Kinecta El Segundo CA Credit Union | Reliable ATM Access Only

Introduction

Welcome to Kinecta, your trusted financial partner located at 2000 East Imperial Hwy, El Segundo, CA 90245. Since our establishment in 1940, we have proudly served our community, helping over 251,834 members achieve their financial goals. With a solid commitment to providing exceptional service and support, we've grown to manage total assets of $6,748,872,512 and maintain total deposits of $206,113,615. At Kinecta, we believe in fostering strong relationships with our members and the community. Our dedicated team of 695 employees, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, is here to ensure that you receive personalized guidance tailored to your needs. We offer a variety of financial services that cater to every stage of life. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2000 East Imperial Hwy, El Segundo, CA 90245. With a focus on transparency and growth, we are proud of our strong financial standing which includes a net worth of $551,264,425 and cash reserves of $42,846,216 ready to support our members' aspirations. Whether you're looking for loans our total loans and leases stand at an impressive 114,346 or simply want to save more effectively with our share accounts totaling 464,147, we are here for you. We invite you to explore how Kinecta can help you navigate your financial journey. Reach out to us at 310-643-2601 or visit our website at www.kinecta.org for more information about our services and how you can become a member today!

Branch History & Mission

A Legacy of Service

The journey of Kinecta began with a simple mission: to provide affordable financial services to the people in our community. Over the years, we have expanded our offerings and embraced new technologies while keeping our focus on what matters most our members. As a trusted partner in personal finance, we strive to empower individuals by helping them achieve their financial goals. Our headquarters is located in Manhattan Beach, CA, but our reach extends far beyond that. In addition to our local presence, we have embraced digital advancements to ensure that our services are accessible anywhere and anytime. Members can enjoy online banking, mobile payments, and e-statements all designed with convenience in mind.

Community Commitment

At Kinecta, we believe in giving back to the community that has supported us for decades. We actively engage in outreach programs and partnerships that enhance the lives of those around us. Whether it's supporting local charities or hosting financial literacy workshops, our goal is to create a lasting impact within El Segundo and beyond. Our mission is clear: we aim to provide not just financial services but also a supportive community where every member can thrive. We understand that when you succeed, we all succeed.

Join Us

While members can visit us at 2000 East Imperial Hwy for all their banking needs during our lobby hours from Monday through Thursday from 8:30 AM to 4:30 PM (we're closed on Fridays and weekends), official correspondence should be sent to the same address. If you're looking for a credit union that puts people first and cares about your financial well-being, consider joining Kinecta today! Experience the benefits of being part of a community-focused credit union where your needs come first. For more information about membership or to open an account online, visit Kinecta's website. We look forward to welcoming you!

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Our location is designed with accessibility in mind. Whether you're driving or taking public transport, reaching us is straightforward. We have ample parking available right outside the branch, and our facilities are ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Operating Hours Designed for You

Kinecta is here to serve you during convenient hours. Visit us Monday through Thursday from 8:30 AM to 4:30 PM. We understand that life gets busy, so we keep our doors open during the week to cater to your banking needs. Unfortunately, we are closed on Friday through Sunday.

Services Tailored for Our Members

At Kinecta, we believe in offering services that matter most to our members. While we currently do not have an ATM on-site or drive-thru banking options available, our team is ready to assist you inside the branch with a variety of financial services tailored just for you. If you need assistance or have questions about your account, don't hesitate to reach out. You can call us at 310-643-2601 anytime during our operating hours.

We’re Here for You!

While members can visit us at 2000 East Imperial Hwy, official correspondence should be sent to the same address. We invite you to stop by our branch today and experience the personal touch that makes Kinecta more than just a credit union we're a community focused on helping you thrive. Come see how we can support your financial journey!

