Top Auto Loans & Low Mortgage Rates | America’s CU University Place WA

Introduction

Welcome to America's Credit Union, A, your trusted financial partner since 1954! Located at 4323 Bridgeport Way W, University Place, WA 98466, we are dedicated to providing exceptional service and support to our community. With a membership of over 29,773 individuals, we pride ourselves on being a cooperative that truly cares for its members. At America's Credit Union, we have built a solid foundation with total assets of $692,896,551 and a net worth of $70,882,781. Our commitment to financial well-being is reflected in our extensive range of services. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to meet all your financial needs. We also offer business banking solutions tailored for entrepreneurs looking to grow their ventures. While members can visit us at our branch address, official correspondence should be sent to PO BOX 33338, Fort Lewis, WA 98433. Our team is ready to assist you with anything you need during our operating hours: Monday through Friday from 9 AM to 5:30 PM. Led by our CEO Kenneth Leonard and Board President Kyle Lentz, we take pride in fostering a supportive environment for both our members and employees 154 strong! Whether you're looking for financial advice or just need assistance with transactions, we're here for you every step of the way. With total deposits reaching $6,634,406 and cash reserves of $27,219,908, you can trust that your finances are in good hands. We invite you to experience the difference at America's Credit Union. Feel free to call us at (253) 964-3113 or visit our website at youracu.org for more information about how we can help you achieve your financial goals.

Branch History & Mission

Community Engagement

Our commitment doesn't stop at providing services; it extends into meaningful partnerships within the community. We participate in various local events and initiatives aimed at supporting individuals and families in need. Whether through financial literacy programs or charity drives, America's Credit Union strives to make a lasting impact. As we continue to embrace digital advancements such as online and mobile banking options alongside traditional services, we ensure ADA compliance for all our facilities. Our goal is to create an inclusive environment where everyone feels welcome and valued. Join us today at America's Credit Union! Experience the benefits of being part of a caring community focused on your success. Together, let's build a brighter future one member at a time. Visit us online at youracu.org or give us a call at 253-964-3113 for more information on how we can help you meet your financial goals!

Our Mission

The mission of America's Credit Union is simple yet profound: to empower our members with the financial tools they need to achieve their goals while building a strong community around us. We believe that everyone deserves access to quality financial services and support. Our focus extends beyond traditional banking; we actively engage in community outreach initiatives that uplift those around us. We are proud to provide ATM availability and a convenient drive-thru banking service for quick transactions. Our branch operates Monday through Friday from 9 AM to 5:30 PM, ensuring that we are available when you need us most. While members can visit us at 4323 Bridgeport Way W, official correspondence should be sent to PO BOX 33338, Fort Lewis, WA 98433.

Branch Location & Accessibility

Accessible Features and Services

At our branch, we offer ample parking and ensure that our facilities are compliant with ADA standards, so everyone can access our services comfortably. If you're on the go, take advantage of our drive-thru banking option for quick transactions without leaving your vehicle. We also have an ATM available for your convenience, providing easy access to your cash whenever you need it.

Operating Hours

We know how busy life can get! That's why we're open Monday through Friday from 9 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our friendly staff is here to help during these hours. If you need assistance outside of these hours, feel free to give us a call at 253-964-3113. We're always ready to help you navigate your financial needs.

Stay Connected

While members can visit us at our branch location, official correspondence should be sent to PO BOX 33338 in Fort Lewis if needed. We invite you to come by and see how we can assist you with personal banking solutions ranging from checking and savings accounts to auto loans and mortgage options. Don't hesitate stop by America's Credit Union today or reach out via phone if you have any questions. We look forward to serving you!

Member Eligibility

At America's Credit Union, A, we believe that everyone deserves a chance to join our close-knit community. If you're looking to become a member, it's easier than you might think! Our membership is open to individuals who live, work, or attend school in the surrounding areas, making it inclusive and welcoming for many. Whether you're seeking support for personal banking or business needs, being part of America's Credit Union, A means you'll have access to great rates and personalized service tailored just for you. To get started with your membership journey at our branch located at 4323 Bridgeport Way W University Place Wa 98466, simply reach out to us at (253) 964-3113. We're here to guide you through the process of opening an account, which is designed to be straightforward and hassle-free. For more detailed eligibility criteria, feel free to visit our website at . We can't wait to welcome you into the America's Credit Union, A family!

