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Introduction
At Capital Educators, we believe that financial services should be as reliable as the community they serve. Located at 2613 Cleveland Blvd, Caldwell, ID 83605, our branch has been a cornerstone of support for our members since 1936. With over 111,221 members and total assets exceeding $1.5 billion, we are dedicated to providing personalized banking solutions tailored to your needs. Our commitment goes beyond just numbers; we proudly offer a range of services including personal banking, auto loans, mortgage financing, and business banking. With total deposits of $37,708,791 and a net worth of $110,269,465, you can trust us to safeguard your financial future while helping you achieve your goals. While you can visit us at our Caldwell location for all your banking needs, please note that official correspondence should be sent to our mailing address at 275 S Stratford Dr, Meridian, ID 83642-6289. Our team, led by CEO Todd Erickson and Board President Joe Kelly, is here to ensure you receive top-notch service every time you step through our doors or reach out by phone at 208-884-0150. With a staff of 290 employees, we are committed to fostering strong relationships within our community. Whether you're looking to open an account or explore loan options each interaction with us is designed with your best interests in mind. Join us in building a brighter financial future today. Visit our website at Capital Educators or give us a call we're excited to help you on your journey!
Branch History & Mission
Join Us
As we look forward to the future, we invite you to become part of the Capital Educators family. Experience firsthand how we can help you achieve your financial goals while being an active member of a supportive community. Call us today at (208) 884-0150 or visit our website at capedcu.com to learn more about membership opportunities. Your financial journey deserves a partner who cares let's walk this path together!
Our Evolution
Over the years, Capital Educators has evolved significantly while staying true to our core mission: to empower individuals and families through exceptional financial services. With the support of our dedicated staff and community partners, we have introduced various products and services tailored to meet the unique needs of our members. This includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses by providing merchant services and business loans. Our journey has been marked by milestones that reflect our commitment to innovation and accessibility. We embrace technology with features like online and mobile banking, ensuring our members can manage their finances conveniently from anywhere. Additionally, we pride ourselves on being ADA compliant, making our services available to everyone in the community.
Our Mission
The heart of Capital Educators lies in our mission: "to provide competitive financial solutions while enhancing the well-being of our members and communities." We believe that banking should be more than just numbers; it should foster growth and stability for families and businesses alike. That's why we actively participate in community outreach efforts, offering financial education workshops and supporting local initiatives that uplift those around us. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 275 S Stratford Dr, Meridian, ID 83642-6289 if different from our physical address.
Branch Location & Accessibility
Comprehensive Services Available
At Capital Educators, we offer more than just banking. Enjoy personal banking solutions including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Need quick cash? We have ATM access and drive-thru banking for simple transactions like deposits and withdrawals. While members can visit us at 2613 Cleveland Blvd, if you need to send official correspondence, please use our mailing address at 275 S Stratford Dr, Meridian, ID 83642-6289. Feel free to reach out at 208-884-0150 if you have any questions or need assistance. We invite you to stop by and experience how Capital Educators can support your financial journey today!
Easy Access and Parking
Our branch is designed with your convenience in mind. There's ample parking available right outside, making it easy for you to drop by. Plus, we're committed to accessibility, featuring ramps and ADA-compliant facilities to ensure everyone can visit us comfortably.
Operating Hours That Fit Your Schedule
We understand that life can get busy, so we've tailored our operating hours to serve you better. Visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Our dedicated team is always ready to assist you with a range of services.
Member Eligibility
Joining the Capital Educators family means stepping into a supportive community where your financial needs are prioritized. At our branch located at 2613 Cleveland Blvd, Caldwell, ID 83605, we welcome anyone who lives, works, worships, or attends school in the area. If you have a family member who is already a member, you're also eligible to join us! Being a member of Capital Educators not only gives you access to personalized banking solutions but also offers perks like competitive loan rates and tailored financial advice. Getting started is simple! For more detailed information on eligibility criteria, feel free to check out this page. If you're ready to open an account or have any questions, don't hesitate to reach out at 208-884-0150. We're excited to help you take this important step toward achieving your financial goals!
Business Banking & Commercial Services
Member Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed.
