RAIZ FEDERAL CREDIT UNION

Welcome to Raiz, your trusted financial partner located at 975 Lomaland Dr, El Paso, TX 79907. Established in 1936, our credit union has been a cornerstone of the community for over 85 years. With a commitment to serving our 74,265 members, we pride ourselves on providing reliable and personalized banking services tailored to meet the unique needs of each member. At Raiz, we understand that banking is more than just transactions; it's about building relationships and enhancing lives. Our total assets of $990,017,143 reflect our stability and ability to support your financial journey. Whether you're seeking personal loans, auto financing, or business banking solutions, we're here to help you achieve your goals. Our leadership team, led by CEO Max Villaronga and Board President Lillian Crouch, is dedicated to ensuring that your experience with us is seamless and beneficial. Together with our team of 241 employees, we work tirelessly to foster a welcoming environment where you can thrive financially. We invite you to visit us at our branch or explore our services online at Raiz. For any inquiries or assistance, feel free to call us at (915) 843-8328. Experience the difference with Raiz where your financial future is our priority!

At Raiz, we believe that becoming a member means joining a welcoming community dedicated to your financial well-being. If you're ready to experience the benefits of membership, you'll be pleased to know that eligibility is quite inclusive! Generally, anyone who lives, works, or worships in the El Paso area can become a member. This means whether you're a student, professional, or retiree, you likely qualify. The process is straightforward and designed to make you feel right at home. You can find more detailed information about eligibility by visiting our website at http://www.raiz.us/about/become-a-member/ . Opening an account with us is just as easy! Simply head over to our account opening page at https://accounts.raiz.us/apply.aspx ?lenderref=epfcu072715&list=xasa to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (915) 843-8328. We're here to help you every step of the way and can't wait for you to join our family at Raiz, located at 975 Lomaland Dr El Paso Tx 79907.

At Raiz, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you better. With a net worth of $121,306,359, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,217 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $182,673,198 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members' needs, we also handle $125,128,000 in non-member deposits. This means our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further illustrated by having $104,675,136 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $14,629 in used auto loans and $800,634,602 in total loans and leases, we support your financial goals across various sectors. Additionally, our $2,533,509 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and 11 part-time employees who are always ready to serve you with a knowledgeable, committed team. With 122,090 accounts under our care, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raiz is your trusted partner. Visit us at 975 Lomaland Dr El Paso Tx 79907 or call (915) 843-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.