Introduction
Welcome to Raiz at 1656 Resler Dr, El Paso, TX 79911! Since our establishment in 1936, we have been dedicated to providing exceptional financial services and fostering a strong sense of community among our 74,265 members. As part of the Raiz family, you can trust that your financial needs are our top priority. At Raiz, we proudly manage total assets of $990,017,143, ensuring robust support for our members' goals. With over 36,467 loans and leases extended to our community, we're here to help you achieve everything from purchasing your dream car to financing your home. Our commitment is reflected in our impressive total deposits of $79,280,223 and a net worth of $121,306,359. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1656 Resler Dr, El Paso, TX 79911. Feel free to reach out to us at 915-843-8328 for any questions or assistance. Led by our CEO Max Villaronga and Board President Lillian Crouch, we strive to make banking accessible and rewarding for everyone. Our team of 241 employees is always ready to help you navigate your financial journey with personalized service. Whether you're looking for checking and savings accounts, auto loans, or business banking services, Raiz is here for you. Explore our offerings further by visiting our website at raiz.us. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members! Branch History & Mission
Welcome to Raiz, a credit union with deep roots and a bright future in El Paso, Texas. Since our establishment in 1936, we have been dedicated to serving our members and the community. Over the years, Raiz has evolved from a small cooperative into a robust financial institution, currently boasting over 74,000 members and total assets amounting to ${990017143}. Our branch is conveniently located at 1656 Resler Dr, El Paso, TX 79911, making it easy for you to visit us. Our journey began with a simple mission: to empower individuals and families by providing accessible financial services. As we grew, we stayed true to that mission while adapting to the changing needs of our members. From offering personal banking options like checking and savings accounts to auto loans and mortgages, we've expanded our services to support every aspect of your financial life. At Raiz, we believe that being part of a credit union means more than just banking; it's about building community. We strive to provide not only financial products but also valuable resources and support for local initiatives. We're committed to making a positive impact in El Paso through various outreach programs and partnerships that uplift our neighborhoods. Our mission statement reflects this commitment: "To serve our members with integrity and respect while fostering a community that thrives financially." We know that when our members succeed, our community flourishes as well. In addition to traditional services, we are embracing the future of banking with modern conveniences such as online banking and mobile payments. Our facilities are designed for everyone; we ensure ADA compliance so that all members can easily access our services. With an ATM on-site and drive-thru banking available, your banking experience at Raiz is both convenient and efficient. While you can visit us at 1656 Resler Dr, official correspondence should be directed to the same address as our mailing address: 1656 Resler Dr, El Paso, TX 79911. If you have questions or need assistance, feel free to reach out by calling us at 915-843-8328. Join us at Raiz today! Experience firsthand how we prioritize your financial well-being while investing in the community we love. Together, let's build a brighter financial future for everyone in El Paso!
Branch Location & Accessibility
Welcome to Raiz, your friendly neighborhood credit union located at 1656 Resler Dr in beautiful El Paso, Texas. Our branch is conveniently situated near popular spots like the Westside Community Park and the bustling shopping centers on Resler Drive, making it easy for you to stop by while enjoying your day out. At Raiz, we prioritize accessibility for all our members. Our branch features convenient parking and ADA-compliant entrances, ensuring that everyone can access our services with ease. Whether you prefer visiting us during the week or utilizing our drive-thru service on Saturdays, we are here to accommodate your banking needs. Our operating hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM. If you need assistance on Saturday, our drive-thru is open from 9:00 AM until noon. Feel free to give us a call at 915-843-8328 if you have any questions or need further information about our services. In addition to in-branch support, we offer ATM availability for quick cash withdrawals and balance checks without stepping inside. Plus, our drive-thru allows for simple transactions like deposits and withdrawals all while staying in your vehicle. While members can visit us at 1656 Resler Dr, official correspondence should be sent to the same address as well. So come on down and experience the exceptional service that Raiz has to offer! We look forward to welcoming you into our community of satisfied members.
Member Eligibility
At Raiz, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! To become a member, you'll need to meet some basic eligibility criteria. If you live, work, or worship in the El Paso area, you're likely already qualified! We also welcome family members of existing members, making it easy to share the benefits of membership with those you love. For more detailed information about eligibility, feel free to check out our resource at http://www.raiz.us/about/become-a-member/. Once you're ready to take the next step, opening an account with us is a breeze. You can start your application online anytime by visiting https://accounts.raiz.us/apply.aspx?lenderref=epfcu072715&list=xasa or give us a call at (915) 843-8328 for assistance. Our friendly team at 1656 Resler Dr El Paso Tx 79911 is here to help you every step of the way, ensuring you feel right at home as part of the Raiz family! Business Banking & Commercial Services
Merchant Services for Everyday Needs
In addition to loans, we provide essential merchant services that streamline your transactions. Imagine being able to accept payments from customers easily, whether they pay with a card or mobile app. Our services help simplify your cash flow management so you can focus on what really matters growing your business. If you're seeking flexible financing options or need reliable merchant services, visit us at Raiz. Together, let's build a strong future for your business! For more information, call us at (915) 843-8328 or explore our offerings online at https://raiz.us/.
Supporting Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,509,327, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessibility and Convenience
Our branch located at 1656 Resler Dr El Paso Tx 79911 in El Paso, TX, provides essential services like basic drive-thru banking for deposits, withdrawals, and simple transactions. We also offer basic ATM access for quick cash withdrawals and balance checks. With operating hours from 9:00 AM to 5:30 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays, we strive to be available when you need us most. If you're ready to take the next step in managing your finances or if you have questions about any of our services, don't hesitate to reach out! Call us at (915) 843-8328 or visit us online at https://raiz.us/. Join us at Raiz, where your financial well-being is our priority!
Business Banking Services
For entrepreneurs and business owners, we offer specialized business banking solutions including merchant services and business loans. We know that running a business comes with its challenges, so we're here to support your journey every step of the way.
Digital Banking Features
In today's fast-paced world, having access to your finances at your fingertips is crucial. At Resler, we pride ourselves on our robust online and mobile banking platforms. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. Our ATM services ensure that cash withdrawals are just as convenient.
Financial Flexibility
Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans and debt consolidation options can provide the support you need to get back on track financially. Plus, our credit cards come with rewards that let you earn while you spend, turning everyday purchases into opportunities for savings.
Personal Banking Solutions
We understand that managing your finances is important. That's why we offer comprehensive personal banking services including checking and savings accounts designed to fit your lifestyle. If you're dreaming of a new car, our auto loans and vehicle financing options make it easy for you to drive off in style without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing services provide competitive rates and flexible terms to help you secure the perfect place.
Digital & Online Banking
Embrace Modern Banking
Our mobile payments feature allows you to make purchases directly from your phone, making shopping easier than ever. Everything is designed with you in mind simple navigation and real-time updates mean you'll always be in control of your finances. Explore all that Raiz has to offer by visiting us at https://raiz.us/ today! Your financial freedom is just a click away.
Key Services Offered
Our online banking service provides 24/7 access to your account, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Plus, with our mobile application available for download, managing your money has never been more convenient. You can even send money to friends or family using our person-to-person transfer feature it's quick and hassle-free.
Security and Ease of Use
We take your security seriously. With electronic signature authorization in place, you can complete transactions confidently without worrying about the safety of your personal information. Additionally, e-statements are available, so you can easily keep track of your financial activity while reducing paper clutter.
Financial Strength
Growing Trust
Total Share and Deposit Accounts: 122,090, showing a strong and growing member base that trusts us with their finances. This trust drives our mission to provide exceptional service while maintaining a robust financial framework. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raiz is your trusted partner. Visit us at 1656 Resler Dr El Paso Tx 79911 or call (915) 843-8328 to learn more about how we can help you achieve your financial goals.
Investments in Your Future
With $104,675,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,629 in used auto loans and $800,634,602 in total loans and leases.
Member-Centric Savings Options
Members' savings are secured through $182,673,198 in share certificates, offering stable and rewarding financial growth opportunities. Although we have $0 in money market shares, our focus remains on maximizing benefits for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $125,128,000, we ensure that our resources are concentrated on you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $2,751,175, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $121,306,359, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
At Raiz, we understand that financial needs vary, and we're here to support you every step of the way. Whether you're looking to buy a car, purchase a home, or manage your everyday expenses, our diverse loan products are designed with you in mind. With over 36,467 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out as some of the best in the industry. Looking to buy a new car? Our auto loans offer competitive rates, with over $309,350,924 in used vehicle loans and $194,906,919 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide comprehensive solutions including Junior Lien 1-4 Family Residential Properties loans totaling $6,461,030. This makes buying or refinancing simple and accessible for our members. For those seeking flexibility in managing day-to-day expenses, we also offer unsecured credit card loans with a total of $13,577,320 available. These options give you the freedom to handle unexpected costs without added stress. Business owners can benefit from our outstanding commercial loans totaling $61,509,327, which can provide essential capital for growth and expansion. We pride ourselves on transparency and accessibility. If you're interested in refinancing or exploring eligibility options, we're here to help guide you through the process. You can reach us at (915) 843-8328 for any inquiries or visit us at 1656 Resler Dr El Paso Tx 79911, El Paso, TX. Our team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right loan product that fits your needs!
Loan Aggregator
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