Kinecta Los Angeles CA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Kinecta, your trusted credit union located at 2365 E Century Blvd Ste 3B, Los Angeles, CA 90002. Established in 1940, we have been dedicated to serving our community for over 80 years. With a strong membership base of 251,834 members, we prioritize your financial well-being and strive to foster a sense of belonging among all our members. At Kinecta, we're proud of our robust financial foundation, boasting total assets of $6,748,872,512 and total deposits amounting to $206,113,615. Our commitment to providing quality service is reflected in our impressive portfolio of 114,346 loans and leases, designed to meet the diverse needs of our members. Under the leadership of CEO Keith Sultemeier and Board President Jeffry Yonemura, we focus on creating a supportive environment where your financial goals can thrive. While you can always visit us at our branch for personalized service, please note that official correspondence should be directed to the same address: 2365 E Century Blvd Ste 3B, Los Angeles, CA 90002. Whether you need help with personal banking or business loans, we're here to guide you every step of the way. Join us today and experience the benefits of being part of a community-focused credit union. For more information about our services or to become a member, visit our website at kinecta.org or give us a call at 310-643-4636. Let's work together towards achieving your financial dreams!

Branch History & Mission

Kinecta has a rich legacy that began in 1940, when it first opened its doors in the heart of Los Angeles. Over the years, this credit union has evolved from a small financial institution into a thriving community cornerstone, now serving more than 251,000 members and holding assets exceeding $6.7 billion. Located at 2365 E Century Blvd Ste 3B, Los Angeles, CA 90002, our branch is conveniently situated to serve the diverse needs of our community. Kinecta's mission is simple yet profound: we strive to empower our members with the financial resources and support they need to thrive. We offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just financial transactions; we believe in fostering relationships and uplifting the communities we serve through outreach initiatives and partnerships. As we reflect on our journey, we are proud of our accomplishments. From humble beginnings, Kinecta has grown into one of California's largest credit unions. This growth has been fueled by a focus on member satisfaction and innovative solutions that adapt to the changing landscape of finance. Our modern approach includes features like online banking, mobile payments, and electronic signatures, making banking accessible for everyone. While members can visit us at 2365 E Century Blvd Ste 3B, official correspondence should be sent to 2365 E Century Blvd Ste 3B, Los Angeles, CA 90002. Our dedicated team is available from Monday to Friday: 9:00 am - 6:00 pm and Saturday: 9:00 am - 2:00 pm to assist you with your financial needs. We are also proud to provide ATM availability for convenient access to funds while ensuring compliance with ADA standards for all our services. Though we do not have drive-thru service or shared service centers at this location, we remain committed to providing quality service tailored for every member. Join us at Kinecta and experience firsthand how our commitment to community and member empowerment can make a positive impact in your life. Whether you're looking to open an account or need assistance with loans, our team is here for you every step of the way. Together, let's build a brighter financial future!

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Kinecta, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and personal loans, we have everything you need under one roof. Plus, if you're on the go, feel free to take advantage of our ATM services available right outside the branch.

Convenient Access and Nearby Landmarks

Situated near local landmarks, our branch is easy to find. You'll appreciate the ample parking available, making your visit hassle-free. For those who require special assistance, we are proud to offer ADA-compliant features including ramps for wheelchair accessibility. While you can visit us at our main address, please note that any official correspondence should be sent to the same address: 2365 E Century Blvd Ste 3B, Los Angeles, CA 90002.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 310-643-4636. We're here to help with all your banking needs! So why not stop by Kinecta today? Experience our dedicated service firsthand and see how we can support your financial journey. We look forward to welcoming you!

Operating Hours Designed for You

We understand that life can be busy! That's why we're here Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Our doors are closed on Sundays, but we always aim to provide service that fits into your schedule during the week.

Member Eligibility

At Kinecta, we believe that everyone deserves a supportive financial community, and becoming a member is the first step toward enjoying the benefits we offer. If you're looking to join us at our convenient location at 2365 E Century Blvd Ste 3B Los Angeles Ca 90002, you'll be pleased to know that eligibility is quite inclusive. Generally, anyone who lives, works, or worships in the surrounding areas can become a member. We also welcome family members of current members, so you can easily share the advantages of being part of our credit union with loved ones. For detailed eligibility criteria, feel free to check out our eligibility page. Opening an account with us is straightforward and designed with your convenience in mind. You can start your journey towards membership by visiting our online registration page at Account Opening. If you have any questions or need assistance, don't hesitate to call us at (310) 643-4636. We're here to help you take this important step towards securing your financial future with Kinecta!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy day at your store where customers can pay effortlessly using their cards or mobile devices. Our services not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what you do best growing your business. Located at 2365 E Century Blvd Ste 3B Los Angeles Ca 90002 in Los Angeles, CA, our dedicated team is ready to partner with you on your journey. Let's work together to turn your business vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $415 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $779,447,626, we continue to drive economic growth by financing new and expanding businesses. Imagine having the flexibility to invest in new equipment, hire more staff, or even open another location all made possible with our tailored loan options.

