Welcome to raiz, a trusted financial institution dedicated to empowering our community since 1936. Headquartered in the heart of El Paso, TX, we take pride in our mission to provide exceptional service to our members, including military personnel and their families. Under the leadership of CEO Max Villaronga and Board President Lillian Crouch, we are committed to fostering financial wellness through a member-first approach that prioritizes accessibility and trust.

As an NCUA-insured credit union since 1/4/1971 0:00, we offer a wide range of modern banking solutions designed for today's fast-paced world. Our online banking platform, mobile application, person-to-person transfer capabilities, e-statements, mobile payments, and electronic signature authorization ensure that your banking experience is seamless and efficient. Whether you're looking for personal banking options, auto loans, or business services, our friendly team is here to support your financial journey. For more information about our services and offerings, visit us at https://raiz.us/ or reach out via fax at (915) 859-3564. At raiz, we're not just a bank; we're a community partner dedicated to your success.

At raiz, we are dedicated to providing a wide array of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage refinancing, and business banking with merchant services, our mission is to empower you with the tools necessary for successful financial management. Our credit cards come with rewarding benefits, while our personal loans assist in debt consolidation or unexpected expenses. With a commitment to accessibility, we ensure that every member can easily manage their finances through convenient ATM and cash withdrawal services.

Emphasizing digital access, we offer robust online banking and a mobile application that allows you to conduct transactions from anywhere at any time. Enjoy features like person-to-person transfers, mobile payments, e-statements, and e-signatures for seamless banking experiences. These digital tools are designed not only to facilitate everyday banking but also to help you plan for significant life milestones or grow your small business effectively. If you're interested in becoming a member, more information is available at http://www.raiz.us/about/become-a-member/ , guiding you through the simple steps to join our community. And if you're looking for competitive loan rates, consider checking out https://www.lendmesh.com/loans/personal_loans for comparisons tailored just for you. For personalized support, feel free to reach out via fax at (915) 859-3564; we're here to help you navigate your financial journey with ease and confidence.

In a world where financial institutions come and go, raiz stands out as a steadfast partner committed to your financial wellbeing. With a robust Total Membership of 74,265, we have built a strong community that trusts us to meet their diverse financial needs. Our impressive Total Assets of 990,017,143 reflect our stability and growth, while our Net Worth of 121,306,359 demonstrates our commitment to sound financial practices.

As we navigate an ever-changing economic landscape, our consistent performance shines through with a Net Income of 2,533,509, enabling us to reinvest in services that benefit our members. With Total Deposits reaching 79,280,223, it's clear that our members value the security and reliability we provide. Our dedication is further evidenced by our extensive portfolio, which includes Total Loans and Leases totaling 36,467—a testament to the trust placed in us by individuals and businesses alike.

At raiz, we pride ourselves on our experienced team, comprising 241 dedicated professionals who are here to assist you every step of the way. Our Net Worth Ratio of 1,217 signifies not only our financial strength but also our capability to support members’ aspirations, whether they're looking for Credit Card Loan options with a volume of 5,556 or seeking Auto Loans amounting to an impressive 29,258. Additionally, we cater to businesses with Commercial Loans totaling 153, showcasing our versatility in serving both personal and business banking needs.

With Total Borrowings at 30,000,000, we maintain a healthy balance sheet that allows us to offer competitive rates and exceptional service. Our transparency in operations and commitment to community impact make us a trusted choice for individuals seeking reliable financial partnerships.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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