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Introduction
Welcome to Capital Educators at the Thunderbolt Branch, located at 7450 W Thunderbolt Dr, Boise, ID 83709. Since our establishment in 1936, we have been dedicated to serving our community with a personal touch and a commitment to financial well-being. With over 111,000 members, we pride ourselves on being a trusted partner in achieving financial goals. At Capital Educators, our total assets amount to an impressive $1,597,502,317, reflecting our strong position and reliability in the credit union landscape. With total deposits of $37,708,791 and a net worth of $110,269,465, we ensure that your money is not just safe but also working for you. Whether you're looking for auto loans or personal banking services, we offer a range of products tailored to meet your needs. Our total loans and leases stand at 61,945, showing our commitment to providing financial solutions that empower our members. Our dedicated team of 290 employees, led by CEO Todd Erickson and Board President Joe Kelly, is here to assist you with personalized service. We're proud to have built a community-focused environment where every member feels valued and supported. While you can visit us at the Thunderbolt Branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 570, Meridian, ID 83680. We invite you to explore the many ways we can help you succeed financially. For more information about our services or to speak with one of our friendly representatives, please give us a call at (208) 884-0150 or visit us online at Capital Educators. Join us today and experience the difference of being part of a member-focused credit union!
Branch History & Mission
Join Us!
As we look towards the future, Capital Educators remains committed to providing valuable resources and support tailored to each member's unique journey. If you are not yet part of our family, we invite you to join us today! Experience firsthand how Capital Educators can help you navigate your financial path with confidence. For more information on becoming a member or exploring our services further, please visit our website or call us at 208-884-0150. Together, let's build a brighter financial future!
Modern Solutions
In addition to our traditional services such as auto loans and mortgages, we embrace technology with features like online banking and mobile payments. Our digital advancements ensure that banking is accessible anytime, anywhere. We prioritize accessibility with ADA-compliant facilities and strive to cater to all members' needs.
Our Journey
Since opening our doors at 7450 W Thunderbolt Dr, Boise, ID 83709, Capital Educators has been dedicated to empowering individuals and families through financial education and services. Throughout the years, we've made significant strides to enhance our offerings. From traditional banking services to modern online solutions, we ensure that all members have access to the tools they need for financial success. Our branch is conveniently located near local landmarks that make it easy for members to find us. Whether you're visiting for personal banking needs or simply stopping by for friendly advice from our knowledgeable staff, you'll find a welcoming environment designed with you in mind.
Our Mission
At the heart of Capital Educators is our mission: to provide exceptional financial services while fostering a supportive community atmosphere. We believe in helping people achieve their financial goals whether it's saving for a dream home or navigating debt consolidation. Our commitment extends beyond just banking; we actively participate in local outreach programs and partnerships that strengthen our community ties. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680 if different from our branch address.
Branch Location & Accessibility
Accessibility Features
Finding us is easy! We're situated near several well-known landmarks, making our location easy to spot. If you're driving, you'll appreciate the ample parking available right at our doorstep. We're also committed to accessibility; our branch features ADA-compliant ramps and pathways, ensuring that everyone can access our services comfortably.
Operating Hours
We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. For those who prefer weekend visits, we welcome you on Saturdays from 10:00 AM to 3:00 PM drive-thru service only during those hours.
Services Available
At Capital Educators, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy for you on the go. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared branch transactions right here! For any questions or additional information about our services or your account, feel free to call us at 208-884-0150. We're excited to serve you and look forward to seeing you soon!
Member Eligibility
Becoming a member of Capital Educators is like joining a welcoming family that's dedicated to your financial well-being. If you live, work, or attend school in the communities we serve, you're likely eligible to join us! We believe in creating opportunities for everyone, so whether you're looking to open a checking account, secure a loan, or simply find support for your financial journey, we've got your back. For detailed eligibility criteria and more information, feel free to check out our resource page at http://www.capedcu.com/about/become-a-member/. Joining is straightforward and rewarding just visit us at our branch located at 7450 W Thunderbolt Dr Boise Id 83709, or give us a call at (208) 884-0150 to learn more about how you can start enjoying the benefits of membership today. We can't wait to welcome you into the Capital Educators community!
Business Banking & Commercial Services
Financing Options That Propel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services Designed for You
Imagine having the tools to manage your cash flow effortlessly. Our merchant services provide practical benefits like easy payment processing, enabling you to focus on what matters most growing your business. From credit card acceptance to e-commerce solutions, we ensure that your transactions are smooth and secure. Located at 7450 W Thunderbolt Dr Boise Id 83709, Boise, ID, our dedicated team is here to guide you through every step of your financial journey. Reach us at (208) 884-0150 or visit our website at https://capedcu.com/ for more information. Let's work together to turn your business goals into reality!
