Kinecta Rolling Hills Estates CA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Kinecta, where your financial well-being is our top priority! Located at 46 Peninsula Ctr Ste B, Rolling Hills Estates, CA 90274, we have been serving our community since 1940. With a membership of over 251,000 and total assets amounting to an impressive $6.75 billion, we pride ourselves on being a trusted partner in your financial journey. At Kinecta, we believe in the power of community and support. Our dedicated team of 695 employees, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, is committed to providing personalized services tailored to meet your unique needs. Whether you're looking for auto loans, credit cards with rewards, or mortgage refinancing, we've got you covered! While members can visit us at our branch address, official correspondence should be sent to the same location: 46 Peninsula Ctr, Suite B, Rolling Hills Estates, CA 90274. With total deposits of $206 million and a net worth of $551 million, Kinecta stands strong as a reliable financial institution ready to help you achieve your goals. In addition to our robust offerings including personal banking, business banking, and online services we understand that trust goes beyond numbers. We are dedicated to making a positive impact in the lives of our members and the communities we serve. Ready to take the next step? Call us at 310-643-2700 or visit our website at kinecta.org today! Your future starts here with Kinecta where you're not just a member; you're family.

Branch History & Mission

Kinecta has a rich history and a strong commitment to serving the community of Rolling Hills Estates, CA. Founded in 1940, this branch has grown alongside its members, evolving to meet their financial needs while staying true to its mission: to empower individuals and families through accessible financial services. Located at 46 Peninsula Center Ste B, Rolling Hills Estates, CA 90274, Kinecta has become a trusted partner for over 251,834 members. The credit union is dedicated to providing personalized service and innovative banking solutions. With total assets reaching an impressive $6,748,872,512, Kinecta demonstrates its stability and ability to support its members effectively. The mission of Kinecta is clear: it aims to enhance the financial well-being of its members while actively contributing to the local community. By offering a range of services from checking and savings accounts to auto loans and mortgages Kinecta strives to make banking simple and accessible for everyone. Additionally, the credit union is committed to community support through various outreach programs that focus on financial literacy and empowerment. While members can visit us at 46 Peninsula Center Ste B, official correspondence should be sent to 46 Peninsula Center, Suite B, Rolling Hills Estates, CA 90274 if different from the branch address. The branch operates during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM, ensuring that we are available when our members need us most. Kinecta also embraces modern banking technology with features like online banking and mobile payments. This focus on innovation helps provide seamless access to funds anytime and anywhere. Furthermore, we ensure our facilities are ADA compliant so that all members can enjoy our services comfortably. As a part of its ongoing commitment to the community, Kinecta actively seeks partnerships with local organizations and schools. This collaboration helps promote financial education among residents and empowers them with the knowledge they need for better financial decision-making. If you're looking for a credit union that prioritizes your needs while making a positive impact in the community, consider joining Kinecta today! Experience firsthand how we can help you achieve your financial goals with care and dedication. Visit us or call us at 310-643-2700; we would love to welcome you into our family!

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Getting to our branch is a breeze! We are situated near the Peninsula Shopping Center, making it easy for you to stop by while running errands. Our location is designed with accessibility in mind, featuring ADA-compliant facilities and ramps to ensure everyone can visit us comfortably. Plus, we have ample parking available right outside the branch for your convenience.

Banking Hours and Services

At Kinecta, we believe in providing flexible hours that fit into your busy schedule. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you're coming in for personal banking services like checking and savings accounts or looking for auto loans and mortgage options, our team is ready to assist you. While we currently do not offer drive-thru banking services, we do have an ATM available for quick cash withdrawals and balance checks.

Get in Touch

We invite you to visit us at Kinecta or give us a call at 310-643-2700 if you have any questions or need assistance. Our dedicated staff is here to help you navigate your financial journey. Come see how we can support your goals today!

