (98387)

Introduction

Branch History & Mission

Community Commitment

Looking Ahead

Our Journey

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Options

Call-to-Action

Convenient Access Anytime

Home Financing Solutions

Personal Banking Services

Support for Everyday Needs

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Base

Member-Centric Savings Opportunities

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In: