Raiz Credit Union El Paso TX | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Raiz, your trusted credit union located at 3600 Joe Battle Blvd, El Paso, TX 79938. Since our establishment in 1936, we have proudly served over 74,265 members in the community. With a commitment to financial growth and member satisfaction, we stand as a pillar of support for individuals and families looking for reliable banking services. At Raiz, we're not just about numbers; we believe in building relationships with our members. With total assets of $990,017,143 and total deposits amounting to $79,280,223, we provide a solid foundation for all your financial needs. Our lending programs are designed to empower you, offering a diverse range of loans totaling 36,467 that cater to both personal and business aspirations. Under the guidance of our dedicated CEO, Max Villaronga, and Board President Lillian Crouch, we strive to create an inclusive environment where everyone can thrive. Our team of 241 employees is here to assist you with personalized service that makes banking easy and accessible. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 3600 Joe Battle Blvd, El Paso, TX 79938. Whether you're looking for checking and savings accounts, auto loans, or online banking options, Raiz is ready to help you take the next step toward financial well-being. Explore our services today by visiting raiz.us or call us at 915-843-8328. Join us at Raiz where your financial future begins!

Branch History & Mission

Community Commitment

We are proud to be more than just a credit union; we are your neighbors. Our drive-thru service and ATM availability ensure that banking is convenient for everyone. As a member-focused institution, we take pride in offering personalized support through every stage of your financial journey. Join us at Raiz today! Experience firsthand how we can help you achieve your dreams while becoming part of a supportive community that values you. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to call us at 915-843-8328 or visit our website at raiz.us.

Our Evolution

Since opening our doors, Raiz has continually evolved to meet the needs of our members. We've expanded our services and embraced technology to offer convenient online banking and mobile payment options. With total assets exceeding $990 million, we have established ourselves as a stable and reliable financial partner for families and businesses alike. Our commitment to excellence is evident in every service we provide from personal checking accounts to business loans, we are dedicated to helping our members achieve their financial goals. Located conveniently on Joe Battle Blvd, our branch is not just about transactions; it's about community. We understand the importance of supporting local initiatives and actively engage in outreach efforts that benefit those around us. Our partnerships with local organizations help us create programs that empower individuals and strengthen families.

Our Mission

At Raiz, our mission is simple yet profound: to provide exceptional financial services while nurturing a sense of community. We believe that everyone deserves access to quality financial resources, which is why we strive to make banking accessible for all. Our team is committed to creating a welcoming environment where members feel valued and supported. For any official correspondence, please note that it can be sent to our mailing address at 3600 Joe Battle Blvd, El Paso, TX 79938.

Branch Location & Accessibility

Welcome to Raiz, your friendly credit union located at 3600 Joe Battle Blvd in El Paso, Texas! Our branch is designed with convenience in mind, making it easy for you to access the financial services you need. Situated near popular spots like the Eastside Regional Park, our location is ideal for both residents and visitors of the area. At Raiz, we understand that accessibility matters. Our branch features ADA-compliant facilities, ensuring everyone can enjoy a seamless banking experience. Plus, ample parking is available right outside our doors, so you can visit us without any hassle. While members can visit us at 3600 Joe Battle Blvd, official correspondence should be sent to the same address. We're open Monday through Friday from 9:00 AM to 5:30 PM and offer drive-thru service on Saturdays from 9:00 AM to 12:00 PM for your convenience. Need cash or quick banking services? We have an ATM on-site that allows for easy withdrawals and balance checks. If you're looking for assistance with personal banking, auto loans, mortgages, or even business services, our friendly staff is always ready to help. Feel free to give us a call at 915-843-8328 if you have any questions or need more information. We invite you to stop by soon and discover how Raiz can support your financial journey!

Member Eligibility

At Raiz, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, or worship in the El Paso area, or if you're related to someone who does, you are likely eligible to join us! Membership opens doors to a range of benefits, including access to personalized banking services, competitive loan rates, and financial education resources designed just for you. For more specific details on eligibility, feel free to check out our eligibility page. Ready to take the next step? Opening an account at Raiz is easy! Simply visit our account opening page online or give us a call at (915) 843-8328 for assistance. We're excited to welcome you into our community at 3600 Joe Battle Blvd, El Paso, TX 79938!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Imagine taking your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,509,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Our merchant services simplify payments, allowing you to focus on what really matters growing your business. Imagine having the tools you need to accept payments anytime, anywhere. This can lead to increased sales and improved customer satisfaction. Located at 3600 Joe Battle Blvd El Paso Tx 79938 in El Paso, TX, we're here to support your business every step of the way. Connect with us today at (915) 843-8328 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Raiz offers robust business banking services. From merchant services that simplify transactions to tailored business loans that support growth, we stand ready to assist local businesses in achieving their goals.

