Kinecta Thousand Oaks CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kinecta, your trusted financial partner located at 550 N Moorpark Rd, Thousand Oaks, CA 91360. Established in 1940, our credit union has been dedicated to serving our community for over eight decades. With a strong membership base of 251,834 individuals, we pride ourselves on fostering relationships built on trust and reliability. At Kinecta, we understand that each member's financial journey is unique. That's why we offer a comprehensive range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to excellence is reflected in our impressive total assets of $6,748,872,512 and total deposits amounting to $206,113,615. Led by our experienced CEO, Keith Sultemeier, and Board President Jeffry Yonemura, our team is here to ensure you have the support you need every step of the way. We employ a dedicated workforce of 695 professionals who are passionate about helping you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 550 N Moorpark Rd, Thousand Oaks, CA 91360. If you have any questions or need assistance, don't hesitate to reach out at 805-418-1869. Join us at Kinecta today! Explore how we can assist you in achieving your financial dreams. For more information about our offerings or to become a member, visit us online at www.kinecta.org. Your future starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Kinecta family. Experience firsthand how we're dedicated not just to your financial health but also to fostering a thriving community spirit. Whether you're looking for a reliable place for your finances or seeking ways to get involved locally, Kinecta is here for you. Visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM or give us a call at 805-418-1869. Together, let's build a brighter financial future!

Our Mission

Our mission at Kinecta is simple yet profound: we are here to empower individuals and families through excellent financial services while also giving back to the communities we serve. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other in achieving dreams and goals. We offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, as well as business banking solutions. Our goal is to make these services accessible through modern conveniences like online and mobile banking. While members can visit us at 550 N Moorpark Rd, official correspondence should be sent to 550 N Moorpark Rd, Thousand Oaks, CA 91360. In addition to providing essential banking services, we prioritize community outreach through partnerships with local organizations. By engaging with various initiatives that uplift our neighborhoods, we aim to create a positive impact beyond just financial transactions. We understand the importance of adapting to change and ensuring accessibility for all members. That's why we've invested in digital advancements like mobile payments and e-statements while maintaining ADA compliance within our facilities.

Branch Location & Accessibility

Welcome to Kinecta, your friendly credit union located at 550 N Moorpark Rd in beautiful Thousand Oaks, California! Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby shopping centers or just passing through the area, we're here to assist you with all your banking needs. At Kinecta, we pride ourselves on providing accessible services for everyone. Our branch offers ample parking space and is equipped with features that comply with ADA standards, ensuring that all members can comfortably access our facilities. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We are open from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays, giving you plenty of opportunities to visit us. Although we do not have a drive-thru service, our friendly staff is always ready to help you inside. Need cash in a pinch? You can take advantage of our ATM services available right at our branch. With modern conveniences like online and mobile banking, managing your finances has never been easier. While members can visit us at 550 N Moorpark Rd, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have questions or need assistance, don't hesitate to call us at 805-418-1869. We invite you to come by and experience the personal touch of Kinecta where our commitment to serving you goes beyond just banking!

Member Eligibility

Joining the Kinecta family means becoming part of a caring community that supports your financial goals. To become a member of Kinecta, you just need to meet a few friendly criteria. Generally, anyone who lives, works, or attends school in certain areas can join us making it easy for most people to get involved. Plus, if you have family members who are already part of our credit union, you're automatically eligible too! This membership opens the door to a wide range of services designed with your needs in mind, from personal loans to savings accounts and everything in between. Getting started is simple! You can find all the specific eligibility details by visiting our website at this link. If you're ready to take the next step and open an account, head over to this page for an easy online application process. If you have any questions or need assistance, don't hesitate to reach out at 805-418-1869. We can't wait to welcome you to Kinecta at 550 N Moorpark Rd Thousand Oaks Ca 91360!

