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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to America's Credit Union, A, your trusted financial partner located at 17007 Pacific Ave S, Spanaway, WA 98387. Since our establishment in 1954, we have been dedicated to serving our community and supporting our members with a range of financial services tailored to their needs. With a strong membership base of 29,773 individuals, we pride ourselves on fostering relationships built on trust and mutual growth. At America's Credit Union, A, we understand that financial decisions can be daunting. That's why we offer personalized assistance and a variety of products, from checking and savings accounts to auto loans and mortgage financing. Our total assets stand at an impressive $692,896,551, ensuring that we are well-equipped to support your financial goals. With total deposits reaching $6,634,406, our members can rest assured knowing their funds are safe and sound. Our commitment to excellence is reflected in our leadership team, headed by CEO Kenneth Leonard and Board President Kyle Lentz. Together, they guide a talented staff of 154 employees, all working diligently to provide you with the highest level of service possible. Whether you're looking for personal banking solutions or business loans, our knowledgeable team is ready to assist you every step of the way. While you can visit us at our branch location in Spanaway for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 33338, Fort Lewis, WA 98433. We invite you to explore our website at www.youracu.org for more information on our services or feel free to give us a call at 253-964-3113. Join us today and experience the difference of being part of a community-focused credit union!
Branch History & Mission
America's Credit Union, A has a rich history that dates back to 1954. Since its inception in the heart of Spanaway, Washington, we have dedicated ourselves to serving our community and empowering our members through accessible financial services. Our branch is located at 17007 Pacific Ave S, a central spot that makes it easy for locals to connect with us. For official correspondence, members can reach us at PO Box 33338, Fort Lewis, WA 98433. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 30,000 members. With total assets now standing at an impressive $692,896,551, we pride ourselves on our stability and commitment to our members' financial well-being. Our operating hours are designed for your convenience; we're open Monday through Friday from 9 AM to 5:30 PM. Our mission at America's Credit Union is clear: to provide exceptional financial services while actively supporting our community. We believe in putting people first whether it's offering personal banking options like checking and savings accounts or providing auto loans and mortgages. Our goal is not just about transactions; it's about building relationships and fostering a supportive environment where everyone can thrive. We are committed to embracing modern advancements to enhance your experience with us. With features like online banking and mobile payments available, managing your finances has never been easier. Additionally, our ATM services and drive-thru banking ensure that you have access when you need it most. Community outreach is also a cornerstone of our mission. We regularly engage in partnerships and initiatives that support local organizations and events. By investing in our community, we aim to create a positive impact beyond financial services. As we look forward to the future, we invite you to become part of the America's Credit Union family. Join us today and discover how we can help you achieve your financial goals while being an active participant in our vibrant community. For more information or assistance, don't hesitate to call us at 253-964-3113 or visit our website at youracu.org. Together, let's build a brighter tomorrow!
Branch Location & Accessibility
Convenient Access and Features
At America's Credit Union, A, we understand the importance of accessibility. Our branch offers ample parking and features designed for everyone, including ADA-compliant ramps for easy entry. You'll find our drive-thru service convenient for quick transactions without leaving your car. Plus, with an ATM available on-site, accessing your funds is always straightforward.
Friendly Call-to-Action
We invite you to visit us today at America's Credit Union, A! If you have questions or need assistance before stopping by, feel free to call us at 253-964-3113. Experience the convenience and personalized service that makes us a trusted partner in your financial journey!
Operating Hours
We are open Monday through Friday from 9 AM to 5:30 PM. This schedule is designed to fit around your busy life, allowing you to stop by during your lunch break or after work. Our team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and more.
Member Eligibility
At America's Credit Union, A, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, or worships in the local area. This includes individuals and their families associated with specific organizations and businesses in our community. It's really that simple! You can find all the details regarding eligibility by visiting this link. Opening an account with us is straightforward and welcoming. Just visit our website at this page to get started. If you have any questions, don't hesitate to call us at (253) 964-3113. We're here to help you take this exciting step towards better banking!
