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Introduction
Welcome to Capital Educators, your trusted financial partner in Twin Falls, ID! Located at 123 Cheney Dr W, our branch has been serving the community since 1936 with a commitment to providing excellent member service and a wide range of financial solutions. With over 111,221 members, we are proud to be a cornerstone of financial support in the region. At Capital Educators, we understand that each member's needs are unique. That's why we offer personalized banking services, from checking and savings accounts to auto loans, mortgages, and business financing. Our total assets stand at an impressive $1,597,502,317, reflecting our stability and dedication to your financial well-being. You can also trust us with your deposits, as we have a solid total deposit figure of $37,708,791. Under the leadership of our CEO Todd Erickson and Board President Joe Kelly, our team of 290 employees is dedicated to ensuring you receive the best possible experience. Whether you're looking for guidance on personal loans or exploring options for business banking, we're here to help every step of the way. While members can visit us at 123 Cheney Dr W, official correspondence should be sent to the same address. Should you have any questions or need assistance, don't hesitate to reach out at (208) 884-0150. We invite you to explore all that we offer by visiting our website at capedcu.com. Join us today and discover how Capital Educators can empower you on your financial journey!
Branch History & Mission
Commitment to Innovation
In an ever-evolving world, Capital Educators remains dedicated to embracing technology that enhances your banking experience. Our online and mobile banking platforms are designed for convenience, allowing you to manage your finances anywhere at any time. We also prioritize accessibility with ADA-compliant facilities and 24/7 ATM availability.
Join Us
As we continue on this journey of growth and service since 1936, we invite you to be part of our story. Come visit us at 123 Cheney Dr W or reach out at 208-884-0150. Whether you are already a member or considering joining us, discover how Capital Educators can help you achieve your financial dreams while being part of a caring community focused on your success. Together, let's build a brighter financial future!
Our Mission
Our mission is simple yet powerful: to empower our members through education and accessible financial solutions. We believe that everyone deserves the chance to succeed financially. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or secure a loan for your next adventure, we're here to help every step of the way. We understand that banking isn't just about numbers; it's about relationships and community support. This commitment drives us to engage in various outreach efforts throughout Twin Falls, partnering with local organizations to make a positive impact.
Branch Location & Accessibility
Connect With Us
Ready to experience personalized banking? We invite you to visit us at our Twin Falls branch or give us a call at 208-884-0150 if you have any questions. Whether you're a long-time member or considering joining us for the first time, we're here to help make your financial journey smoother. Come see how Capital Educators can support your goals today!
Operating Hours
We want to make banking as convenient as possible for you. Our lobby hours are Monday through Thursday from 9 AM to 5:30 PM, and on Fridays, we extend our hours until 6 PM. If you're in need of cash outside these times, don't worry! Our drive-up ATM is available 24/7 for your convenience.
Parking and Accessibility Features
We understand that accessibility is important. Our branch offers ample parking spaces, including spots designated for those with disabilities. Additionally, our facilities comply with ADA standards, ensuring that everyone can access our services comfortably.
Services Offered
At Capital Educators, we pride ourselves on providing a variety of services designed with you in mind. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that fit every lifestyle. You can also take advantage of our online and mobile banking services for added flexibility banking has never been easier!
Member Eligibility
At Capital Educators, we believe that joining our community is like becoming part of a family where everyone supports each other. If you're looking to become a member, it's easier than you might think! We welcome individuals who live, work, or worship in the Twin Falls area, along with their immediate family members. This means that if you're connected to our local community, you're likely eligible to enjoy all the benefits we offer. Being a member at Capital Educators opens up a world of financial opportunities tailored just for you, from personal banking and auto loans to credit cards with rewards. To get started on your membership journey, simply visit us at our branch located at 123 Cheney Dr W Twin Falls Id 83301 or give us a call at (208) 884-0150 for more information. You can also check out the detailed eligibility criteria by visiting this link. We're excited to help you take this step toward better banking!
Business Banking & Commercial Services
Member Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed.
Non-Member Support
We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.
