Kinecta El Segundo CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kinecta, your trusted financial partner located at 2140 E El Segundo Blvd Ste 4B, El Segundo, CA 90245. Since our establishment in 1940, we have grown into a vibrant community of over 251,834 members who rely on us for their banking needs. With total assets exceeding $6.7 billion and deposits amounting to $206 million, we are committed to providing exceptional service and support to our members. At Kinecta, we pride ourselves on being more than just a credit union; we are a cornerstone of the El Segundo community. Our dedicated team of 695 employees, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, works tirelessly to ensure that every member feels valued and supported. We believe in fostering strong relationships and empowering our members through tailored financial solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. Whether you're looking for personal banking services like checking accounts, auto loans, or mortgages, or seeking business banking solutions such as merchant services and business loans, we've got you covered. With over 114,346 loans and leases issued, we understand the importance of helping you achieve your financial goals. Our commitment is reflected in our strong financial standing, including a net worth of $551 million and cash reserves of $42 million on hand. Explore how Kinecta can make a difference in your financial journey. For any inquiries or assistance, don't hesitate to reach out at (310) 607-3000. Visit us online at Kinecta.org to learn more about our services or start your membership today!

Branch History & Mission

Community Engagement

Our engagement within the community is reflected not only in our partnerships but also through various outreach programs designed to support local initiatives. By collaborating with local organizations and participating in events throughout El Segundo, we aim to foster a sense of belonging among our members. Whether it's helping families achieve homeownership or providing resources for small businesses, we're here for you every step of the way. As we continue to grow and adapt, Kinecta remains committed to maintaining a strong connection with our members and community. We believe that when our members thrive, so does our entire community. We invite you to experience the benefits of membership at Kinecta. Join us today and discover how we can help you reach your financial aspirations while being part of a supportive community that truly cares about your success! For more information or assistance, feel free to contact us at (310) 607-3000 or visit our website at Kinecta.org.

Our Mission

Kinecta's mission is clear: we strive to provide exceptional financial services while actively supporting and uplifting our community. Our commitment goes beyond just offering personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards; it extends into the heart of El Segundo through various outreach initiatives. We believe in empowering individuals and families by providing them with the resources they need to achieve their financial goals. In addition to traditional banking services, we have embraced digital advancements that cater to the needs of modern consumers. Our online and mobile banking options allow members to manage their finances conveniently from anywhere. With features like electronic signatures and mobile payments, we ensure that accessing your funds is both easy and secure.

Branch Location & Accessibility

Convenient Access

Parking is ample, ensuring that you can find a spot without any hassle. We also take pride in our accessibility features, making sure that everyone can comfortably visit us. Our branch is ADA compliant with ramps for easy entry. If you're looking for reliable banking services, you're in the right place!

Operating Hours That Fit Your Schedule

We understand how busy life can get. That's why we offer flexible operating hours! Visit us Monday through Friday from 9 AM to 6 PM or stop by on Saturday between 9 AM and 2 PM. We're closed on Sundays so our team can recharge and be ready to serve you during the week.

Services Tailored For You

At Kinecta, we provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks whenever you need it! While members can visit us at our physical location, official correspondence should be sent to the same address: 2140 E El Segundo Blvd Ste 4B, El Segundo, CA 90245. Ready to get started? Call us at 310-607-3000 or swing by our branch today! We look forward to welcoming you into the Kinecta family!

Member Eligibility

Joining the Kinecta family means becoming part of a welcoming community that truly cares about its members. If you're wondering how to become a member, it's quite simple! At Kinecta, we invite anyone who lives, works, worships, or attends school in the El Segundo area to join us. This means that if you're part of our vibrant community here at 2140 E El Segundo Blvd Ste 4B, El Segundo, CA 90245, you're already eligible! Plus, being a member comes with fantastic benefits like access to personalized banking services and competitive loan options. For more details on eligibility criteria and updates, feel free to check out our comprehensive guide at this link. Ready to take the next step? Opening an account with us is easy and straightforward! You can start your membership journey by visiting this page or simply give us a call at (310) 607-3000 if you have any questions. We're excited to welcome you aboard and help you reach your financial goals!