Business Banking & Commercial Services
Merchant Services That Make a Difference
Managing transactions can be a hassle, but our merchant services simplify the process. Imagine being able to accept payments quickly and securely, whether your customers are shopping online or at your physical location. Our solutions help you streamline operations, allowing you to focus on what matters most growing your business. Located conveniently at 17007 Pacific Ave S Spanaway Wa 98387, Spanaway, WA, we invite you to explore how America's Credit Union, A can empower your business today. Contact us at (253) 964-3113 for more information!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $133 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,833,297, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM and Drive-Thru Services
Need cash quickly? Enjoy hassle-free access with our ATM services available at various locations along with basic drive-thru banking for deposits and withdrawals. This way, you can handle simple transactions without stepping inside the branch. At America's Credit Union, A, we strive to create an inclusive environment where everyone feels welcome and supported in their financial journey. We encourage you to reach out if you have any questions about our services or want personalized advice tailored just for you. Feel free to give us a call at (253) 964-3113 or visit us during our lobby hours from Monday through Friday between 9 AM and 5:30 PM. Let's start working together toward a brighter financial future!
Business Banking Solutions
For our business members, we offer essential services such as Business Banking which includes merchant services and business loans. We know running a business comes with its own set of challenges, so we're dedicated to supporting your growth with flexible financing options and professional advice.
Credit Options with Benefits
We also provide Credit Cards with Rewards that not only allow you to make purchases but reward you for spending wisely. Picture earning points on every purchase that can be redeemed for travel, cash back, or gift cards it's all possible at America's Credit Union, A!
Digital Banking Features
In today's fast-paced world, convenience is key. That's why we prioritize our online and mobile banking features. With access to your accounts anytime and anywhere through our user-friendly platform, managing your finances has never been easier. You can make deposits, transfer funds, pay bills, and even send money to friends or family all from the comfort of your home or on-the-go.
Mortgage Services
Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced staff is here to help every step of the way.
Personal Banking Solutions
Managing your money should be easy and accessible. At America's Credit Union, A, we offer various Personal Banking options, including checking and savings accounts designed for your everyday needs. Imagine having the peace of mind that comes with a secure place to store your funds while earning interest. Our competitive rates ensure that your money works for you. If you're looking to purchase a vehicle or need funds for an important expense, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. Plus, with our Personal Loans & Debt Consolidation options, you can take control of your debt and work towards financial freedom.
Digital & Online Banking
Key Services
Explore our online banking features at https://www.youracu.org/ where you can access your accounts 24/7. Whether you need to check your balance, pay bills, or transfer money, our platform makes it simple and secure. With the option for e-statements available, you'll never have to worry about losing important documents again everything is just a click away. Need to send money to a friend? With our person-to-person transfer feature, you can quickly and safely send funds directly from your account without any hassle. Plus, if you're on the go, our mobile application allows you to make mobile payments effortlessly. Whether you're shopping or dining out, you can pay right from your phone!
Security and Ease of Use
We prioritize your security as much as we do your convenience. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with state-of-the-art security measures. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate through their accounts without difficulty. At America's Credit Union, A, managing your finances has never been easier. Join us today and experience the freedom of banking on your terms!
Financial Strength
Commitment to Growth and Innovation
Our commitment to growth is reflected in our $70,302,081 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,296 in used auto loans and $538,320,915 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Member Trust
Total Share Accounts: 64,246, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $231,634. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union, A is your trusted partner. Visit us at 17007 Pacific Ave S Spanaway Wa 98387 or call (253) 964-3113 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Operational Efficiency
Our $161,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Opportunities
Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we've got you covered.
Business Loans
If you're a business owner looking for capital to grow and expand your operations, our outstanding commercial loans totaling $170,833,297 provide the support you need. We understand the unique challenges businesses face and are here to help you succeed. At America's Credit Union, A, we pride ourselves on providing clear information about loan eligibility and refinancing options. We encourage you to reach out if you have any questions or would like more details about any of our products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your options with us today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We provide various mortgage products designed to fit different budgets and lifestyles. If you're considering refinancing your current mortgage for better terms or rates, we can guide you through that process too.
Unsecured Credit Card Loans
For those seeking flexible spending options, we also offer unsecured credit card loans with a total of $27,001,356 in loans helping members manage their finances effectively. These cards come with competitive rates and terms that allow for greater financial flexibility.
Loan Aggregator
Benefits of Using LendMesh
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