Member Eligibility

Becoming a member of Kinecta is like stepping into a welcoming community that truly cares about your financial well-being. If you're wondering who can join, you'll be pleased to know that membership is open to a variety of individuals and families, including those who live, work, or attend school in the area. This means you could easily become part of our family if you're located near our branch at 2000 East Imperial Hwy El Segundo Ca 90245. To get all the specifics on eligibility, feel free to check out our detailed criteria at https://kinecta.myori.com/app/oao/membership, where you can find everything you need to know. Joining us is simple and straightforward. Once you see that you meet the eligibility requirements, opening an account is just a few clicks away! You can start your journey with us by visiting https://securebanking.kinecta.org/registration for the online registration process. Should you have any questions or need assistance, don't hesitate to reach out at (310) 643-2601. We're excited to welcome you into the Kinecta family and support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments easily from your customers while managing your cash flow effectively. Our merchant services provide you with the tools needed to process transactions smoothly, ensuring you can focus on what matters most growing your business. Visit us at 2000 East Imperial Hwy El Segundo Ca 90245, El Segundo, CA and discover how we can partner with you on your journey to success! For more information, call us at (310) 643-2601.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

While we currently offer ATM services only, this feature provides a great deal of convenience for our members. Whether you're withdrawing cash for everyday purchases or checking your balance, our ATMs are designed to serve you efficiently. They are available 24/7, making it easy for you to access your funds at any time. Imagine the ease of being able to withdraw cash after hours without having to worry about branch timings. We understand that navigating financial services can sometimes feel overwhelming. That's why we're here to guide you through every step, even if it's just accessing cash through an ATM. For any questions or assistance, feel free to reach out to us at (310) 643-2601 during our lobby hours: Monday - Thursday from 8:30 AM to 4:30 PM.

Call-to-Action

If you're ready to experience hassle-free banking with Kinecta, stop by our branch or give us a call at (310) 643-2601. We look forward to assisting you with all your financial needs! For more information about membership and opening an account, visit us at our website.

Digital Banking Convenience

In addition to our ATM services, we encourage you to take advantage of our digital banking features. With online banking and mobile applications available, managing your accounts has never been easier. You can pay bills, transfer money, and check your account balances right from your phone or computer. It's all about giving you the freedom and flexibility to handle your finances on your own terms. At Kinecta, we believe that banking should be as straightforward as possible. Whether you're stopping by our branch or using our online tools from home, we're committed to providing you with the support and services that fit your lifestyle.

Digital & Online Banking

Key Features

With just a few clicks, you can explore our online banking services at https://www.kinecta.org/. Need to send money to a friend? Our person-to-person transfers make it simple. You can quickly and securely move funds without the hassle of checks or cash. Plus, if you're looking to go paperless, we provide e-statements so you can keep track of your finances while helping the environment. For those who prefer using their mobile devices, our mobile application is available for download, giving you access to all your banking needs right in your pocket. You can even make mobile payments with ease, ensuring that transactions are smooth and efficient wherever you are.

Security and Convenience

Your security is our priority. That's why we offer electronic signature authorization for added protection when managing your accounts online. We want you to feel confident when using our services. With 24/7 online banking services available, you can check balances, pay bills, and transfer funds whenever it suits you. The user-friendly interface makes it easy for everyone, whether you're tech-savvy or just getting started with online banking. At Kinecta, we're committed to providing accessible solutions that meet your financial needs. Explore our digital banking features today and take control of your finances with confidence!

Financial Strength

Member Savings and Investments

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $5,730,695,616 in total loans and leases, including $19,331 in used auto loans that support our members' financial goals across various sectors.

Strong Member Base

Total Share Accounts stand at 464,147, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 2000 East Imperial Hwy El Segundo Ca 90245 or call 310-643-2601 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms can make your journey easier.

Business Loans

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand your ventures. We recognize that businesses face unique challenges and strive to support their success with tailored financing solutions. Whether you're considering refinancing an existing loan or exploring eligibility options for any of our products, our knowledgeable team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information or to speak with one of our representatives about how we can serve you better, please call us at 310-643-2601. At Kinecta, we're committed to providing accessible financial services that empower our members in every aspect of their financial journey.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer total credit lines amounting to $2,195,866,169. Additionally, our unsecured credit card loans with a total of $115,997,560 available provide you with the freedom to manage expenses without collateral. These options are designed to help you navigate life's unpredictabilities.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We provide personalized support throughout the process to ensure you find the right fit for your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true landscape of available loans. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and find deals that best fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly our platform can be. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to trust the accuracy of the information presented.

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans