Kinecta Manhattan Beach CA Credit Union | Affordable Auto Loans & Top Checking

Introduction

Welcome to Kinecta, your trusted partner in financial well-being located at 1440 Rosecrans Ave, Manhattan Beach, CA 90266. Since our establishment in 1940, we have proudly served over 251,834 members, providing a wide range of financial services designed to meet the unique needs of our community. With total assets exceeding $6.7 billion, we are committed to helping you achieve your financial goals with confidence and ease. At Kinecta, we understand that every member's journey is different. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, we have you covered. Our strong foundation is reflected in our impressive financial figures: $206 million in total deposits and a net worth of $551 million showcase our stability and dedication to member satisfaction. While you can visit us at our branch for personalized service, please note that all official correspondence should be directed to the same address: 1440 Rosecrans Ave, Manhattan Beach, CA 90266. Our dedicated team of approximately 695 employees, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, is here to assist you six days a week. We operate Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. With services ranging from online banking to business loans, Kinecta is not just a credit union; we're a vital part of the community, dedicated to fostering financial growth and security. If you're ready to take the next step toward securing your financial future or have questions about our offerings, don't hesitate to reach out! Call us at 310-643-2045 or visit our website at kinecta.org for more information. We look forward to welcoming you into the Kinecta family!

Branch History & Mission

Commitment to Innovation

As we embrace modern technology, we ensure that our services remain accessible to everyone. With features like online and mobile banking, e-statements, and electronic signatures, we aim to provide a user-friendly experience that meets today's demands while being fully ADA compliant. For those who prefer face-to-face interactions, we invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We also offer ATM services and drive-thru banking for your convenience.

Join Us Today!

As part of the Kinecta family, you will find more than just financial products; you will discover a supportive community ready to help you achieve your goals. Whether you're looking for a new checking account or seeking advice on loans, we're here for you. We encourage you to take the next step join us at Kinecta and experience firsthand the benefits of being part of a member-focused credit union. For official correspondence, please send mail to 1440 Rosecrans Ave, Manhattan Beach, CA 90266. Feel free to reach out at (310) 643-2045 if you have any questions or would like more information about how we can assist you on your financial journey!

Our Legacy

Since opening our doors, Kinecta has been committed to providing personalized banking solutions that cater to the diverse needs of our members. Over the years, we have achieved significant milestones, including growing our total assets to an impressive $6,748,872,512. This growth reflects our dedication not just to financial stability but also to enhancing the lives of those we serve.

Our Mission

At the heart of our operations is a mission statement that emphasizes both financial empowerment and community well-being. We strive to offer competitive rates on loans and deposits while ensuring that every member feels valued and supported. Our range of services includes personal banking, auto loans, mortgages, business loans, and more all designed with our members' best interests in mind. We understand that banking is about more than just numbers; it's about building relationships. That's why we actively engage in community outreach programs and partnerships, helping local organizations and initiatives that make a positive impact on lives in Manhattan Beach.

Branch Location & Accessibility

Welcome to Kinecta Federal Credit Union, conveniently located at 1440 Rosecrans Ave in the vibrant city of Manhattan Beach, California. Our branch is nestled within a community that loves its beach vibes and friendly atmosphere. Whether you're coming from nearby landmarks like the Manhattan Village Shopping Center or enjoying a stroll along the scenic beach, you'll find us easily accessible. For those looking to visit, we have plenty of parking available right outside our doors. Plus, our branch is designed with accessibility in mind, ensuring everyone can easily access our services. If you need to stop by for a quick transaction, our drive-thru banking option is here for your convenience, allowing you to handle simple tasks without leaving your car. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, making it easy for you to drop in when it suits you best. Please note that we're closed on Sundays. At Kinecta Federal Credit Union, we offer a range of services tailored to meet your financial needs whether you're interested in personal banking options like checking and savings accounts, loans for vehicles or mortgages, or even business banking services. And if you're in need of cash, you'll be pleased to know there's an ATM available on-site for quick withdrawals and balance checks. If you'd like to learn more about what we offer or have any questions, don't hesitate to give us a call at 310-643-2045. We invite you to visit us at Kinecta Federal Credit Union where your financial journey begins!

Member Eligibility

Joining the Kinecta community means becoming part of a caring family that values your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, or worship in specific areas, or if you're related to someone who is already a member, you're likely eligible! This inclusive approach ensures that many people can benefit from our personalized services and community-focused mission. For more details on eligibility, feel free to check out our resource at https://kinecta.myori.com/app/oao/membership. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. Just visit the link provided here: https://securebanking.kinecta.org/registration, and you'll be guided through the process smoothly. If you have any questions or need assistance along the way, don't hesitate to give us a call at (310) 643-2045. We're excited to welcome you to Kinecta at 1440 Rosecrans Ave Manhattan Beach Ca 90266, where your financial journey is our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. This funding enables local companies to thrive, creating jobs and boosting the economy right here in Manhattan Beach, CA.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for businesses of all sizes. Picture this: a busy Saturday morning at your café. With our reliable point-of-sale systems, you can easily accept payments from customers, making their experience smooth and efficient. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses. If you're ready to take your business further, visit us at 1440 Rosecrans Ave Manhattan Beach Ca 90266 or give us a call at (310) 643-2045. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Services

For local business owners, we provide essential business banking services including merchant services and business loans. We understand the unique challenges businesses face and are here to support you every step of the way.