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards while spending, our Credit Cards with Rewards program offers great benefits for everyday purchases. It's like getting paid back for shopping! Business owners can also find support at Kinecta. Our Business Banking services include Merchant Services & Business Loans, ensuring that whether you're just starting out or expanding your operations, we have the resources you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can manage your accounts from anywhere using our mobile application. With services like ATM access for cash withdrawals and balance checks available right at your fingertips, handling your finances has never been easier. Whether it's sending money through person-to-person payment options or accessing e-statements online, our digital banking tools are designed to fit seamlessly into your life.

Get in Touch

Our friendly team at Kinecta is ready to assist you with any questions about our services. Feel free to reach us at 310-643-4636 during our operating hours: Monday - Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We look forward to helping you achieve your financial goals! For more information about what we offer or to get started today, visit us online at Kinecta.

Home Ownership and Debt Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to guide you through the process. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, our experienced team will help you find the best solution. Additionally, if you're dealing with multiple debts, our Personal Loans & Debt Consolidation options can provide relief by simplifying your payments into one manageable monthly amount.

Personal Banking

Managing your finances is easier with our Personal Banking options. We offer Checking & Savings Accounts that cater to various lifestyles and savings goals. Imagine having an account that not only helps you save for a rainy day but also gives you easy access to your funds whenever you need them. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help make that dream a reality. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms to suit your budget.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.kinecta.org/, offers a range of features tailored to meet your needs. You can enjoy 24/7 online banking services that allow you to check your balances, pay bills, and transfer money with ease. Plus, our mobile application makes it even simpler to manage your accounts directly from your smartphone. For those who want to stay organized, we provide e-statements, so you can view your account statements electronically no more paper clutter! If you prefer a quick and easy way to send money to friends or family, our person-to-person transfer feature has got you covered. It's fast and straightforward, making it easier than ever to share funds when needed.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for added protection when conducting transactions online. This means you can feel confident knowing that your financial information is safeguarded with us. Additionally, we offer mobile payments through our app, allowing you to make purchases without needing cash or cards. Just tap and go! Whether you're grabbing coffee or shopping for groceries, it's that simple. At Kinecta, we strive to ensure that managing your finances is both accessible and user-friendly. Our digital banking services empower you with real-time account management so that you can stay on top of your financial goals effortlessly. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 464,147, showing a strong and growing member base that trusts us with their finances. This level of engagement underscores the confidence our members have in Kinecta, which drives us to continuously improve our offerings. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 2365 E Century Blvd Ste 3B Los Angeles Ca 90002 or call (310) 643-4636 to learn more about how we can help you achieve your financial goals.

Member Savings & Security

Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $19,331 in used auto loans and $5,730,695,616 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,164,766 in used vehicle loans and $355,441,941 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our loan specialists are here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $779,447,626 provide the capital needed to grow and expand. We understand that businesses require tailored financial solutions; our dedicated team is ready to assist you with your specific needs. If you're interested in any of these loan products or want more information on refinancing or eligibility options available at Kinecta, feel free to reach out! You can contact us at 310-643-4636 or visit us at 2365 E Century Blvd Ste 3B Los Angeles Ca 90002 during our lobby hours from Monday to Friday: 9:00 AM - 6:00 PM and Saturday: 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kinecta, we're committed to providing you with transparent information and exceptional service as you navigate your financial journey.

Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $115,997,560 in loans helping members manage their finances effectively, our credit cards come with great benefits that can ease your budgeting process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,306,183, make buying or refinancing simple. We provide personalized support throughout your journey to homeownership and offer various refinancing options to fit your needs.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh stands out due to its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent, reflecting genuine lending practices from reputable sources.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are viewing reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This impartiality allows users to easily compare their options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The platform continually refreshes its data, ensuring that you have access to the latest available rates. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in assisting individuals in navigating their financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Kinecta

Type of Loan Offerings

Home Equity Loans

Vehicle Loans