Comprehensive List Of Services
Business Banking
For those who own businesses, we offer comprehensive business banking services including merchant services and business loans. We know how important it is to keep your operations running smoothly, and our team is here to help you navigate through every step of the process.
Convenience Services
To further enhance your banking experience, we also provide ATM access and cash withdrawal services. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days! Plus, if you're a member of partner credit unions, our shared branch transactions make it easy to access funds wherever you are. At Capital Educators, convenience doesn't stop at physical locations. With online banking features like person-to-person payments and electronic statements, managing your money anytime and anywhere has become simple. Ready to explore all that we have to offer? Give us a call at (208) 884-0150 or visit us at Thunderbolt Branch today! Our friendly staff is eager to assist you with all your financial needs and help you take the next steps toward achieving your goals.
Credit Cards
If you're looking for rewards as you spend, our credit cards are designed just for that! Enjoy benefits while making everyday purchases; it's an easy way to earn back some value.
Loans and Financing
When it comes to loans, we understand that life can bring many opportunities. That's why we offer auto loans and vehicle financing that fit your budget. Whether you're purchasing a new car or refinancing an existing loan, our team is ready to assist. Additionally, our mortgage loans provide flexible options for buying or refinancing your home. If you're facing financial challenges, consider our personal loans for debt consolidation helping you regain control over your finances.
Personal Banking
Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. With user-friendly online and mobile banking options, accessing your accounts and tracking your spending has never been easier. Imagine being able to transfer funds, pay bills, and check your balance from the comfort of your home or on the go!
Digital & Online Banking
Key Features
Our online banking portal, accessible at https://capedcu.com/, provides a user-friendly interface for checking balances, transferring funds, and viewing transaction history. You can also take advantage of our electronic signature authorization feature, making it easier than ever to sign documents securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements that allow you to view your account statements online. This not only helps the environment but also keeps your financial information organized and easily accessible.
Mobile Banking
Stay connected on the go with our mobile application. Available for download, it includes features like mobile payments and person-to-person transfers. This means you can send money to friends or family with just a few taps on your phone no need for cash or checks! Security is a top priority for us at Capital Educators. Our online banking services are equipped with the latest security measures to protect your personal information and transactions. Rest assured that whether you're using our website or mobile app, your data is safe. In today's fast-paced world, having real-time access to your finances is essential. With our digital banking services, managing your money has never been more convenient or secure. Join us at Capital Educators and experience how easy it can be to take charge of your financial life!
Financial Strength
A Growing Community
Our success is also measured by the community we serve. With a total of 187,236, we have built a strong base of members who trust us with their finances. This growing membership reflects the value we provide through personalized service and reliable financial products. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 7450 W Thunderbolt Dr Boise Id 83709 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Commitment to Growth
Our $86,636,365 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $22,683 in used auto loans and $1,281,297,866 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.
Dedicated Team
We take pride in having 288 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and commitment. Your trust is important to us, and our growing workforce ensures that we are always ready to assist you with your banking needs.
Member Savings and Investments
Your savings are secure at Capital Educators. We have $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road, we make it easier than ever to drive away with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that suit all budgets.
Business Financing
For business owners looking for growth opportunities, our outstanding commercial loans totaling $253,222,992 provide the capital needed to expand operations or launch new projects. We are dedicated to supporting local businesses and contributing to our community's economic development.
Credit Lines and Personal Loans
If you need flexibility in your finances, our total credit lines amounting to $700,780,254 can provide you with the necessary funding for various needs from personal projects to unexpected expenses. We also offer unsecured credit card loans with a total of $16,370,024, giving you access to funds when you need them most while allowing you to manage your finances effectively.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, making buying or refinancing simple. We guide you through every step of the process so you can find a home that fits your lifestyle without breaking the bank.
Refinancing Options
In addition to our wide range of loan products, we also offer refinancing options that can help lower your monthly payments or reduce interest rates on existing loans. Please reach out for details on eligibility criteria and how we can assist in streamlining your finances. For more information about our loan offerings or to get started today, feel free to contact us at 208-884-0150. Our friendly staff is ready to assist you during our lobby hours: M-T from 9:00 am to 5:30 pm and F from 9:00 am to 6:00 pm. We look forward to helping you reach your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Aggregator
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Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers, allowing them to compare loan options confidently.