Convenient Access Options

Accessibility is key at Kinecta. Our ATM and cash withdrawal services make it easy for you to get cash whenever you need it. With basic drive-thru banking available, completing simple transactions like deposits or withdrawals has never been easier.

Loans for Every Need

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These services allow you to tackle financial challenges head-on, giving you peace of mind. Plus, with credit cards that offer rewards, every purchase brings you closer to something special.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine managing your finances effortlessly through our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and even pay bills right from your smartphone. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those dreaming of home ownership, our mortgage loans and refinancing solutions offer competitive rates that make it easier to achieve that goal.

Reach Out Today!

At Kinecta, we're dedicated to serving our community with all their financial needs. If you're ready to explore how we can help enhance your financial journey, don't hesitate to reach out! Give us a call at (310) 643-2045 or visit us at 1440 Rosecrans Ave Manhattan Beach Ca 90266 in Manhattan Beach. We look forward to welcoming you into our family!

Stay Connected Anywhere

In today's fast-paced world, having digital access to your finances is crucial. Our online and mobile banking features let you manage your accounts from anywhere at any time. Whether it's making a quick transfer or checking your statements electronically, we've got you covered.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it easy for you to sign documents securely from anywhere. You also have the option of receiving e-statements, which are not only eco-friendly but also allow you to access your financial information quickly without waiting for mail delivery. For those who prefer mobile convenience, our mobile application is available for download, enabling you to make mobile payments and conduct transactions directly from your smartphone. If you need to send money to friends or family, our person-to-person transfer feature lets you do so easily without hassle. Security is a top priority at Kinecta. Our online banking platform uses robust security measures to keep your information safe while ensuring that all features are user-friendly and straightforward. In short, with our digital and online banking options, you'll have everything you need for effective account management right at your fingertips! Enjoy the peace of mind that comes with knowing you can manage your finances securely and conveniently wherever life takes you.

Financial Strength

Commitment to Innovation

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to improvement ensures that we keep up with your evolving needs.

Dedicated Team Ready to Assist

We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your satisfaction is our priority.

Focused Resources

Unlike traditional banks, we focus our resources on benefiting you through better loan rates and exclusive perks. Our strong position allows us to provide personalized service that enhances your banking experience.

Operational Efficiency

Our performance reflects operational efficiency with a reported net income of $0, which positions us well for future growth while still maintaining competitive loan rates and solid financial products for our members.

Secure Savings Opportunities

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over traditional banking practices.

Solid Capital Foundation

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $19,331 in used auto loans and a total of $5,730,695,616 in loans and leases. This means you can rely on us for financing solutions tailored to your needs.

Trustworthy Member Base

With a total of 464,147 share accounts, this showcases a strong and growing member base that trusts us with their finances. Our community thrives because we work together toward shared success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 1440 Rosecrans Ave Manhattan Beach Ca 90266 or call 310-643-2045 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Our competitive rates make financing your next vehicle easier than ever. We also provide refinancing options to help you lower your monthly payments or reduce your interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand. We understand the unique needs of small businesses and are here to support your journey towards success. At Kinecta, we prioritize our members' needs and strive to provide transparent financial solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to explore your options? Give us a call at (310) 643-2045, or visit us at our branch located at 1440 Rosecrans Ave Manhattan Beach Ca 90266, Manhattan Beach, CA. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our team is ready to guide you through the process.

Personal Financing Solutions

For those needing flexibility, we offer unsecured credit card loans totaling $115,997,560. These cards come with competitive terms, making it easier for you to manage your finances effectively while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for those seeking transparency and reliability in their loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By using verified data, LendMesh eliminates uncertainty, allowing users to make informed decisions about their loans. One of the significant benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which enhances transparency in the comparison process. Unlike many other platforms, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means you receive unbiased results that reflect the true landscape of available loans. Additionally, LendMesh provides real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, ensuring they have the latest information at their fingertips when making a decision. This feature is especially valuable in a market where rates can fluctuate frequently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the service. If you're ready to find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kinecta

Type of Loan Offerings

Home Equity Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Legacy

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Options

Loans for Every Need

Personal Banking Solutions

Reach Out Today!

Stay Connected Anywhere

Digital & Online Banking

Key Features

Financial Strength

Commitment to Innovation

Dedicated Team Ready to Assist

Focused Resources

Operational Efficiency

Secure Savings Opportunities

Solid Capital Foundation

Supporting Your Financial Goals

Trustworthy Member Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Personal Financing Solutions

Loan Aggregator

Join Our Community