Outstanding Portfolio
With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily and securely while focusing on what you do best running your business. Our services are designed to enhance cash flow and streamline operations, allowing you to concentrate on growth. Visit us at 123 Cheney Dr W Twin Falls Id 83301 in Twin Falls, ID or call us at (208) 884-0150 to discover how we can partner with you for success!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need quick access to cash? Our ATM services are available 24/7 for withdrawals and balance checks, ensuring that you always have access when you need it most. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Capital Educators, we're committed to making banking accessible and convenient for all our members. If you're ready to take control of your financial future or simply want more information about any of our services, give us a call at (208) 884-0150 or visit us at 123 Cheney Dr W Twin Falls Id 83301 in Twin Falls. Let's achieve your financial goals together!
Auto Loans & Vehicle Financing
Planning to purchase a new car? Our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates, making it easier than ever to drive off in the vehicle of your dreams. We work with you every step of the way, ensuring that you find a financing option that suits your budget.
Business Banking Solutions
For our entrepreneurial members, we provide comprehensive Business Banking services. From merchant services that simplify transactions for your customers to business loans that help you expand your operations, we support local businesses every step of the way.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features allowing you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, banking has never been easier.
Credit Cards with Rewards
Looking for a credit card that gives back? Our Credit Cards with Rewards allow you to earn points or cash back on everyday purchases. It's an easy way to make your spending work for you while enjoying added benefits.
Home Financing Made Easy
When it comes to buying a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Whether you are a first-time buyer or looking to refinance an existing mortgage, we offer personalized support and various options that align with your financial goals.
Personal Banking Solutions
We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having a reliable place to store your funds while earning interest on your savings. Our competitive rates make it easy to grow your money over time.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses our way, and having access to funds can be crucial. With our Personal Loans & Debt Consolidation services, we help you manage those unforeseen costs or simplify multiple payments into one manageable monthly payment.
Digital & Online Banking
Enhanced Features
We also offer person-to-person transfers, letting you send money to friends or family quickly and easily no cash required! Additionally, e-statements are available for those who prefer to go paperless; you can view and download your statements anytime through our secure portal. At Capital Educators, we prioritize your security. Our digital banking services use advanced encryption technology to protect your personal information. You can bank with confidence knowing that your data is safe while enjoying the ease of managing your accounts online. Whether you're making transactions during lunch breaks or checking your balance late at night, our digital and online banking services are here to support you every step of the way. Experience the freedom of financial management on your terms with Capital Educators!
Key Services
With our user-friendly online banking platform, accessible at https://capedcu.com/, you can check your account balances, transfer funds, and pay bills without having to visit a branch. Whether you're at home or on the go, our 24/7 online banking services provide real-time access to your accounts whenever you need it. Our mobile application takes convenience a step further. It allows you to manage your finances right from your smartphone. With features like mobile payments, making purchases is as simple as a tap on your screen. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure.
Financial Strength
Commitment to Innovation and Service
With $86,636,365 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to support your financial goals across various sectors. We currently have $22,683 in used auto loans and an impressive $1,281,297,866 in total loans and leases available for our members. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 123 Cheney Dr W Twin Falls ID 83301 or call 208-884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Dedicated Team
We take pride in having 288 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 187,236 share accounts, our growing member base trusts us with their finances.
Member-Centric Savings Options
Your savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the best deal possible on your next vehicle purchase.
Commercial Loans
For business owners seeking growth opportunities, our outstanding commercial loans totaling $253,222,992 provide the capital needed to expand your operations or invest in new ventures. We understand the unique challenges businesses face and are here to help you navigate your financing options. We pride ourselves on being more than just a lending institution; we're a partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can help you secure the financing you need for your next big step!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We are dedicated to making the home buying process as straightforward as possible. If you're considering refinancing your existing mortgage, we can guide you through our eligibility options to find a solution that works for you.
Unsecured Credit Card Loans
Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $16,370,024 in loans helping members manage their finances effectively, we offer flexible terms designed to fit your lifestyle and spending habits.
Loan Aggregator
Ensuring Accurate Comparisons
LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers, reflecting the true market conditions.
Key Benefits of Using LendMesh
Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that the information they see is reliable and up-to-date. No Sponsored Listings: LendMesh prioritizes unbiased results over paid promotions. This means that users can make informed decisions without worrying about hidden agendas or favoritism towards certain lenders. Real-Time Rate Comparisons: With access to current loan rates from multiple institutions, LendMesh helps users find the most competitive rates available in the market. This feature enables consumers to act quickly and secure better deals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be for those seeking better financing options. To take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.