Business Banking & Commercial Services

Empowering Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and help you manage your sales efficiently. Imagine being able to accept payments seamlessly, whether you're at a storefront or on the go. Our services allow you to focus on what matters most growing your business without worrying about cash flow interruptions. Located conveniently at 2140 E El Segundo Blvd Ste 4B El Segundo Ca 90245 in El Segundo, CA, we're here to help you navigate your financial journey. Contact us today at (310) 607-3000 to learn more about how our business banking solutions can support your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing options are tailored just for you. We understand that purchasing a car is a big decision, which is why we provide competitive rates and flexible terms to make the process easier. Picture yourself driving off in your dream car with manageable payments that fit your budget.

Business Banking

For our entrepreneurial members, we provide business banking solutions including merchant services and business loans. Starting or growing a business requires financial support; we're here to help you succeed by offering tailored financing options designed for small businesses.

Convenient Access

We recognize that convenience is key in today's fast-paced world. That's why at Kinecta, we also feature ATM services for quick cash withdrawals and balance checks right when you need them most. Plus, our online and mobile banking platforms give you full control over your accounts from anywhere. With so many services available under one roof at Kinecta, we strive to be your trusted partner in achieving financial stability and success. Ready to take the next step? Visit us at 2140 E El Segundo Blvd Ste 4B El Segundo Ca 90245 or call us at (310) 607-3000 today! Explore how we can help simplify your financial life.

Credit Cards with Rewards

Shopping just got more rewarding! With our credit cards that offer rewards, you can earn points on everyday purchases. Whether it's groceries or gas, each swipe brings you closer to exciting rewards perfect for those who love getting more out of their spending.

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your current mortgage, our experienced team will guide you through the process. We ensure that you get a mortgage solution that works best for your financial situation.

Personal Banking

Starting with personal banking, we offer various options like checking and savings accounts that cater to different lifestyles and financial goals. Imagine having the convenience of online and mobile banking at your fingertips; you can check balances, transfer funds, and pay bills whenever it suits you. Our checking accounts come with no monthly fees and easy access through ATMs for withdrawals and balance checks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Imagine consolidating multiple debts into one easy payment, making managing your finances simpler than ever. Our personal loans offer flexibility and affordability to help you navigate any financial hurdles.

Digital & Online Banking

Accessibility & Convenience

With our online banking services, you're not just a member; you're in control. You can manage your accounts with ease and confidence, knowing that help is just a click away if you need it. Our commitment to providing accessible banking solutions means you'll never be left in the dark when it comes to your finances. Join us at Kinecta today and experience how our digital and online banking services can make your financial life smoother and more efficient!

Key Features

With our user-friendly mobile application, keeping track of your financial activities has never been simpler. You can check your balances, view transactions, and transfer money all from the palm of your hand. Plus, our mobile payments feature allows you to make purchases quickly and safely without needing cash or cards. Security is a top priority for us. We utilize electronic signature authorization for added protection when you need to sign important documents online. And if you prefer paperless banking, e-statements are readily available, ensuring you have easy access to your account statements while helping the environment. Transferring money between friends or family? Our person-to-person transfer service makes it simple and fast no more waiting in line or dealing with cash. Just a few taps on your device can send money in real-time.

Financial Strength

At Kinecta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong financial position, ensuring that we can support your banking needs today and in the future. With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $455,130,523 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as we offer $19,331 in used auto loans and have a total of $5,730,695,616 in loans and leases, supporting members' financial goals across various sectors. Our current operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 464,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 2140 E El Segundo Blvd Ste 4B El Segundo Ca 90245 or call 310-607-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and help you drive away with confidence.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $779,447,626 provide the funding necessary to take your business to the next level. If you are considering refinancing any existing loans or exploring eligibility options for our products, we're here to help! Contact us at 310-607-3000 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 2140 E El Segundo Blvd Ste 4B El Segundo CA 90245 during our operating hours Monday to Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM or explore more on our website at Kinecta.

Credit Lines and Unsecured Loans

For those looking to manage expenses or consolidate debt, we have flexible credit line options totaling $2,195,866,169. We also offer unsecured credit card loans with a total amount of $115,997,560, helping members effectively manage their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We guide you through the process and ensure you find a loan that meets your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, which helps them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers when exploring their borrowing options.

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours That Fit Your Schedule

Services Tailored For You

Member Eligibility

Business Banking & Commercial Services

Empowering Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility & Convenience

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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