Business Banking & Commercial Services

At America's Credit Union, A, we understand that every business has unique needs and aspirations. That's why we're committed to providing tailored solutions that help you grow. Whether you're starting a new venture or expanding an established one, our commercial loan options are designed to fuel your success. Imagine securing the funds needed to purchase new equipment or renovate your space. With our member commercial loans totaling over $133, we've empowered local businesses to reach their goals and thrive in a competitive landscape. But we don't just stop there; we also extend support to non-members, having provided $5 in flexible financing solutions for those looking to take their business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: We maintain an outstanding commercial loan portfolio of $170,833,297, driving economic growth by financing new and expanding businesses in our community. Additionally, our merchant services simplify transactions, allowing you to focus on what matters most your business. From payment processing to cash management, we provide tools that enhance your operational efficiency. Join us at 4323 Bridgeport Way W University Place Wa 98466 in University Place, WA, and let's work together to build a brighter future for your business! For more information, call us at (253) 964-3113 or visit our website at https://www.youracu.org/.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are conveniently available for quick withdrawals and balance checks, ensuring you have access to your money when you need it most.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easier than ever to drive away in the vehicle of your dreams. We provide competitive rates and flexible terms, allowing you to choose a plan that fits your budget perfectly.

Basic Drive-Thru Banking

For those who prefer face-to-face interactions without leaving their cars, our basic drive-thru banking service allows for easy deposits, withdrawals, and simple transactions saving you time while still receiving personalized service. At America's Credit Union, A, we strive to make banking as accessible as possible while meeting all your financial needs. To learn more about any of these services or how we can assist you further, don't hesitate to reach out at (253) 964-3113. We look forward to serving you!

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. We understand the unique challenges of running a business and are committed to supporting your financial success.

Credit Cards with Rewards

Make every purchase count with our credit cards that come with rewards! Enjoy benefits like cashback or points redeemable for travel and shopping, making it easier for you to enjoy the things you love while managing your spending wisely.

Mortgage Loans & Refinancing

Homeownership is a goal for many, and at America's Credit Union, A, we offer mortgage loans and refinancing options to help turn that dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage, our expert team will guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is essential. With our online and mobile banking services, you can manage your finances on the go check balances, transfer funds, pay bills, and more from the palm of your hand.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options, including checking and savings accounts designed for your lifestyle. Whether you're saving for a vacation or need a reliable checking account for daily transactions, we've got you covered.

Personal Loans & Debt Consolidation

Sometimes life brings unexpected expenses. That's where our personal loans come in handy. If you're looking to consolidate debt or cover an urgent cost, we provide straightforward solutions that give you peace of mind without complicating your finances.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, available for download now. It allows you to handle daily banking tasks from your smartphone with ease. You can make mobile payments, pay bills, and even perform person-to-person transfers without any hassle. Imagine sending money to friends or family instantly, right from your phone! We also offer e-statements, which means you can keep track of your finances without the clutter of paper statements. Not only is this eco-friendly, but it also enhances your security by reducing the risk of sensitive information falling into the wrong hands.

Security and Accessibility

Your safety is our top priority. While we do not currently offer electronic signature authorization, we ensure that all transactions on our platforms are protected with advanced security measures. This way, you can bank with peace of mind knowing your personal information is safe. With our user-friendly interface and easy navigation, managing your accounts has never been simpler. Whether you're at home or on the go, accessing your financial information in real-time helps you stay in control. At America's Credit Union, A, we're committed to providing you with the tools you need for effective money management right at your fingertips. Experience the convenience of digital banking today!

Financial Strength

At America's Credit Union, A, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 4323 Bridgeport Way W, University Place, WA 98466, we are proud to serve our community with a commitment to excellence in every aspect of our operations. Our financial performance speaks volumes about our reliability. With a net worth of $70,882,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 10.52% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,642,185 in share certificates and $111,914,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,687,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,302,081 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We understand the importance of supporting your financial goals; that's why we currently have $538,320,915 in total loans and leases available for our members. Our operational efficiency is reflected in our net income of $161,955, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $231,634 and a robust base of 64,246 total share accounts, it's clear that many individuals trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's Credit Union is your trusted partner. Visit us at 4323 Bridgeport Way W or call us at 253-964-3113 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,979,401 in used vehicle loans and $5,933,389 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $170,833,297 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,226,369, make buying or refinancing simple. We work closely with you to find the best mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, we can guide you through the eligibility options available. This could potentially lower your monthly payments or help you pay off your debt sooner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At America's Credit Union, A, we believe in empowering our members with the financial tools they need for success. Stop by or contact us today to learn more about how we can assist you with your borrowing needs!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our unsecured credit card loans can help. With a total of $27,001,356 in loans, we offer flexible terms that allow you to manage your finances effectively while enjoying rewards on purchases.

Loan Aggregator

Benefits of Using LendMesh

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AMERICA'S CREDIT UNION, A

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessible Features and Services

Operating Hours

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Basic Drive-Thru Banking

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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