KINECTA FEDERAL CREDIT UNION - Torrance, CA

Welcome to Kinecta, your trusted partner in financial wellness, located at 3635 Pacific Coast Hwy, Torrance, CA 90505. Established in 1940, Kinecta has been committed to serving our community with integrity and dedication for over eight decades. We proudly support 251,834 members and manage a robust portfolio of assets totaling $6,748,872,512. At Kinecta, we understand that financial needs vary from person to person. That's why we offer a diverse range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our team is here to guide you through every step of your financial journey. While members can visit us at our branch on the Pacific Coast Highway, official correspondence should be sent to the same address: 3635 Pacific Coast Hwy, Torrance, CA 90505-6013. You can reach us at 310-643-3334 or send a fax to 310-727-8220. Under the leadership of CEO Keith Sultemeier and Board President Jeffry Yonemura, our dedicated staff of 695 employees works tirelessly to ensure that you receive exceptional service tailored to your needs. With total deposits of $206,113,615 and total loans amounting to 114,346, we're well-equipped to help you achieve your financial goals. Join us as we continue to make a positive impact in the lives of our members and the community. Whether you're looking for competitive loan rates or reliable banking options, Kinecta is here for you. Visit our website at kinecta.org to learn more about how we can assist you today!

Welcome to the wonderful world of Kinecta! Becoming a member here isn't just about opening an account; it's about joining a community that genuinely cares about your financial well-being. To be eligible for membership at Kinecta, you'll find that it's quite simple and welcoming. If you live, work, worship, or attend school in our service area, you're already on your way to becoming part of our family! Plus, family members of existing members can also join us. We invite you to explore all the unique benefits that come with being a member, from personalized service to competitive rates on loans and savings accounts. Ready to take the next step? Opening an account is straightforward! You can start your journey by visiting our membership eligibility page for more details on the criteria and how to apply. If you have questions or need assistance, don't hesitate to reach out at (310) 643-3334. Our team is here to guide you through every step of the process at our branch located at 3635 Pacific Coast Hwy Torrance Ca 90505. Join us today and experience the support and resources available exclusively for our members!

At Kinecta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our branch is built on a solid foundation of financial strength, ensuring that your money is safe and working hard for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $5,730,695,616 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 464,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 3635 Pacific Coast Hwy Torrance Ca 90505 or call 310-643-3334 to learn more about how we can help you achieve your financial goals.