Kinecta Federal Credit Union proudly serves members across California with a robust suite of financial services designed to support your lifestyle and financial goals. With a strong statewide presence, Kinecta offers convenient ATM and cash withdrawal services, including basic ATM access for withdrawals and balance checks, as well as drive-thru banking for quick deposits and simple transactions. Members also benefit from shared branch transactions, allowing easy deposits and withdrawals at partner credit unions throughout California.

Whether you’re seeking competitive auto loans and vehicle financing or exploring mortgage loans and refinancing options, Kinecta provides tailored solutions to help you move forward confidently. Personal banking options include flexible checking and savings accounts, rewarding credit cards loaded with perks, personal loans, and debt consolidation services. For business owners, Kinecta delivers merchant services and customized business loans designed to foster growth.

Embracing technology, Kinecta’s online and mobile banking platforms make managing finances seamless anytime, anywhere. Beyond banking, Kinecta is deeply committed to community programs throughout California, offering valuable resources that enrich member lives. Experience the value of membership with Kinecta—your trusted financial partner dedicated to empowering Californians statewide.