Business Banking & Commercial Services

Lending Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine accepting payments from customers seamlessly, whether they pay with cards or mobile wallets. This means less time managing transactions and more time focusing on what you do best growing your business. If you're ready to take the next step towards financial success, visit us at 550 N Moorpark Rd Thousand Oaks Ca 91360 in Thousand Oaks, CA, or call us at (805) 418-1869. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking

If you're a business owner, Kinecta also offers specialized services such as merchant services and business loans. We recognize how vital it is for businesses to have reliable banking support; that's why we strive to provide tools that help you grow your venture without added stress.

Contact Us

If you're ready to explore these services further or if you have any questions about how Kinecta can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at (805) 418-1869 or visit us at our branch located at 550 N Moorpark Rd Thousand Oaks Ca 91360 in Thousand Oaks. We're here Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 2:00 pm. Join us today and experience the difference that personalized service can make in your financial journey!

Credit Solutions

For those looking to consolidate debt or manage unexpected expenses, our personal loans offer straightforward solutions tailored to your needs. Additionally, our credit cards come with rewards that allow you to earn points on everyday purchases perfect for anyone who loves cash back or travel perks.

Digital Banking Convenience

In today's fast-paced world, digital banking plays a crucial role in managing finances on-the-go. Our online and mobile banking platforms enable you to access your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills at your convenience. Plus, with ATM access available at multiple locations including ours you can easily withdraw cash or check balances without hassle.

Home Financing

When it comes to securing a place to call home, we provide various mortgage loans and refinancing options. We know that purchasing a home is one of the most significant investments you'll make, so our team is here to guide you every step of the way. With competitive rates and flexible terms, you'll find an option that fits your budget perfectly.

Personal Banking

Starting with personal banking, we offer essential services like checking and savings accounts. Whether you're saving for a new home or just looking to manage your day-to-day expenses, our accounts come with features that help you keep track of your money effortlessly. For those considering a new vehicle, our auto loans and vehicle financing options are designed to make the car-buying process smoother and more affordable. Imagine driving off in your dream car without the stress of complicated financing!

Digital & Online Banking

Key Services

Our online banking services are available 24/7, so you can check your account balances, pay bills, and transfer money whenever it suits you. Want to learn more? Visit us at https://www.kinecta.org/ to get started. For added convenience, we provide electronic signature authorization, making it simple for you to sign documents without the hassle of printing or mailing. You can also choose e-statements to keep track of your transactions in a more eco-friendly way.

Mobile Features

Stay connected on the go with our mobile application, available for download now! This app includes features like mobile payments, allowing you to make purchases directly from your phone. Plus, our person-to-person transfer service lets you send money quickly and easily to friends and family perfect for splitting dinner bills or sending gifts.

Security and Accessibility

Your security is our top priority. Our online banking platform uses advanced security measures to keep your information safe. Enjoy peace of mind knowing that your accounts are protected while you manage them conveniently from home or on the road. With all these features designed for ease of use and real-time account management, Kinecta makes digital banking not just a service but a part of your everyday life. Whether you're looking to pay bills or send money, we've got you covered!

Financial Strength

Growing Member Base

Total Share Accounts: 464,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 550 N Moorpark Rd Thousand Oaks Ca 91360 or call 805-418-1869 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,331 in used auto loans and an impressive $5,730,695,616 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or adjust their loan terms.

Credit Lines

If you're seeking flexibility for unexpected expenses or projects, our credit lines total an impressive $2,195,866,169. This gives you access to funds when you need them most. For business owners looking to grow and expand, our outstanding commercial loans totaling $779,447,626 provide the capital needed to take your business to the next level. Our dedicated team at Kinecta is here to guide you through every step of the borrowing process. If you're interested in exploring eligibility options or want more information about our refinancing programs, feel free to reach out. For more details about our services or to speak with a representative directly, call us at 805-418-1869. Visit us at 550 N Moorpark Rd Thousand Oaks Ca 91360 or check out our website for more information: Kinecta. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We offer various mortgage plans tailored to suit your unique situation.

Unsecured Credit Cards

We know managing day-to-day finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $115,997,560 in loans helping members effectively manage their finances. This option provides you with the freedom to spend without worrying about immediate repayment.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent.

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans