Vehicle Loans in Houston, TX

Searching for the best auto lenders in Houston, TX? Compare loan offers from trusted local credit unions and banks to find competitive rates that fit your budget. Whether you’re buying new or used, we help you get the best deal with fast approvals and friendly service.

Houston drivers deserve a smooth loan experience tailored to their needs. By comparing multiple offers, you can save money and drive away confident, knowing you chose the right lender for your vehicle dreams. Start your search today and see how easy it is to find the perfect auto loan in Houston.

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Lender
APR
Term
Link
Info
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
smartcu
3.99 - 16.99 %
0.1 - 7 Yrs
uhcu
3.99 - 5.95 %
3.1 - 7 Yrs
swacu
4.19 - 15.25 %
3 - 6 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
raiz
4.25 %
5.5 Yrs
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, 60, or 90 days. Motorcycle loans have a steady rate of 7.49% , and recreational loans range from 7.49% to 8.74% , both showing no change in the last 7 and 30 days. Smart Financial's auto loans with APRs ranging from 3.99% to 16.99% , which have not changed in the past 7 or 30 days. Motorcycle loans and recreational loans both have APRs between 6.74% and 16.99% , and their rates have also stayed the same over the last 7 and 30 days.

United Heritage's auto loan rates range from 3.99% to 5.95% APR and have not changed in the past 7 or 30 days. Recreational loan rates are between 6.05% and 10.65% APR, which is down from 7 and 30 days ago but up slightly from 60 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Raiz has an auto loan with an APR of 4.25% today. This rate is the same as it was 7 days ago but down from the range of 4.99% to 5.49% sixty days ago.

Houston's auto loans with APRs ranging from 4.25% to 6.25% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have rates between 7.5% and 9.25% , also showing no change over the same periods. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

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Why compare Vehicle Loans in Houston, TX on LendMesh

If you’re searching for the best auto lenders in Houston, TX, it’s wise to keep comparing offers to find the most affordable rates and terms that fit your budget. LendMesh helps you explore multiple options from trusted lenders, so you can make an informed decision without feeling rushed. Taking a little extra time to shop around could save you hundreds over the life of your loan.

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