Kinecta Hawthorne CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kinecta, where our commitment to serving our community shines through every interaction. Located at 12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250, we have been a trusted financial partner since 1940, supporting over 251,000 members with a range of personalized banking solutions. Our dedicated team, led by CEO Keith Sultemeier and Board President Jeffry Yonemura, is here to ensure your financial journey is smooth and rewarding. At Kinecta, we understand that financial needs are as unique as the individuals we serve. With total assets exceeding $6.7 billion and deposits reaching $206 million, we are equipped to offer you competitive rates on everything from auto loans to mortgages. Our membership enjoys access to a variety of services including personal banking, business loans, and online banking tools designed for convenience. While our branch address is where you can find us, any official correspondence should be sent to the same location: 12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250. We pride ourselves on being more than just a credit union; we're a vital part of the community, focusing on building strong relationships and contributing positively to local initiatives. Our total cash in hand stands at an impressive $42.8 million, showcasing our stability and ability to serve you better. Whether you're looking for assistance with personal loans or exploring options for your business needs, we're here for you with open arms. We invite you to visit us or call at 310-643-2232 during our lobby hours: Monday to Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Discover how Kinecta can help you achieve your financial goals today! For more information about our offerings, feel free to explore our website at kinecta.org.

Branch History & Mission

Kinecta has a rich history that dates back to its founding in 1940, nestled in the heart of Hawthorne, California. Over the years, this credit union has grown from a small organization into a vital financial resource for the community, proudly serving over 251,000 members. Today, Kinecta stands strong with total assets reaching an impressive $6,748,872,512. Located at 12750 Hawthorne Blvd Unit A, our branch is easily accessible to residents and businesses alike. Just a stone's throw from local landmarks, we have become a trusted partner in financial well-being for many in Hawthorne and beyond. Our commitment to the community is reflected not only in our services but also in our mission: to provide affordable financial services while supporting the growth and well-being of our members. As we evolved through the decades, we embraced technological advancements to enhance member experiences. We offer online and mobile banking, making it easier than ever for our members to manage their finances on-the-go. We are also proud to provide ADA-compliant services ensuring accessibility for all. Kinecta's mission goes beyond just banking; it encompasses community support and outreach initiatives that make a real difference. We actively participate in local events and partner with organizations that promote financial literacy and economic empowerment. Our dedication to helping others extends to providing guidance on personal finance matters like loans, savings accounts, and investment options. For those looking to visit us or need assistance, our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. You can reach us at (310) 643-2232 for any inquiries or support you may need. While members can visit us at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250, official correspondence should be sent to 12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250. Whether you need an auto loan or want assistance with your mortgage, we are here to help you every step of the way. Join Kinecta today and discover how we can help you achieve your financial goals while being part of a caring community focused on growth and support. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Finding us is easy! Situated along the bustling Hawthorne Boulevard, our location is near popular landmarks like the Hawthorne Plaza and just a short drive from the Los Angeles International Airport. We understand that convenience is key, which is why we offer ample parking and ensure our branch is ADA compliant for all members.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, making it easy for you to visit us at a time that suits your schedule. We're closed on Sundays, giving our team a well-deserved day off.

Services Available

At Kinecta, we pride ourselves on offering a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, accessing your cash is quick and hassle-free. While members can visit us at our Hawthorne address, any official correspondence should be sent to the same address as our mailing address: 12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250. Ready to take control of your finances? Our friendly team is just a phone call away at 310-643-2232. We invite you to stop by or give us a call today let's work together toward your financial goals!

Member Eligibility

At Kinecta, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in certain areas, you might be eligible to join us. We're here for you whether you're looking for personal banking solutions, loans, or just want to be part of a friendly financial family. For more detailed eligibility criteria, feel free to explore our website at https://kinecta.myori.com/app/oao/membership. Opening an account is straightforward and can be done online. Just visit us at https://securebanking.kinecta.org/registration to get started on your journey with Kinecta. Our team is excited to help you every step of the way, so if you have any questions, don't hesitate to call us at (310) 643-2232. Together, let's build a brighter financial future right here at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In today's competitive market, efficient payment solutions are essential. Our merchant services help you streamline transactions, manage payments effortlessly, and enhance customer experiences. Imagine not worrying about cash flow while focusing on what matters most growing your business. Located conveniently at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250 in Hawthorne, CA, our team is ready to assist you with personalized service tailored to your unique needs. Let's work together to turn your business vision into reality! For more information, visit us online or give us a call at (310) 643-2232.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services ensure easy access to funds whenever you need them. With basic ATM access for withdrawals and balance checks, managing your money is at your fingertips. At Kinecta, located at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250, our commitment is to make banking accessible and convenient for everyone in Hawthorne, CA. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to call us at (310) 643-2232 or visit us online at Hawthorne. Join us today and experience personalized service tailored just for you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are crafted to fit your budget, ensuring that you can drive away in the vehicle of your dreams without breaking the bank. With flexible terms and competitive rates, financing a car is easier than ever at Kinecta.

Business Banking

For our entrepreneurial members, we provide robust business banking solutions, including merchant services and business loans. Whether starting a new venture or expanding an existing one, we're here to support you every step of the way.

Credit Cards with Rewards

Enjoy shopping more with our credit cards offering rewards. Earn points for every dollar spent and redeem them for exciting perks like travel discounts or cashback options. It's a great way to make everyday purchases work for you!

Mortgage Loans & Refinancing

Whether you're purchasing your first home or refinancing an existing mortgage, our mortgage services are here to help. We provide personalized guidance throughout the process, so you can feel confident in your decisions. Picture yourself settling into your dream home with a mortgage plan that suits your lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your finances on-the-go. With features like mobile payments and e-statements, taking control of your money has never been easier.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to help you reach your financial goals. Imagine easily accessing your funds while earning competitive interest rates on your savings. Our accounts come with features like online banking, making it simple to check balances or transfer money from the comfort of your home.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans are available for those moments when you need extra cash quickly. If you're juggling multiple debts, consider our debt consolidation options that can simplify payments and potentially lower interest rates.

Digital & Online Banking

Accessibility and Ease of Use

At Kinecta, we prioritize user-friendly features so that managing your finances is not just easy but also enjoyable. With real-time account management tools, you'll always be in control of your financial health. Experience the convenience of modern banking while enjoying the support of a trusted community institution like ours. Join us today at Kinecta where innovative digital banking meets exceptional service!

Key Features

We provide e-statements that allow you to view your account information anytime without the clutter of paper statements. You can enjoy the peace of mind that comes with knowing your financial details are safe and sound. Plus, our mobile application brings all these features right to your fingertips enabling mobile payments so you can make purchases effortlessly and securely. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just a few clicks and you're done! This ensures that you can quickly handle transactions without any hassle.

Financial Strength

At Kinecta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial future is in safe hands with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,331 in used auto loans and a total of $5,730,695,616 in loans and leases. While our net income is currently at $0, this reflects our commitment to investing back into the credit union to enhance services for you. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments amount to $0, while our total share accounts stand strong at 464,147, showcasing a solid member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250 or call 310-643-2232 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that make it easy and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand. We support local businesses with tailored financing solutions designed to meet their unique needs. At Kinecta, we strive to ensure that our members have access to resources that empower them financially. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. Our dedicated team is here to assist you! For more information about our loan offerings or to speak with a representative, call us at 310-643-2232 or visit us at 12750 Hawthorne Blvd Unit A Hawthorne Ca 90250. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,997,560 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses while enjoying competitive rates and terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We provide various mortgage products to help you secure the right financing for your dream home.

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Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans