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Introduction
Welcome to Capital Educators, your trusted partner in financial well-being since 1936. Located at 16275 N Marketplace Blvd, Nampa, ID 83687, our branch stands as a beacon of community support and personalized banking solutions. With over 111,000 members benefiting from our services, we are committed to helping you achieve your financial goals. At Capital Educators, we pride ourselves on being more than just a credit union; we are part of the fabric of our community. With total assets exceeding $1.5 billion and total deposits reaching $37,708,791, we ensure that your money is not only safe but also working hard for you. Our dedicated team of 290 employees, led by our CEO Todd Erickson and Board President Joe Kelly, is here to provide exceptional service tailored to your needs. While members can visit us at our Nampa branch for all their banking needs from personal accounts and auto loans to mortgage financing official correspondence should be directed to our mailing address: P.O. Box 570, Meridian, ID 83680. With a strong focus on community impact, we proudly offer a variety of financial products including auto loans, personal loans, business banking services, and online banking options. Our current loan portfolio boasts over 61,945 loans and leases, ensuring that we have the resources to support your ambitions. Whether you're looking to secure a new vehicle or need assistance with personal finance planning, Capital Educators is here for you. Give us a call today at (208) 884-0150 or visit our website at capedcu.com to learn more about how we can serve you better. Join us in making a difference in your financial journey!
Branch History & Mission
Welcome to Capital Educators, where our commitment to community and service is deeply rooted in our history. Established in 1936, the Nampa Branch has been a cornerstone for local families and businesses in Nampa, Idaho. Our journey began over 85 years ago with a simple mission: to provide financial services that empower individuals and strengthen our community. Located at 16275 N Marketplace Blvd, Nampa, ID 83687, our branch is easily accessible for all members. Whether you're visiting us for personal banking, loans, or simply to ask questions, we are here for you. While members can visit us at this address, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680. Over the years, we have grown significantly. Today, Capital Educators proudly serves over 111,221 members and manages total assets of $1,597,502,317. This growth reflects our dedication to providing high-quality financial products and services tailored to meet the needs of our community. At the heart of our mission is a focus on supporting our members beyond just banking. We believe in creating opportunities for financial literacy and well-being through various outreach programs and partnerships. Our initiatives aim to uplift local schools and organizations while ensuring that every member feels valued and supported. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 10:00 AM to 3:00 PM. Additionally, we offer ATM services and drive-thru banking options for those who prefer quick transactions without stepping inside. Capital Educators stands out not only for its robust financial offerings but also for its commitment to digital advancements. We provide online banking and mobile app features that make managing your finances easier than ever. Our goal is to ensure that banking is accessible to everyone while maintaining compliance with ADA standards. As we look towards the future, we invite you to become part of our story. Join us at Capital Educators and experience how we can help you achieve your financial goals while being a part of a community-focused credit union. Together, let's build a brighter future for all! For more information or to become a member, visit us at capeducu.com or call us at 208-884-0150.
Branch Location & Accessibility
Accessibility Features
Our branch is designed with your comfort in mind. We offer ample parking and feature ADA-compliant ramps for easy access. Whether you're visiting us for a quick transaction or a more in-depth banking experience, you can count on a welcoming environment.
Operating Hours
We understand that life can be busy, so we've tailored our hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 3:00 PM. Our drive-thru service also operates during these times for added convenience.
Services Offered
At Capital Educators, we provide a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we're here to help you achieve your goals. Plus, with ATM availability on-site and drive-thru banking services for quick deposits and withdrawals, managing your finances has never been easier. We invite you to come visit us or give us a call at 208-884-0150 if you have any questions or need assistance. Our team looks forward to serving you at the Capital Educators Nampa Branch!
Member Eligibility
Becoming a member of Capital Educators feels like stepping into a welcoming community where your financial well-being is the priority. To join us, you'll need to meet a few friendly eligibility criteria that are designed to include as many people as possible. If you live, work, or worship in our service area, or if you're related to someone who does, you're likely eligible! We believe everyone deserves access to quality financial services, and at Capital Educators, we offer just that. Plus, our members enjoy a range of benefits including competitive rates on loans and savings, personalized service, and a host of convenient banking options. If you want to learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.capedcu.com/about/become-a-member/. Once you're ready to take the next step in your financial journey with us, opening an account is straightforward. You can give us a call at (208) 884-0150 or visit us at our branch located at 16275 N Marketplace Blvd Nampa Id 83687 for assistance. We're excited to welcome you into our community!
Business Banking & Commercial Services
Real-World Merchant Services
In addition to our loan options, we offer merchant services designed to simplify your transactions and enhance customer experiences. Whether it's setting up payment processing for your storefront or managing online sales, our services can help streamline operations so you can focus on what you do best growing your business. Located at 16275 N Marketplace Blvd Nampa Id 83687 in Nampa, ID, we're here to partner with you on your journey toward success. For more information or to discuss your needs, give us a call at (208) 884-0150. Let's build something great together!
Tailored Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Solutions
For entrepreneurs and business owners, we provide tailored solutions through our business banking services, which include merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, Capital Educators has the financial tools necessary for success.
Convenient Access
We understand that banking should fit into your life easily. That's why we offer ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals. You can quickly access your money without stepping inside the branch when you're on the go. At Capital Educators in Nampa, we're committed to providing comprehensive financial services designed around your needs. If you have questions about any of our offerings or would like assistance in selecting the right service for you, please don't hesitate to reach out at 208-884-0150. Join us today and experience the difference of personalized banking!
Credit Cards with Rewards
Enjoy shopping rewards with our credit cards with rewards program! These cards not only offer great benefits but also allow you to earn points on everyday purchases that can be redeemed for travel, cash back, or gift cards.
Home Loans
Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dreams into reality. From first-time homebuyers seeking guidance through the mortgage process to seasoned homeowners looking to refinance for better terms, our team is ready to help you navigate this important decision.
Personal Banking Services
Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. We offer various checking and savings accounts that cater to different lifestyles and goals. Imagine having easy access to your funds with our user-friendly online and mobile banking platforms, allowing you to manage your finances from anywhere.
Personal Loans
Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Whether you need funds for a major purchase or want to consolidate existing debts into one manageable payment, we are here to provide solutions that work for you.
Vehicle Financing
For those in the market for a new car or truck, our auto loans and vehicle financing options make it simple to get behind the wheel. With competitive rates and flexible terms, we strive to help you find an auto loan that fits your budget. Whether it's a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.
Digital & Online Banking
Conclusion
With all these features and more, digital banking at Capital Educators empowers you to stay connected and in control of your financial life. Discover how easy managing money can be by visiting us online today at https://capedcu.com/!
Key Features of Our Digital Banking Services
Our online banking platform at https://capedcu.com/ allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you'll have everything you need right at your fingertips. Plus, our mobile application makes it even easier to manage your accounts directly from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, you can quickly send funds without any hassle. It's perfect for splitting bills or sending gifts no cash required!
Security and Convenience
We prioritize your security. Our electronic signature authorization feature means you can sign documents digitally, saving time while keeping your information safe. Additionally, e-statements are available for those who prefer a paperless option making it easy to keep track of your finances while helping the environment. For those who love making payments on the go, our mobile payments feature lets you pay using just your phone. Enjoy the convenience of making purchases without needing cash or cards.
Financial Strength
Investment in Growth
Our commitment to serving you is evident in our $86,636,365 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $22,683 in used auto loans and $1,281,297,866 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Member-Centric Resources
Your savings are secure with us. We currently hold $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our performance reflects our operational efficiency with a net income of $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 2 part-time employees who are always ready to serve you with knowledge and commitment.
Strong Financial Health
With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Strength
With a total of 187,236 share accounts, our growing member base trusts us with their finances. Our net shares stand at $589,299, showcasing funds available for lending and investments, reinforcing the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 16275 N Marketplace Blvd Nampa Id 83687 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We make it easy to finance your next ride with flexible terms and fast approval processes. Plus, if you're interested in refinancing your current auto loan, we can help you explore those options as well.
Business Loans
For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen an existing business, our team is ready to assist you in finding the right financing solution. At Capital Educators located at 16275 N Marketplace Blvd Nampa Id 83687, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards financial stability. Feel free to reach out at 208-884-0150 if you have any questions or would like assistance with any of our loan offerings. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We offer competitive rates and various terms to fit your budget. Our team is here to guide you through each step of the process so that you can feel confident in your decision.
Unsecured Credit Card Loans
Managing day-to-day expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $16,370,024 in loans helping members manage their finances effectively. These cards come with rewards programs that allow you to earn points while making purchases.
Loan Aggregator
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