Kinecta Brea CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kinecta your trusted partner in financial well-being located at 1040 E Imperial Hwy Ste F3, Brea, CA 92821. Established in 1940, we have proudly served our community for over eight decades, helping more than 251,834 members achieve their financial goals. With total assets of an impressive $6,748,872,512, we are dedicated to providing a range of services tailored to meet your needs. At Kinecta, our commitment extends beyond just numbers. We understand that financial decisions can be daunting, which is why we offer personal guidance every step of the way. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our friendly staff is here to assist you. While members can visit us at our branch in Brea for all their banking needs, official correspondence should be sent to the same address as well: 1040 E Imperial Hwy Ste F3, Brea, CA 92821. Our team of 695 employees, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, works tirelessly to ensure that you receive top-notch service. We take pride in our robust financial health, with total deposits reaching $206,113,615 and a net worth of $551,264,425. Our dedication to supporting local businesses is evident through a net member business loan balance of $783,925,070, demonstrating our investment in the community's growth. We invite you to explore everything we have to offer! Feel free to contact us at 714-255-0957 or visit our website at kinecta.org for more information on how we can help you succeed financially. Your journey towards a better financial future starts here!

Branch History & Mission

Community Commitment

Kinecta is more than just a financial institution; we are part of this community's fabric. Our initiatives focus on enhancing financial literacy among residents and participating in local events that promote well-being. We firmly believe that when our community thrives, so do we. In closing, we invite you to become part of the Kinecta family. Experience firsthand how we're committed not only to your financial success but also to making a positive impact in Brea and beyond. Join us today and discover all the benefits waiting for you!

Our Mission

The mission of Kinecta is clear: We strive to empower our members through personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. Whether it's through auto loans, mortgages, or business banking services, we are dedicated to supporting our members every step of the way. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, making it easy for you to drop by and speak with one of our friendly staff. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to the same mailing address: 1040 E Imperial Hwy Ste F3, Brea, CA 92821.

Our Story

Kinecta started its journey with a simple mission: to provide accessible and affordable financial services to individuals and families. Over the years, we have embraced changes in technology and member needs, ensuring that we remain relevant and effective in our service delivery. Our branch has adapted by introducing digital banking options such as mobile payments and online banking, allowing members to manage their finances conveniently. We are proud to be situated in vibrant Brea, known for its shopping centers and community events. This location not only serves our members but also places us at the heart of a bustling community where we actively engage in outreach programs and partnerships that uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Kinecta, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can visit us comfortably. If you prefer to handle your transactions electronically, we also have an ATM available for quick cash withdrawals and balance checks.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. We're closed on Sundays, but our online banking services are available anytime for your convenience.

Services Offered

Kinecta provides a full suite of financial services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with our online and mobile banking options, managing your finances has never been easier. If you have any questions or need assistance, feel free to give us a call at 714-255-0957. We're excited to serve you at Kinecta's Brea branch come visit us today!

Member Eligibility

Becoming a member of Kinecta means joining a welcoming community that truly cares about your financial well-being. At our branch located at 1040 E Imperial Hwy Ste F3 Brea Ca 92821, we believe in making banking accessible for everyone. To be eligible for membership, you simply need to meet a few friendly criteria, such as being a resident of the area or having a family member who is already part of our credit union family. We invite you to check out the detailed eligibility information on our website at https://kinecta.myori.com/app/oao/membership to see how easily you can join us. Once you're ready to take the next step, opening an account with Kinecta is a breeze! You can start your application online by visiting https://securebanking.kinecta.org/registration or give us a call at (714) 255-0957 if you have any questions. We're here to help you every step of the way and look forward to welcoming you as a valued member of our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we provide practical merchant services that simplify daily operations. Whether it's processing payments efficiently or managing cash flow, our solutions help you stay focused on what matters most growing your business. Let us be your partner in success! Visit us at 1040 E Imperial Hwy Ste F3 Brea Ca 92821 or call us at (714) 255-0957 to learn how we can support your business needs today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand that your banking needs are unique. That's why we provide dedicated business banking services, including merchant services and tailored business loans to support your growth. Our team is here to assist you every step of the way, ensuring you have the resources necessary to thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Kinecta, we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Whether it's checking balances, transferring funds, or making payments through our user-friendly app, we've made it easier than ever for you to stay connected to your finances. You can also utilize our ATM services for cash withdrawals and balance checks whenever you need them.

Join Us Today!

At Kinecta, we're not just about transactions; we're about building relationships with our members. With a commitment to excellent service and community involvement, we invite you to explore how we can help you achieve your financial goals. For more information about our services or to get started today, call us at (714) 255-0957 or visit us online at Brea. We look forward to welcoming you into our community!

Loans and Credit Options

For those looking to consolidate debt or tackle unexpected expenses, our personal loans are designed to provide relief without overwhelming payments. We also offer credit cards with rewards, allowing you to earn points on purchases while managing your spending efficiently. Each loan option comes with transparent terms so you can make informed decisions about your financial future.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances effectively. Open a checking or savings account with us and enjoy easy access to your funds along with competitive interest rates. If you're in the market for a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. Plus, if you're considering buying a home or refinancing your current mortgage, we offer flexible mortgage loans that fit various budgets.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7 at https://www.kinecta.org/ . Whether you want to check your balance, transfer funds, or view transaction history, it's all right at your fingertips. Plus, our user-friendly interface makes navigation a breeze, so you can focus on what really matters your financial goals.

Mobile Banking Made Easy

For those on the go, our mobile application is an essential tool. You can manage your accounts directly from your smartphone, making banking as convenient as possible. With features like mobile payments and person-to-person transfers, sending money to friends or paying bills is quick and hassle-free.

Real-Time Access

With Kinecta, you have real-time access to all your financial activities. This means you can keep track of spending and savings without any delays. Our goal is to provide you with the tools needed for effective account management all while ensuring that everything remains accessible and straightforward. Join us at Kinecta today and discover how our digital banking services can simplify your financial life!

Secure Transactions

Security is our top priority. We utilize electronic signature authorization for safe transactions and offer e-statements that allow you to manage your financial documents securely online. You can rest easy knowing that your information is protected with advanced security measures.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 464,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 1040 E Imperial Hwy Ste F3 Brea Ca 92821 or call (714) 255-0957 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $19,331 in used auto loans and $5,730,695,616 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we can help you find financing that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, making buying or refinancing simple. We provide competitive rates and terms that can help make your dream of owning a home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $115,997,560 in loans available, we help members manage their finances effectively. Our credit cards come with rewards and benefits tailored to suit your lifestyle. For business owners seeking financial growth, our outstanding commercial loans total $779,447,626, providing the capital needed to expand operations or invest in new opportunities. If you're interested in any of our loan products or need assistance determining the best option for you, feel free to reach out to us at 714-255-0957 or visit us at 1040 E Imperial Hwy Ste F3 Brea Ca 92821. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

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KINECTA FEDERAL CREDIT UNION - Brea, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans