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Introduction
Welcome to Capital Educators, where our commitment to serving the community shines through every interaction. Located at 500 E Highland St, Boise, ID 83706, we have been a trusted partner in financial well-being since our establishment in 1936. With over 111,221 members and a robust asset base of $1,597,502,317, we strive to offer personalized financial solutions that empower our members. At Capital Educators, we understand that each member's journey is unique. That's why we provide a comprehensive range of services tailored to meet your needs whether you're looking for a new auto loan or planning for your future with savings accounts and mortgages. Our total deposits stand at an impressive $37,708,791, reflecting the trust our members place in us. Under the leadership of our dedicated CEO, Todd Erickson, and Board President, Joe Kelly, we focus on building lasting relationships within the community. We proudly employ 290 team members, all committed to delivering exceptional service and support. While you can visit us at our branch location for personal assistance, please note that official correspondence should be sent to our mailing address: P.O. Box 570, Meridian, ID 83680. We invite you to explore what Capital Educators can do for you. Whether you're interested in business loans with a net member business loan balance of $281,640,749 or personal banking options like credit cards with rewards, we're here to help you navigate your financial goals. Feel free to reach out at (208) 884-0150 or visit us online at capedcu.com for more information about becoming a member or exploring our services. Together, let's build a brighter financial future!
Branch History & Mission
Commitment to Community
Capital Educators takes pride in being a part of the Boise community. We engage in numerous outreach initiatives and partnerships that support local schools and organizations. By investing in our community's future, we strive to make Boise a better place for everyone. We also emphasize inclusivity by ensuring ADA compliance across all our facilities and offering shared service center options for greater accessibility. With drive-thru banking available for quick transactions and ATMs ready for cash withdrawals, we prioritize convenience without compromising quality.
Join Us
As we look ahead, we invite you to become part of the Capital Educators family. Experience firsthand how we can help you achieve your financial goals while supporting the vibrant community around us. Contact us today at 208-884-0150 or visit us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 10 AM to 3 PM. Together, let's build a brighter financial future!
Our Journey
From humble beginnings, Capital Educators has grown significantly. Today, our total assets stand at an impressive $1,597,502,317. This growth reflects not only our commitment to providing excellent financial services but also our dedication to supporting the community. Our journey has been marked by key milestones such as expanding our services to include personal banking, auto loans, mortgages, and business banking solutions. We strive to meet the diverse needs of our members while fostering a sense of belonging and trust.
Our Mission
Our mission goes beyond just numbers; it's about making a real impact in the lives of our members. At Capital Educators, we believe in empowering our community through accessible financial solutions and exceptional service. We focus on building lasting relationships with our members while promoting financial literacy and wellness. Whether you're looking for a checking account or seeking guidance on loans, we are here to help you navigate your financial journey. While members can visit us at 500 E Highland St, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680 if needed. We offer various services including online and mobile banking to ensure that managing your finances is simple and convenient.
Branch Location & Accessibility
Welcome to the Capital Educators branch, located at 500 E Highland St, Boise, ID 83706! We're nestled in the vibrant city of Boise, just a stone's throw from popular local spots like the beautiful Julia Davis Park and the lively downtown area. Our convenient location makes it easy for you to drop by and take care of your banking needs. At Capital Educators, we pride ourselves on being accessible to all members of our community. Whether you're visiting for a quick transaction or need assistance with more complex financial services, our friendly staff is here to help. For your convenience, we offer both drive-thru banking and an ATM on-site so you can access your funds with ease. Our branch operates during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. This means you can stop by after work or on the weekend, ensuring that your banking fits into your busy schedule. If you need to send us any official correspondence, please note that our mailing address is P.O. Box 570, Meridian, ID 83680. However, we encourage you to visit us in person whenever possible! Accessibility is important to us. We have features in place to accommodate everyone, including ADA-compliant entrances and ramps for those who need them. Our branch is designed with your comfort in mind. So why wait? Come visit us at Capital Educators! Our team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. If you have any questions or need further assistance before visiting, feel free to give us a call at 208-884-0150. We look forward to welcoming you soon!
