Kinecta El Segundo CA Credit Union | Convenient ATM Services Only

Introduction

Welcome to Kinecta, your trusted credit union located at 2100 Park Pl, El Segundo, CA 90245. Established in 1940, we have grown into a community-focused financial institution serving over 251,834 members. With a strong commitment to supporting our local community, we proudly manage total assets of $6,748,872,512, ensuring that our members receive the financial services they need to thrive. At Kinecta, we understand that financial decisions can be daunting. That's why our team is dedicated to providing personalized service and expert guidance tailored to your unique needs. Under the leadership of CEO Keith Sultemeier and Board President Jeffry Yonemura, our staff of 695 employees works tirelessly to ensure you feel valued and supported in every interaction. Our branch offers a variety of services designed to help you achieve your financial goals. Whether you're looking for loans totaling 114,346 across various categories or seeking advice on managing your savings with total deposits reaching $206,113,615, we're here for you. Our robust net worth of $551,264,425 reflects our stability and commitment to secure banking practices. While members can visit us at our physical location, official correspondence should be sent to the same address: 2100 Park Pl, El Segundo, CA 90245. You can also reach us at 310-643-5493 for any inquiries or assistance you may need. Explore more about what Kinecta has to offer by visiting our website at kinecta.org. We invite you to join us in fostering a stronger community through sound financial practices and member-centric service. Come visit or give us a call today!

Branch History & Mission

At Kinecta, we proudly carry a legacy that has been building since our doors opened in 1940. Nestled in the vibrant city of El Segundo, CA, at 2100 Park Pl, our branch has grown alongside the community, committed to fostering financial wellness and empowerment for all members. Over the years, we've expanded our services and outreach, now supporting over 251,000 members and managing total assets of $6,748,872,512. Kinecta's journey is marked by a series of milestones that reflect our dedication to serving our community. Initially focused on basic banking needs, we have evolved into a comprehensive financial institution offering a wide range of products including loans, savings accounts, and investment options. Our commitment to innovation ensures that we stay relevant in today's fast-paced world while remaining true to our core values. Our mission is simple yet profound: to improve the lives of our members through accessible financial services while nurturing community growth. We strive to create an inclusive environment where everyone feels welcome and supported. Whether it's providing resources for first-time homebuyers or offering financial education workshops, we believe in empowering individuals to achieve their dreams. While members can visit us at 2100 Park Pl, official correspondence should be sent to the same address as our mailing address: 2100 Park Pl, El Segundo, CA 90245. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you have access to personalized service when you need it most. In addition to traditional banking hours, we offer various digital solutions designed for your convenience. Our online banking platform allows you to manage your accounts from anywhere at any time. Although we currently do not provide ATM services or drive-thru banking at this location, we are committed to enhancing your experience through customer-centric initiatives. Kinecta's commitment extends beyond finances; we actively participate in local events and partnerships that contribute positively to the community. Through various outreach programs and volunteer efforts, we work hand-in-hand with local organizations to make a difference where it matters most. Join us on this journey! Experience the benefits of being part of Kinecta by becoming a member today. With us by your side, you're not just another account; you're part of a family dedicated to helping you thrive financially and personally. For more information or assistance, feel free to reach out at 310-643-5493. Visit us online at Kinecta or take the first step towards membership through our registration page. Your future starts here!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy. That's why our friendly team at Kinecta is here for you during convenient hours. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Need assistance outside these hours? While we don't have an ATM on-site, our dedicated staff is ready to help you with any inquiries during operating hours.

Parking and Accessibility

At Kinecta, we prioritize your convenience. Our branch offers ample parking spaces to ensure easy access when you visit us. We are also committed to making our services accessible for everyone, featuring ADA-compliant entrances and pathways so that all members can navigate our facilities with ease.

Services Offered

At Kinecta, we strive to provide a range of services tailored to meet your banking needs. From personal loans to savings accounts, we're here to support you every step of the way. If you need more specialized services or have questions about your account, don't hesitate to give us a call at 310-643-5493.

Visit Us Today!

We invite you to stop by and experience the friendly service at Kinecta. Whether you're looking for financial advice or simply want to learn more about our offerings, our team is eager to assist you. Come see us soon!

Member Eligibility

Becoming a member of Kinecta is like stepping into a welcoming community where your financial needs are truly understood and valued. If you're looking to join us at our branch located at 2100 Park Pl El Segundo Ca 90245, you'll be glad to know that the eligibility criteria are designed to include a diverse range of individuals. Generally, you can become a member if you live, work, or worship in the areas we serve, or if you have a family member who is already part of our credit union family. This means that whether you're new to the area or a long-time resident, there's likely a place for you here. Joining Kinecta brings with it many benefits, from personalized service to competitive rates on loans and savings accounts. Plus, the membership process is simple and straightforward. You can easily get started by checking out our eligibility details at https://kinecta.myori.com/app/oao/membership. When you're ready to open an account, just visit us online at https://securebanking.kinecta.org/registration, or feel free to give us a call at (310) 643-5493 for any questions you might have. We're here to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Empowering Growth Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools to manage transactions efficiently our merchant services provide just that. From point-of-sale systems to online payment solutions, we equip you with everything you need to streamline operations and enhance customer experience. Located conveniently at 2100 Park Pl El Segundo Ca 90245, El Segundo, CA, our team is ready to partner with you on your journey toward success. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Always Here for You

Our friendly team at Kinecta is always ready to assist you. If you have questions about your accounts or need help navigating our services, don't hesitate to reach out at (310) 643-5493. We believe that personalized service makes a difference, and we're here to ensure that every interaction feels warm and welcoming. As we continue to grow and adapt in today's fast-paced world, remember that Kinecta is more than just a credit union; we are your partner in achieving financial success. Explore all our services and see how we can help meet your unique needs. Ready to take the next step? Visit us at 2100 Park Pl El Segundo Ca 90245 or check out our website for more information: Operations Center. We look forward to serving you!

Banking Made Easy

We know that life can get busy, which is why our services are tailored to fit your lifestyle. Whether you're on the go or prefer to manage your finances from home, we've got you covered. One of our key offerings includes ATM Services Only. This means you can access your funds quickly and easily whenever you need them, without having to step inside a branch.

Digital Solutions for Convenience

In addition to traditional banking methods, we offer robust digital banking features that enhance your experience. With online banking and mobile payments available, managing your account is just a few taps away. You can check balances, transfer funds, or even pay bills without ever leaving your couch! Our commitment is to provide you with tools that make financial management simple and efficient.

Your Financial Partner

Imagine needing cash for an unexpected expense while you're out running errands. With our ATM services, you can withdraw money anytime without hassle. We aim to make banking as straightforward as possible so that you can focus on what truly matters like spending time with family or pursuing your passions.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.kinecta.org/, makes it easy to keep track of your accounts. You can check balances, pay bills, and transfer money without stepping foot outside your home. Plus, with 24/7 online banking services, you'll never have to worry about being unable to access your funds when you need them. If you prefer using your mobile device, our mobile application is here for you. It offers the same functionalities as our website but fits right in your pocket. Whether you're out shopping or relaxing at home, you can manage your accounts on the go.

Secure and User-Friendly Features

Security is a top priority for us. We offer electronic signature authorization, making transactions quick and safe while keeping your information protected. Additionally, e-statements are available so you can easily view and download your financial documents whenever you want no more cluttered mailboxes! Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds. And if you're interested in simplifying payments even further, our mobile payments feature lets you make purchases directly from your smartphone. With all these digital tools at your fingertips, managing your finances has never been easier or more secure. At Kinecta, we're committed to providing services that enhance your banking experience while ensuring that you're always in control of your money.

Financial Strength

At Kinecta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we are proud to share insights into our financial strength, reinforcing our dedication to serving you effectively. With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates and exclusive perks. With $455,130,523 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $5,730,695,616 in total loans and leases, including $19,331 in used auto loans. This lending capacity allows us to cater to diverse needs across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 464,147, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 2100 Park Pl El Segundo Ca 90245 or call 310-643-5493 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines and Commercial Loans

For those looking for more flexibility in their borrowing options, our total credit lines amount to $2,195,866,169. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $779,447,626 provide the capital needed to expand operations or invest in new projects. At Kinecta, we believe in making financing straightforward and accessible. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at 310-643-5493 or visit us at our branch located at 2100 Park Pl El Segundo Ca 90245. Our team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your journey toward owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,997,560 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while enjoying the freedom of making purchases without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By partnering with legitimate financial institutions, LendMesh provides a trustworthy platform for users seeking competitive loan rates.

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans