At Capital Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, showcasing the strength and reliability that define our credit union. With a
net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$271,146,137 in share certificates and
$48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is reflected in our
$86,636,365 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With
$22,683 in used auto loans and
$1,281,297,866 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While we have seen fluctuations this year with a net income of
$0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
288 full-time employees and
2 part-time employees who are always ready to assist you with their expertise. Net Shares (Funds available for lending and investments) stand at
$589,299, while we have built a robust community with a total of
187,236 accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 1650 S Meridian Rd Meridian Id 83642 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.