Kinecta Redondo Beach CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Kinecta, your trusted partner in financial well-being located at 1767 S Elena Ave, Redondo Beach, CA 90277. Established in 1940, we have been dedicated to serving our community with a personal touch that sets us apart. With over 251,000 members and total assets exceeding $6.7 billion, we strive to create financial solutions tailored to your unique needs. At Kinecta, we understand the importance of building strong relationships with our members. Under the leadership of our CEO, Keith Sultemeier, and Board President, Jeffry Yonemura, our team of 695 employees is committed to providing exceptional service and support. Whether you're looking for personal banking services, auto loans, or business financing options, we're here to help you every step of the way. While you can visit us at our branch for any assistance, please note that official correspondence should be sent to the same address: 1767 S Elena Ave, Redondo Beach, CA 90277-5704. Our branch operates from Monday to Friday, 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM closed on Sundays. With a robust portfolio including over 114,000 loans and leases totaling more than $5.7 billion, along with deposits of approximately $206 million, we take pride in being a reliable resource for your financial journey. Additionally, our net worth stands strong at around $551 million, ensuring that your funds are secure with us. Explore what Kinecta has to offer by visiting our website at Kinecta.org or give us a call at 310-316-0113 for any inquiries. Join us in making your financial dreams a reality today!

Branch History & Mission

Kinecta has a proud history of serving the community since its opening in 1940. Located at 1767 S Elena Ave, Redondo Beach, CA, our branch has grown alongside the vibrant community it serves. Over the years, we have evolved from a small local credit union into a trusted financial partner for over 251,000 members. With total assets exceeding $6.7 billion, Kinecta stands as a pillar of support for individuals and businesses alike. At Kinecta, our mission is simple yet impactful: to provide quality financial services while fostering a sense of community and belonging among our members. We understand that financial health is key to achieving personal goals and dreams. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business banking solutions tailored to meet diverse needs. In addition to traditional banking services, we prioritize accessibility and convenience. Our branch features an ATM for easy cash withdrawals and balance checks. While we do not currently have drive-thru services or shared service centers, our lobby hours are designed to accommodate our members effectively open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Kinecta takes pride in being more than just a financial institution; we are deeply committed to community outreach and partnerships. Whether it's supporting local events or providing resources for financial literacy, we aim to make a meaningful difference in the lives of those around us. While you can visit us at our Redondo Beach location for all your banking needs, official correspondence should be sent to our mailing address at 1767 S Elena Ave, Redondo Beach, CA 90277-5704. Join us at Kinecta and experience the benefits of being part of a member-focused credit union that truly cares about your financial well-being. Together, let's build a stronger community! For more information or to open an account today, give us a call at 310-316-0113 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Kinecta, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can access our services with ease. Ample parking is available for both members and visitors, so you can find a spot without hassle.

Call to Action

We invite you to come see us at Kinecta! Whether you're looking for a new bank account or need assistance with a loan, our friendly team is ready to assist you. Feel free to give us a call at 310-316-0113 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Nearby Landmarks

Our branch is conveniently situated near popular local spots, making it easy to stop by while you're out and about. Just a short drive from the scenic Redondo Beach Pier and close to various shopping areas, you can manage your finances without straying too far from your favorite destinations.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Please note that we are closed on Sundays.

Services Offered

When you visit us at Kinecta, you'll find a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. Need cash? We have an ATM on-site for quick withdrawals and balance checks.

Member Eligibility

Welcome to the vibrant community at Kinecta! Becoming a member is more than just opening an account; it's about joining a family that supports your financial journey. If you live, work, or worship in the Redondo Beach area, you're likely eligible to join us. We welcome individuals from all walks of life, and our membership is designed to be inclusive and accessible. To learn more about specific eligibility requirements, feel free to check out our detailed guidelines at https://kinecta.myori.com/app/oao/membership . Once you're ready to take the next step toward membership, opening an account is straightforward and can be done online. Just visit https://securebanking.kinecta.org/registration , and you'll find everything you need to get started. Should you have any questions or need assistance along the way, don't hesitate to reach out at (310) 316-0113. We're here for you every step of the way!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from your customers, whether they're in-store or online. Our solutions allow you to focus on what matters most growing your business while we handle the transactions efficiently. Located at 1767 S Elena Ave, Redondo Beach, CA 90277, our branch is ready to partner with you on your journey. Reach out to us at 310-316-0113 or visit our website to learn more about how we can support your business needs!

Comprehensive List Of Services

Accessible ATM Services

With convenient ATM & Cash Withdrawal Services, accessing your funds is straightforward. Our ATMs allow basic functions like withdrawals and balance checks, ensuring you can manage your cash flow without hassle. At Kinecta, we prioritize convenience and accessibility. Our commitment extends beyond traditional banking hours with robust digital banking features. If you need assistance or have questions about any of our services, don't hesitate to reach out at (310) 316-0113. We invite you to visit us at 1767 S Elena Ave Redondo Beach Ca 90277 or explore more about what we offer by visiting our website. Join us today and take the next step towards achieving your financial goals!

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive Business Banking services, which include Merchant Services and Business Loans designed to help you grow and succeed. We know that every business has its own challenges, so we're here with tailored solutions that fit your specific needs.

Financing Your Dreams

Thinking about getting a new car? Our Auto Loans & Vehicle Financing are tailored to fit your needs and budget. With competitive rates and simple application processes, we make it easy for you to drive off in the vehicle you want without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options. We work closely with you to find the right mortgage solution that suits your lifestyle.

Personal Banking Made Easy

We offer Personal Banking options like Checking and Savings Accounts to give you flexibility and control over your finances. Imagine being able to manage your money from anywhere with our user-friendly Online & Mobile Banking services. You can check balances, transfer funds, and even pay bills right from your smartphone or computer, making it easier than ever to stay on top of your budget.

Supporting Your Financial Goals

For those looking for extra financial assistance, our Personal Loans & Debt Consolidation options can help simplify your payments and reduce interest costs. Plus, our Credit Cards with Rewards provide benefits that add value every time you swipe think cashback on everyday purchases or points toward travel!

Digital & Online Banking

Key Features

We know security is a top concern when it comes to online transactions. That's why we provide electronic signature authorization Yes for all your important documents, ensuring that your information remains protected. You can also enjoy the convenience of e-statements Yes, allowing you to view and manage your statements digitally instead of through the mail. Need to send money quickly? Our person-to-person transfer feature Yes makes it simple to send funds to friends or family without any hassle. And if you're on the go, our mobile application Yes gives you full control over your finances right from your smartphone.

Mobile Payments and Accessibility

For those who prefer making payments on the fly, our mobile payments feature Yes allows you to make purchases with ease and confidence. With everything at your fingertips, managing your money has never been more accessible. In short, at Kinecta, we strive to provide user-friendly tools that help you stay connected with your finances while prioritizing security. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 464,147, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, reflecting our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 1767 S Elena Ave Redondo Beach Ca 90277 or call (310) 316-0113 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $19,331 in used auto loans and a total of $5,730,695,616 across various loans and leases.

Strong Financial Health

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Our financing options are designed to make it easy for you to drive away with confidence. Plus, if you're considering refinancing an existing auto loan for better terms or rates, we can assist you with that as well.

Business Financing

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or operational costs, we're here to support your entrepreneurial journey. At Kinecta, we prioritize accessibility and transparency in all our services. If you're curious about eligibility options or want to explore refinancing possibilities for any of our loan products, feel free to reach out. You can contact us at 310-316-0113 during our operating hours: Monday - Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov , based on the latest results. Explore our various lending options today your financial success is just a call away!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,997,560 in loans helping members manage their finances effectively. This option provides a great way to cover unexpected expenses while benefiting from manageable repayment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By working exclusively with reputable financial institutions, LendMesh guarantees that users receive accurate and trustworthy information when comparing loan options.

KINECTA FEDERAL CREDIT UNION - Redondo Beach, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans