Vehicle Loans in Houston, TX

Searching for the best used vehicle loan rates in Houston? Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel faster. It’s simple, quick, and tailored just for Houston drivers like you.

Save time and money by exploring competitive loan options right here in Houston, TX. Whether you want low rates or easy approvals, comparing multiple offers helps you make a confident choice for your next used car. Start your journey with local support today.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
amocofcu
4.69 - 15.44 %
1 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
bankwithrave
4.75 %
r1cu
4.79 - 5.79 %
0.1 - 7 Yrs
etpcu
4.79 %
5.5 Yrs
texanscu
4.79 - 7.19 %
3.1 - 7 Yrs
ecu
4.8 %
3 - 7 Yrs
advancial
4.83 - 5.91 %
3 - 5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month.

Amoco's auto loan rates range from 4.69% to 15.44% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are also 9.4% to 18% APR and have stayed the same compared to 7, 30, and 60 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Rave Financial's auto loans with a 4.75% APR today, which is unchanged from 7 and 30 days ago but down from 5% 90 days ago. Motorcycle loans have rates between 8% and 9.25% , showing no change over the past 7, 60, or 90 days. Resource One has auto loan rates ranging from 4.79% to 5.79% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 6.59% and 7.44% APR, also showing no change over the same periods. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 60 days.

Texans vehicle loan rates for autos range from 4.79% to 7.19% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.14% and 9.04% APR, also showing no change in the last 7 and 30 days. Recreational loans range from 7.99% to 10.49% APR and remain steady compared to 7 and 30 days but are up from 90 days ago. Educators vehicle loans range from 4.8% to 10.69% today. The rates are unchanged from 7 and 30 days ago but are up slightly from 30 and 60 days ago. This applies to their Auto loans.

Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 or 30 days ago. Other loan rates are between 6.31% and 7.66% APR, also steady compared to 7 days ago but up from 90 days ago.

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