Caped Credit Union

Capital Educators Credit Union proudly serves Idaho residents with a comprehensive range of financial services designed to support members statewide. Whether you’re managing your money through convenient ATM and cash withdrawal services, basic ATM functions like balance checks, or utilizing shared branch transactions for deposits and withdrawals, Capital Educators ensures easy access wherever you are in Idaho. Their drive-thru banking options make simple transactions like deposits and withdrawals hassle-free.
Idaho members benefit from competitive auto loans and vehicle financing tailored to get you confidently on the road. Homeownership dreams are within reach thanks to personalized mortgage loans and refinancing solutions suited for Idaho’s housing market. Personal banking is flexible with checking and savings accounts, credit cards offering rewarding benefits, as well as personal loans and debt consolidation options designed to fit your financial goals.
For local business owners, Capital Educators delivers valuable merchant services and business loans aimed at fostering growth across Idaho communities. Robust online and mobile banking platforms provide secure, 24/7 access to your accounts from anywhere.
Beyond exceptional financial products, Capital Educators actively invests in community programs that promote financial literacy and economic well-being throughout Idaho. Membership means joining a supportive network dedicated to helping Idahoans thrive financially every day. Experience the value of Capital Educators Credit Union across Idaho today.

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.875 %
6.158 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.276 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.75 %
7.002 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.875 %
6.21 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.349 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.624 %
6.861 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share secure loan rates
3.49 - 3.99 %
1 - 5 Yrs
Signature loan rates
11.84 %
5 Yrs
Lines of credit rates
12.45 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2015 - 2025
5.44 % - 7.44 %
2 Yrs - 8 Yrs

Introduction

Welcome to Capital Educators Credit Union, where our mission is to empower our members and enrich the communities we serve across Idaho. Under the leadership of CEO Todd Erickson and Board President Joe Kelly, we are dedicated to providing community-focused, member-first service that meets the unique needs of our members. We understand that your financial journey is personal, which is why we offer a range of modern conveniences to make banking easier for you. Enjoy seamless electronic signature authorization, e-statements, mobile payments, and a dedicated mobile app—all designed to enhance your banking experience. With online banking and person-to-person payment support at your fingertips, managing your finances has never been more convenient. Visit us at https://capedcu.com/ or contact us via fax at 2088554666 for more information on how we can help you achieve your financial goals. Join us in making a positive impact in Idaho!

Services & Financial Solutions

At Capital Educators, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members across Idaho. Whether you're looking to manage everyday expenses with ease through our personal banking options or seeking financial support for significant life milestones like buying a home, we have tailored solutions just for you. Our checking and savings accounts provide a solid foundation for your daily banking needs, allowing you to access your funds conveniently while benefiting from competitive interest rates. With features like e-statements and online banking, managing your finances has never been simpler or more efficient.
When it comes to loans and credit options, our offerings are designed to empower you. From auto loans that can help you get behind the wheel of your dream car to mortgage loans that make homeownership a reality, we work closely with our members to ensure they find the right financing solution. Our personal loans also provide flexible terms for those looking to consolidate debt or fund unexpected expenses. Business owners can take advantage of our business banking services, including merchant services and business loans, enabling them to thrive in today’s competitive market. Plus, with our user-friendly mobile application, making payments—whether it’s person-to-person transfers or mobile payments—is quick and seamless.
In an increasingly digital world, we understand the importance of convenience and accessibility. That’s why we’ve invested in robust online and mobile banking platforms that allow you to manage your finances anytime and anywhere. With features like electronic signatures for easy loan applications and 24/7 ATM access throughout Idaho, we're here to support your financial journey every step of the way. At Capital Educators, we’re not just a credit union; we’re your partner in achieving financial well-being and success.

Why Choose Us

At Capital Educators in ID, we believe that banking should be simple and accessible for everyone. Becoming a member is an easy process, and you can check your eligibility by visiting http://www.capedcu.com/about/become-a-member/. Our commitment to trust, community engagement, personalized service, and financial reliability sets us apart. We understand the unique needs of our members and strive to provide tailored solutions that empower you on your financial journey. With user-friendly online banking and a convenient mobile application, managing your finances has never been easier! Plus, our friendly staff are always here to offer support whenever you need it. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Join us at Capital Educators, where your financial well-being is our top priority!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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