Member Eligibility

Becoming a member of Kinecta feels like joining a close-knit community where your financial well-being matters. Here at our branch, located at 46 Peninsula Ctr Ste B Rolling Hills Estates Ca 90274, we believe that everyone deserves access to great financial services. To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in our service area, you're likely eligible! We also welcome family members of existing members, making it even easier for loved ones to join our supportive family. For more detailed information on eligibility requirements, feel free to visit our website at https://kinecta.myori.com/app/oao/membership. Opening an account with us is straightforward and welcoming. Just head over to our account opening page at https://securebanking.kinecta.org/registration and follow the easy steps laid out there. If you have any questions or need assistance along the way, don't hesitate to give us a call at (310) 643-2700. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to streamline payments and improve cash flow. Our merchant services allow you to accept payments easily, whether in-store or online. You can focus on what really matters growing your business while we take care of the transactions. At Kinecta, we're more than just a bank; we're your partner in success. Explore how our services can help you achieve your goals today!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM & Cash Withdrawal Services ensure that you can access your funds quickly and easily whenever you need them. With basic ATM access for withdrawals and balance checks available at multiple locations, managing your money has never been easier. At Kinecta, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. We invite you to explore all that we have to offer by visiting us or giving us a call at (310) 643-2700. Join us today and experience how banking should be personalized, accessible, and supportive!

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including merchant services and business loans. We know how crucial it is for your business to have access to the right financial tools, and our team is here to support you every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, banking with us is not just simple; it's also secure. Access your accounts easily through our mobile app or website, check balances on-the-go, and make transactions at your convenience.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why our Personal Banking services include checking and savings accounts designed to fit different lifestyles. If you're considering purchasing a car, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms to help you get on the road sooner. For those planning to buy a home, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you secure the best possible deal. In addition, life can throw unexpected challenges your way. Our Personal Loans & Debt Consolidation options provide financial relief when you need it most. Plus, our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easier for you to enjoy the things you love while managing expenses effectively.

Digital & Online Banking

Key Features

Our online banking platform, accessible through https://www.kinecta.org/, offers a host of features that make everyday banking a breeze. You can quickly check your account balances, transfer money between accounts, and even set up person-to-person transfers to send money to friends and family instantly. Plus, with our mobile application, banking has never been easier. You can manage your funds anytime, anywhere. For those who prefer going paperless, we provide e-statements to help you stay organized while reducing clutter. And if you're looking for added convenience, our mobile payments feature allows you to pay for purchases directly from your phone. Just tap and go!

Security and Ease of Use

Your security is our top priority at Kinecta. Our online banking system includes electronic signature authorization, ensuring that all transactions are safe and verified. You can bank with peace of mind knowing that your information is protected. Navigating our online services is user-friendly and straightforward. Whether you're checking balances or paying bills, everything is designed to be intuitive so that you can focus on what matters most your financial goals. With real-time account management available through our online services, staying on top of your finances has never been easier. Join us at Kinecta today and experience the convenience of digital banking!

Financial Strength

Dedicated Team

We take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your satisfaction is our priority.

Growing Member Base

Our commitment to serving you is evident with a total of 464,147 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 46 Peninsula Ctr Ste B Rolling Hills Estates Ca 90274 or call 310-643-2700 to learn more about how we can help you achieve your financial goals.

Lending Power

Kinecta supports your financial goals with $5,730,695,616 in total loans and leases. This includes $19,331 in used auto loans, demonstrating our commitment to helping you achieve your dreams across various sectors.

Secure Savings Options

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $551,264,425, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings Reinvestment

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. We offer flexible terms and quick approvals to ensure you can drive away in your new vehicle as soon as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are here to help you find the right financing solution tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We provide competitive rates and personalized assistance to help you navigate the home buying process seamlessly.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we can help with that too. Our experienced staff is ready to discuss eligibility options and guide you through each step of the refinancing process. Feel free to reach out to us at 310-643-2700 if you have any questions about our loan offerings or if you'd like assistance in selecting the right product for your needs. You can visit us at our branch located at 46 Peninsula Ctr Ste B Rolling Hills Estates Ca 90274. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kinecta, we're dedicated to making your financial journey smooth and successful!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,997,560 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply want a reliable credit option for everyday purchases, our unsecured credit cards can provide the support you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is a trusted tool for anyone looking to navigate the loan landscape. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest available data (Source: https://www.ncua.gov). By focusing on verified institutions, LendMesh fosters trust among its users. One key benefit of using LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users can make informed choices without hidden agendas. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions this ensures that results remain unbiased and focused solely on user needs. The platform also provides Real-Time Rate Comparisons, giving users access to up-to-date loan rates from multiple institutions, which helps them make well-informed decisions about their finances. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine benefits that come from using LendMesh as a comparison tool. If you're ready to find the best loan rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans