Home Equity Loans in El Paso, TX

If you’re in El Paso, TX, and considering a home equity line of credit, it’s smart to compare offers from trusted local banks. Finding the right lender means getting competitive rates and terms tailored to your needs, whether you’re renovating or managing debt.

Local banks understand the El Paso community and offer quick, friendly service to help you unlock your home’s value. Take a moment to explore your options and choose a HELOC that fits your goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myncu
4.54 - 5.54 %
5 Yrs
50 %
∞
etpcu
4.75 - 9.75 %
20 Yrs
80 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
houstonfcu
5.125 - 6.125 %
10 - 30 Yrs
∞
atfcu
5.14 - 6.74 %
5 - 30 Yrs
∞
aplusfcu
5.24 - 6.49 %
5 - 30 Yrs
80 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
5pointcu
5.25 - 6.5 %
5 - 30 Yrs
∞
gtfcu
5.25 - 6.75 %
5 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Neighborhood has a Home Equity loan with an APR range of 4.54% to 5.54% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago.

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

Houston has a Home Equity loan with an APR range of 5.12% to 6.12% today. There's no data to compare it to 7, 30, 60, or 90 days ago, so the rate appears stable for now. This range shows the minimum and maximum APR available for this product. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

A+ has a Home Equity rate range of 5.24% to 6.49% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rate is steady at 6.24% , unchanged from 7, 30, and 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Fivepoint has a Home Equity rate range of 5.25% to 6.25% today, unchanged from 60 and 90 days ago. Its Improvement loan rates are between 6% and 6.5% , unchanged from 60 days ago. Both products show no change in rates over the past two months.

Greater Texas has a Home Equity loan with an APR range of 5.25% to 6.75% today. This rate is the same as it was 30, 60, and 90 days ago. There's no change in the APR over the past month or longer.

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re exploring the best bank for a home equity line of credit in El Paso, TX, it pays to keep comparing your options. LendMesh lets you easily browse multiple lenders side by side, helping you spot better rates and more flexible terms without any pressure. Taking the time to review different offers ensures you find a deal that fits your needs and budget perfectly.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as offers dip below that number. With weekly or monthly updates packed with expert insights, rate trends, and curated loan deals, you’ll have everything you need to make confident borrowing decisions in El Paso.

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