Community Commitment

At Raiz, we prioritize building strong relationships within the community of El Paso. With our focus on member satisfaction and accessibility, we aim to be more than just a financial institution; we want to be your trusted partner in navigating life's financial decisions. If you're ready to explore how Raiz can support your financial journey or if you have questions about any of our services listed above including personal banking accounts or business loans give us a call at 915-843-8328 or visit us at our branch today! Discover how simple banking can be when you're part of the Raiz family.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime, anywhere. Whether it's transferring funds, checking balances, or making payments on the go, everything is just a few taps away. Our commitment includes providing access through ATMs for cash withdrawals and basic transactions while ensuring that our drive-thru service offers quick deposits and withdrawals without leaving your car.

Loans and Credit Options

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come into play. We work with you to find a solution that fits your budget while helping you manage existing debts effectively. Additionally, enjoy the benefits of our credit cards with rewards, allowing you to earn points on purchases that matter most to you.

Personal Banking

Understanding that everyone's financial situation is unique, we offer various personal banking options. You can open both checking and savings accounts to suit your spending and saving habits. If you need funds for a new car, our auto loans and vehicle financing solutions make it easy to get behind the wheel without the stress. For those dreaming of homeownership, our mortgage loans and refinancing options are designed to fit different budgets and goals.

Digital & Online Banking

Key Services for Your Convenience

With 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application ensures that you have access to your financial information right at your fingertips. Need to send money to a friend? Our person-to-person transfers make it simple and quick. For those who prefer going paperless, we provide e-statements so you can easily track your transactions without the clutter of physical documents. You can also authorize electronic signatures for important paperwork, making transactions smoother and faster.

Security You Can Trust

Your security is our top priority. All our digital banking services are equipped with robust security measures to protect your personal information. Whether you're using our website or mobile app, rest assured that your data is safe with us. In addition to convenience and security, we've designed our services to be user-friendly. Navigating through your accounts or completing transactions is straightforward, even if you're not tech-savvy. Experience the ease of managing your finances with Raiz's digital and online banking features. Join us today to enjoy all these benefits and more!

Financial Strength

Committed Team

We also take pride in having 230 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce helps us maintain the high-quality service you deserve.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $125,128,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This focus allows us to reinvest in innovative banking tools and stronger lending options.

Growing Together

With total share accounts reaching 122,090, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $0, showcasing our ability to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raiz is your trusted partner. Visit us at 3600 Joe Battle Blvd El Paso Tx 79938 or call (915) 843-8328 to learn more about how we can help you achieve your financial goals.

Lending Power

Our lending capacity supports your financial goals across various sectors with $14,629 in used auto loans and $800,634,602 in total loans and leases. Our operational efficiency is reflected in our $2,751,175, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $182,673,198 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your investments showcases our dedication to prioritizing our members over traditional banking practices.

Solid Financial Foundation

With a net worth of $121,306,359, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $309,350,924 in used vehicle loans and $194,906,919 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or purchasing a reliable used vehicle, we have options that can suit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,461,030, allowing you to secure the home you've always wanted. Plus, our refinancing options mean you could potentially save money on your monthly payments.

Other Financing Options

For those looking for additional capital, our outstanding commercial loans totaling $61,509,327 provide business owners with the necessary funds to grow and expand their enterprises. Additionally, we offer various credit lines with a total value of $181,229,600, giving you flexibility when it matters most. If you're considering any of these loan products or need assistance determining your eligibility for refinancing options, feel free to reach out to us at 915-843-8328 or visit us at 3600 Joe Battle Blvd El Paso TX 79938. We're here to help guide you through every step of your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $13,577,320 in loans helping members manage their finances effectively, you can enjoy peace of mind while making purchases.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers displayed are fair and transparent. By prioritizing direct relationships with financial institutions, LendMesh guarantees that users receive up-to-date information. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RAIZ FEDERAL CREDIT UNION - El Paso, TX

Type of Loan Offerings

Vehicle Loans

Compare Loan Rates Near You

Loan rates in El Paso, TX (79938)

Introduction

Branch History & Mission

Community Commitment

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Banking

Community Commitment

Convenient Online and Mobile Banking

Loans and Credit Options

Personal Banking

Digital & Online Banking

Key Services for Your Convenience

Security You Can Trust

Financial Strength

Committed Team

Focused on You

Growing Together

Lending Power

Member-Centric Savings

Solid Financial Foundation

Loan Offering

Auto Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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