Member Eligibility
At Capital Educators, we believe that becoming a member means joining a close-knit community where your financial needs are prioritized and understood. If you're wondering whether you qualify to join us, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, or attends school in our local area is welcome to become a member. This inclusivity means that we embrace a diverse range of individuals, each bringing their unique stories and aspirations. By choosing Capital Educators, you gain access to a variety of benefits including personalized service, competitive rates on loans, and community-focused initiatives that make a real difference. To find out more about the specific criteria for membership, feel free to visit our detailed guide at http://www.capedcu.com/about/become-a-member/. We're here to help every step of the way. If you're ready to take the leap into membership or have any questions, don't hesitate to reach out at (208) 884-0150. We can't wait to welcome you through our doors at 500 E Highland St Boise Id 83706!
Business Banking & Commercial Services
Business Loans to Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services that Matter
In addition to loans, we offer merchant services tailored for everyday operations. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our solutions make transactions smooth and efficient, allowing you to serve your customers better. Located at 500 E Highland St Boise Id 83706, Boise, ID 83706, we're here to partner with you on your journey toward success. For more information, feel free to reach out at (208) 884-0150!
Comprehensive List Of Services
Additional Member Benefits
As a member at Capital Educators, you also benefit from shared branch transactions which allow you to perform deposits and withdrawals at partner credit unions. This means even more flexibility when it comes to accessing your funds. Our goal is not only to offer a variety of services but also ensure that they are delivered with warmth and care by our knowledgeable staff. For any questions or assistance regarding our services, feel free to reach out at (208) 884-0150. We're here for you! Explore everything we have to offer today at Parkcenter Branch, located at 500 E Highland St Boise Id 83706, where your financial well-being is our top priority!
Business Banking Services
For entrepreneurs and small business owners, Capital Educators offers comprehensive Business Banking services. From Merchant Services that make payment processing simple, to Business Loans designed to fuel growth and innovation, we have the tools you need to succeed in today's competitive market.
Credit Cards and Rewards
With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards. Imagine earning points just for using your card on everyday expenses! This is just one way we strive to add value to your financial experience.
Digital Banking Convenience
In today's fast-paced world, we know that convenience is key. That's why we provide robust Online & Mobile Banking features allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. Plus, with access to an ATM for quick cash withdrawals and basic drive-thru banking services for deposits and withdrawals, managing your finances has never been more accessible.
Personal Banking Solutions
When it comes to managing your finances, we understand that everyone has unique needs. That's why we offer various Personal Banking services including checking and savings accounts designed to help you save and grow your money effortlessly. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options come with competitive rates that make it easier for you to hit the road in style. For those planning to buy a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best fit for your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions tailored just for you.
Digital & Online Banking
Accessibility and Ease-of-Use
At Capital Educators, we believe in making banking easy for everyone. Our digital services ensure that you have real-time access to your accounts and transactions whenever you need them. Whether you're paying bills or reviewing monthly statements, everything is just a click away. Join us today and explore how our digital and online banking services can enhance your banking experience! With Capital Educators, convenience and security go hand in hand.
Key Features
For those who prefer mobile access, our user-friendly mobile application allows you to manage your accounts anytime, anywhere. You can easily make person-to-person transfers with just a few taps, making it effortless to send money to friends or family. Plus, with our mobile payments feature, you can make purchases directly from your phone no wallet needed! We also provide e-statements for easy access to your financial records without the clutter of paper documents. And if you need to sign documents electronically, our electronic signature authorization is available to streamline processes and save time.
Financial Strength
Commitment to Growth
With $86,636,365 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is evident with $22,683 in used auto loans and $1,281,297,866 in total loans and leases, supporting your financial goals across various sectors. Our commitment to operational efficiency is reflected in our performance; our $0 allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Member Trust
Total Share Accounts: 187,236, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $589,299 provide additional assurance of our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 500 E Highland St Boise Id 83706 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals.
Secure Savings Options
Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Capital Foundation
With a net worth of $110,269,465, we maintain solid financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a robust capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring you can find financing that fits your budget.
Business Loans
For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges, so we're here to support you with financing solutions tailored for your specific needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We believe that everyone should have the opportunity to own their home, which is why our mortgage specialists are here to guide you through every step of the process.
Refinancing Options
If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or adjust your loan term for better flexibility. Our experienced team will work with you to assess your current situation and determine the best course of action. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (208) 884-0150 or visit us at 500 E Highland St Boise Id 83706, Boise, ID. You can also explore our services online at Capital Educators. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $16,370,024 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making it easier for you to maximize your spending power while staying within your budget.
Loan Aggregator
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