Non-Member Commercial Loans
We also recognize the importance of community support beyond our membership base: - We provide flexible financing solutions with $3 in non-member commercial loans, ensuring that more local businesses can thrive.
Outstanding Commercial Loans
With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services streamline payment processing so you can focus on what matters most running your business. From card acceptance to online payments, we provide solutions that help you serve your customers better. Located at 2613 Cleveland Blvd Caldwell Id 83605 in Caldwell, ID, we're here to partner with you on your journey toward business success. Feel free to reach out at (208) 884-0150 for personalized assistance!
Comprehensive List Of Services
Additional Services
For members who require basic transaction needs, we provide a user-friendly drive-thru service where deposits and withdrawals can be handled quickly and efficiently. We also participate in shared branch transactions which allow members of partner credit unions to make deposits and withdrawals conveniently. With all these options available at Capital Educators, we're committed to ensuring that managing your finances is as simple and accessible as possible. If you'd like more information about any of our services or want assistance getting started, please don't hesitate to reach out! You can contact us at (208) 884-0150 or visit us online at https://capedcu.com/. Let us help you take the next step toward financial wellness today!
Business Banking Solutions
If you're a business owner, we know how important it is to have reliable financial tools at your disposal. Our Business Banking services include Merchant Services & Business Loans, enabling you to focus on what matters most growing your business. From accepting payments to securing funding for expansion, we are here to assist.
Online and Mobile Banking
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few taps away. Plus, our ATM services ensure that cash withdrawals are easy and accessible whenever you need them.
Personal Banking Services
We understand that managing personal finances can sometimes be overwhelming. That's why our Personal Banking options include Checking & Savings Accounts designed to fit your lifestyle. Whether you're just starting out or looking to grow your savings, we have accounts that come with features like online banking and mobile payments for easy access anytime, anywhere. When it comes to financing your dreams, our Auto Loans & Vehicle Financing solutions make purchasing a new car straightforward and affordable. With competitive rates and flexible terms, driving off in your dream vehicle is easier than ever. Additionally, if you're considering homeownership or refinancing, our Mortgage Loans & Refinancing options provide guidance through every step of the process. For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation services can help you manage costs effectively. You'll find our credit cards with rewards are not only convenient but also offer great perks for everyday spending.
Digital & Online Banking
Key Services
With our online banking services, you can easily check your account balance, transfer funds, pay bills, and much more all from the comfort of your own home. Plus, with our 24/7 online banking, you have full control over your finances whenever you need it. For those who prefer managing their finances on a mobile device, our mobile application is available for easy access to all your accounts. You can even make mobile payments directly from your phone, making transactions simpler than ever. Sending money to friends or family? Our person-to-person transfers feature lets you do just that quickly and securely.
Security Features
Your security is our priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. Additionally, opting for e-statements helps keep your information private while also being environmentally friendly. With these features at Capital Educators, you can enjoy real-time account management while knowing that your personal information is protected. We're committed to providing you with a seamless banking experience that fits into your lifestyle. Explore more about our digital offerings and start banking smarter today!
Financial Strength
Growing Together
We have a strong member base with a total of 187,236 share accounts. This illustrates the trust placed in us by our community. Net Shares available for lending and investments stand at $589,299, allowing us to grow alongside you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 2613 Cleveland Blvd Caldwell Id 83605 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investing in Your Future
With $86,636,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,683 in used auto loans and $1,281,297,866 in total loans and leases.
Member-Centric Focus
Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
If you are considering refinancing an existing loan or exploring eligibility options for any of our products, please don't hesitate to reach out. We're committed to finding solutions that work best for your financial situation. Our dedicated team is available to answer any questions you may have. You can reach us at (208) 884-0150 during our lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Capital Educators in Caldwell, we pride ourselves on providing personalized service and competitive loan products that empower our members financially. Explore all that we have to offer by visiting us online at capedcu.com or stop by our branch today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans to help members get on the road. With flexible terms and competitive rates, financing your next vehicle has never been easier.
Business Loans
For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and thrive. Our business lending specialists can guide you through the application process and help tailor a loan that fits your business model.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is ready to assist you every step of the way.
Unsecured Credit Card Loans
Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $16,370,024 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees providing peace of mind for everyday spending.
Loan Aggregator
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