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Introduction
Welcome to the Mcmillan Branch of Capital Educators, where we're dedicated to serving our members with trust and reliability. Located at 12195 W Mcmillan Rd, Boise, ID 83713, our branch has been a cornerstone of financial support since we opened our doors in 1936. With a robust membership base of over 111,221 individuals, we strive to provide personalized banking solutions that cater to your unique needs. At Capital Educators, our commitment goes beyond just numbers. We are proud to manage total assets of $1,597,502,317 and total deposits amounting to $37,708,791. Our financial stability is further reflected in our net worth of $110,269,465 and cash reserves totaling $7,571,001, ensuring that you can count on us for secure and reliable services. Under the leadership of CEO Todd Erickson and Board President Joe Kelly, our dedicated team of 290 employees works tirelessly to support the community and foster a welcoming environment. Whether you're looking for personal banking options like checking accounts or auto loans, or business services such as merchant services and business loans, we have something for everyone. While members can visit us at our Boise location, official correspondence should be sent to our mailing address: P.O. Box 570, Meridian, ID 83680. We invite you to explore the various services we offer and see how we can help you achieve your financial goals. For more information or assistance, feel free to give us a call at 208-884-0150 or visit us online at Capital Educators. Join us today and become part of a community-focused credit union that truly cares about your financial well-being!
Branch History & Mission
Community Commitment
At Capital Educators, we understand the importance of giving back. We actively engage in partnerships and outreach programs aimed at improving lives in Boise and surrounding areas. By supporting local charities and community events, we aim to make a positive impact beyond just financial transactions. While you can visit us at our branch located at 12195 W Mcmillan Rd in Boise, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680 if needed. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Capital Educators a place where your financial aspirations are nurtured within a supportive community framework. Call us today at 208-884-0150 or visit our website for more information about membership opportunities and services tailored just for you!
Our Mission
Our mission is clear: we aim to empower our members by providing them with accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to thrive financially. This commitment drives us daily as we strive to support not only individual goals but also initiatives that uplift the entire Boise area. In addition to offering traditional banking services, we embrace modern technology with online and mobile banking options that make managing finances easier than ever before. Our drive-thru service and ATM availability ensure that our members can access their funds conveniently. We also prioritize accessibility and compliance with ADA standards to serve all members of our community effectively.
Branch Location & Accessibility
Connect with Us
Have questions or need assistance? Our friendly staff is just a phone call away at 208-884-0150. We encourage you to stop by the Capital Educators Mcmillan Branch today let's work together towards achieving your financial goals!
Convenient Access
Our branch is designed with your convenience in mind. Parking is readily available, and our facility is ADA compliant, ensuring accessibility for all members. If you prefer banking on the go, take advantage of our drive-thru service available during regular hours for quick transactions without leaving your vehicle.
Operating Hours
We understand that your time is valuable. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. For those who need a little extra flexibility, our drive-thru operates Monday through Thursday until 6:00 PM and Friday until 6:30 PM.
Services Offered
At Capital Educators, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. You can also access ATM services for cash withdrawals and balance checks anytime.
Member Eligibility
At Capital Educators, we believe that everyone deserves to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you may already qualify for membership. This includes residents of Ada County and surrounding regions, as well as those who are related to current members. We're here to help you every step of the way, so don't hesitate to reach out if you have any questions about eligibility. For more detailed information on how to join us and the specific criteria involved, feel free to check out our website at http://www.capedcu.com/about/become-a-member/. Once you're ready to take the next step, opening an account with Capital Educators is a straightforward process designed with your convenience in mind. You can visit us at our branch located at 12195 W Mcmillan Rd Boise Id 83713, or give us a call at (208) 884-0150 for assistance. We're excited to welcome you into our community where you can enjoy personalized services tailored just for you!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that make transactions easier for your business. Imagine being able to accept payments quickly and securely, whether your customers are shopping online or visiting your store. Our merchant services help streamline your payment processes, allowing you to focus more on what you do best growing your business. Located at 12195 W Mcmillan Rd Boise Id 83713 in Boise, ID, we're here to partner with you every step of the way. Contact us at (208) 884-0150 to learn how we can support your business journey today!
Comprehensive List Of Services
Business Banking Services
For entrepreneurs and small business owners, Capital Educators offers robust business banking solutions. From essential merchant services that streamline transactions to tailored business loans that help fund growth, we're here to support your journey. Our knowledgeable staff can guide you through the options that best fit your business needs.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we've invested in top-notch online and mobile banking services. With just a few clicks or taps, you can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on the go. Need cash? Our ATM services make withdrawals quick and easy.
Drive-Thru and Shared Branching
For those who prefer face-to-face interactions but have busy schedules, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of another partnering credit union, our shared branch transactions let you conduct deposits and withdrawals conveniently at our location.
Get Started Today!
With so many options available at Capital Educators in Boise, there's no better time to take control of your financial future. Whether you have questions about opening an account or want assistance with a loan application, our friendly team is here to help! Call us today at 208-884-0150 or visit us online at capedcu.com for more information. Let us be part of your financial journey!
Personal Banking Solutions
When it comes to managing day-to-day finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you keep your money secure while earning interest. If you're considering a new car or need funds for a big purchase, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and flexible terms. In addition, if life throws unexpected expenses your way, our personal loans and debt consolidation options can help you manage those costs efficiently. Plus, don't forget about our credit cards with rewards, which allow you to earn points on every purchase making your spending work for you!
Digital & Online Banking
Accessible Banking Anytime
With our commitment to accessibility, you'll find that banking with Capital Educators fits seamlessly into your lifestyle. Whether you're at home or out and about, you have real-time control over your finances. Our suite of digital banking tools empowers you to stay informed and in charge without needing to visit a branch. Join us today and experience the convenience of modern banking with Capital Educators! Your financial journey just got a lot easier.
Key Features
Our online banking service provides a user-friendly experience, allowing you to check your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple to share funds instantly, eliminating the hassle of cash or checks. Security is at the forefront of everything we do. You can authorize transactions securely with electronic signatures, ensuring that your sensitive information remains protected. Plus, you'll have peace of mind knowing that your e-statements are readily available, giving you an easy way to keep track of your transactions while reducing paper clutter. For those on the go, our mobile application lets you manage your accounts from your smartphone. Whether you're making mobile payments or checking account activity, everything is right at your fingertips. The app is designed for ease of use, so you'll feel comfortable navigating it in no time.
Financial Strength
Commitment to Growth
With $86,636,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,683 in used auto loans and $1,281,297,866 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts: 187,236, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $589,299 highlight our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 12195 W Mcmillan Rd Boise Id 83713 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our commitment to operational efficiency is evident through our performance; our $0 reflects our ability to continue offering competitive loan rates and solid financial products for our members. We take pride in having 288 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service.
Secure Savings Options
Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Position
With a net worth of $110,269,465, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and can assist with refinancing options if you're considering switching your current auto loan.
Business Loans
For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand your enterprise. We understand the unique challenges businesses face and are here to support your ambitions.
Credit Lines
Additionally, we have robust credit line options available with a total of $700,780,254 in credit lines issued. This flexibility allows members to manage cash flow efficiently while accessing funds when needed. We encourage you to explore our range of loan products tailored for various needs. For more information about eligibility and how to apply for any of these loans, feel free to reach out at 208-884-0150 or visit us at our branch located at 12195 W Mcmillan Rd Boise Id 83713. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We strive to offer competitive rates and personalized service to guide you through the process.
Unsecured Credit Card Loans
For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $16,370,024 in loans, these cards can help you cover unexpected expenses or consolidate debt without requiring collateral.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make well-informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, ensuring that all data is verified for accuracy.