Capital Educators CU Meridian ID | Affordable Auto Loans & Top Checking

Introduction

Welcome to Capital Educators, your trusted partner in financial well-being, located at 4853 N Linder Rd, Meridian, ID 83646. Since our establishment in 1936, we have been dedicated to serving our community with pride and commitment. With over 111,221 members and a robust asset base of $1,597,502,317, we strive to provide personalized banking solutions that fit your needs. At Capital Educators, we understand that every member's journey is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage financing. Our goal is to empower you with the financial tools necessary for success. Whether you're looking to secure a loan or simply want to grow your savings, we're here to help. While you can always visit us at our branch location, please note that any official correspondence should be sent to our mailing address: PO Box 570, Meridian, ID 83680. Our friendly staff is ready to assist you during lobby hours from 10 AM to 6 PM, Monday through Friday, and our drive-thru service is available around the clock for your convenience. Led by our experienced CEO Todd Erickson and Board President Joe Kelly, we are proud of our team of 290 employees who are committed to delivering exceptional service. Our members benefit from a variety of services including personal loans, credit cards with rewards, business banking options, and convenient online banking facilities. With total deposits reaching $37,708,791 and a net worth of $110,269,465, you can trust that your finances are in good hands at Capital Educators. We also maintain a cash reserve of $7,571,001 ensuring liquidity and stability for all our members. Join us today and experience the difference of being part of a community-focused credit union. For more information or assistance, feel free to call us at 208-884-0150 or visit our website at Capital Educators. Together, let's build a brighter financial future!

Branch History & Mission

At Capital Educators, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1936, our branch has been a cornerstone of financial support in Meridian, ID for decades. Over the years, we have grown from a small credit union into a trusted financial partner for over 111,000 members. Our evolution reflects not just growth in numbers but also an expansion of services designed to meet the diverse needs of our community. Located at 4853 N Linder Rd, our branch is easily accessible and close to many local landmarks, making it convenient for our members to visit us. While members can come to us at this address, official correspondence should be sent to PO Box 570, Meridian, ID 83680. Our mission is clear: we aim to empower our members through exceptional financial services while fostering a sense of community. We understand that banking is more than just transactions; it's about building relationships and supporting each other. Our comprehensive offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide business banking solutions like merchant services and business loans. At Capital Educators, we're not just focused on providing financial products; we also prioritize community outreach and partnerships that make a difference. Whether it's sponsoring local events or providing educational resources on financial literacy, we strive to give back to the communities we serve. In this digital age, we've embraced technology to enhance member experience. From online banking and mobile payments to ADA-compliant facilities and 24/7 ATM access, we ensure that our services are accessible to everyone. Our drive-thru service also makes it easy for members to conduct their banking needs without leaving their vehicles. As we look towards the future, we remain committed to our core values of integrity, service, and community support. We invite you to join Capital Educators and experience firsthand the benefits of membership with us. Together, let's build a brighter financial future! For more information about becoming a member or exploring our services, please visit our website or call us at 208-884-0150.

Branch Location & Accessibility

Welcome to the Capital Educators branch, located at 4853 N Linder Rd in Meridian, Idaho! We're proud to serve our community with a convenient and accessible banking experience. Nestled in the heart of Ada County, our branch is easy to find and just a stone's throw away from popular spots like Settlers Park and the local Meridian Library, making it a breeze for you to stop by while running errands or enjoying a day out. At our Linder Member Convenience Center, we prioritize your comfort and ease. Our parking area is spacious, ensuring that you can quickly find a spot when you visit. The branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without hassle. We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 10 AM to 6 PM for personal banking services including checking and savings accounts, auto loans, mortgages, and more. For those who prefer drive-thru service, we're pleased to offer 24/7 access to ATMs right at your convenience! While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to PO Box 570, Meridian, ID 83680. Have questions or need assistance? Don't hesitate to give us a call at 208-884-0150! Our friendly team is here to help you navigate your financial journey. We invite you to stop by soon and see how we can support you in achieving your financial goals!

Member Eligibility

At Capital Educators, we believe that everyone deserves a chance to join our welcoming community where financial dreams can become a reality. Becoming a member is simple and inclusive! If you live, work, or worship in the area, you're likely eligible to join us. We pride ourselves on being more than just a financial institution; we're your neighbors and friends, ready to support you in reaching your goals. For complete details on eligibility criteria, feel free to check out our website at http://www.capedcu.com/about/become-a-member/. Once you're ready to open an account, the process is straightforward. You can reach out to us at (208) 884-0150 for any questions or assistance. Our friendly team is here to guide you every step of the way. Join us at Capital Educators, located at 4853 N Linder Rd Meridian Id 83646, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that make daily transactions smoother. Picture this: your business is busy, and customers want quick service. Our point-of-sale solutions help you process payments efficiently, so you can focus on what matters serving your customers. Located at 4853 N Linder Rd Meridian Id 83646 in Meridian, ID, we're ready to partner with you on your journey toward success. Contact us at (208) 884-0150 to learn more about how our business banking services can meet your needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATMs provide 24/7 access for withdrawals and balance checks so you're never left without funds when you need them most.

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our auto loans provide competitive rates and flexible terms. Picture driving off in your dream car without the stress of complicated financing. Our team is here to guide you through the process, ensuring you find the right fit for your budget.

Business Banking

If you're a business owner, we offer tailored solutions including merchant services and business loans designed to support your growth. Think about how easy it would be to manage payroll or purchase new equipment with our expert guidance by your side.

Credit Cards with Rewards

Our credit cards come with rewards that make spending rewarding! Whether you're earning points for travel or cash back on everyday purchases, managing your expenses has never been more beneficial. You can enjoy peace of mind knowing that every transaction counts toward something special.

Drive-Thru Banking

For quick transactions without leaving your vehicle, our drive-thru service allows for easy deposits and withdrawals. It's perfect for busy days when time is tight but banking needs remain. At Capital Educators, we understand that each member has different needs. That's why we are committed to offering personalized service alongside these comprehensive financial products. If you're ready to take advantage of everything we have to offer or if you have any questions about how we can assist you further, please don't hesitate to reach out at (208) 884-0150 or visit us at our location in Meridian. Join us today and experience the difference!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. At Capital Educators, we offer mortgage loans that can help turn that dream into reality. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our friendly staff will assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts at all times is essential. Our online and mobile banking services allow you to bank whenever it suits you whether that's paying bills from home or checking account balances during lunch breaks.

Personal Banking

When it comes to personal banking, we offer various options like checking and savings accounts tailored to help you manage your finances effectively. Imagine being able to deposit your paycheck and quickly access your funds through our online and mobile banking platforms. You can check your balance anytime, anywhere, making it convenient for those on the go.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or when debt becomes overwhelming, our personal loans can provide the relief you need. Imagine consolidating multiple payments into one simple monthly payment our team is ready to help you regain control of your finances.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your balance, pay bills, and transfer funds at any time. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send money to friends or family with just a few clicks. Plus, you can manage your spending effortlessly with our Mobile Payments Feature, making payments directly from your smartphone. For those who prefer mobile access, our Mobile Application is available for download, providing all the essential functions right at your fingertips. Whether you're at home or on the go, you'll have complete control over your finances.

Security and Accessibility

Your security is our top priority. We offer Electronic Signature Authorization, ensuring that your transactions are both secure and straightforward. Additionally, you can opt for E-Statements, allowing you to receive important documents electronically while reducing paper clutter. Managing your finances has never been easier or more secure. At Capital Educators, we're dedicated to providing accessible, easy-to-use tools that empower you to take charge of your financial future all with the peace of mind that comes from knowing you're protected.

Financial Strength

A Dedicated Team

We take pride in our dedicated staff who are always ready to assist you. With 288 full-time employees and 2 part-time employees, our team is committed to providing knowledgeable service whenever you need it.

A Growing Membership Base

Our growing member base reflects the trust you place in us; we proudly serve 187,236 accounts. Our strong financial position allows us to support your needs effectively while ensuring your hard-earned money is safeguarded. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 4853 N Linder Rd Meridian Id 83646 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

Our commitment to you goes beyond just savings. With $86,636,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals with $22,683 in used auto loans and $1,281,297,866 across total loans and leases.

Member-Centric Savings Solutions

Your savings are secure with us. We have $271,146,137 in share certificates and $48,550,400 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits stand at $211,370,826, allowing us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $110,269,465, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $689, which showcases our solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We offer financing options tailored to your budget and lifestyle, making it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. We understand that every business has unique needs; therefore, we work closely with you to create financing solutions that align with your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing existing loans or need more information about eligibility options, we're here to help. Our team will assist you in understanding your choices and finding solutions that best meet your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Capital Educators, we are committed to providing transparent and straightforward financial services designed with your success in mind. Come visit us today and discover how we can help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $16,370,024 in loans helping members manage their finances effectively, our credit cards provide convenience and rewards that make spending smarter.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is accurate and current. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to compare loan options on a level playing field. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature saves time and effort in searching for the best rates. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading information.

Caped Credit Union

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Drive-Thru Banking

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Dedicated Team

A Growing Membership Base

Investing in Your Future

Member-Centric Savings Solutions

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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