Caped Credit Union

Nestled in the heart of Nampa, the Capital Educators Credit Union branch at 1023 12th Ave Rd is your trusted community partner for personalized financial solutions. Whether you're looking to secure some of the best auto loans and vehicle financing to get behind the wheel of your dream car or exploring competitive mortgage loans and refinancing options that make homeownership more attainable, this branch offers friendly, member-focused service tailored just for you. Open Monday through Friday from 9:00 am to 5:00 pm, members also enjoy convenient drive-thru banking and 24/7 ATM access for quick deposits, withdrawals, and balance checks.
Serving over 111,000 members with assets exceeding $1.5 billion, Capital Educators provides a full range of personal banking products including top-rated checking and savings accounts designed for everyday convenience. Business owners benefit from merchant services and flexible business loans, while individuals can take advantage of credit cards packed with rewards plus personal loans aimed at debt consolidation. Robust online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Visit the Capital Educators Credit Union branch in Nampa today to explore trusted auto financing or mortgage solutions crafted just for you. Experience local service that puts your financial goals first—contact us for personalized guidance!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.875 %
6.158 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.276 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.75 %
7.002 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.875 %
6.21 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.349 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.624 %
6.861 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share secure loan rates
3.49 - 3.99 %
1 - 5 Yrs
Signature loan rates
11.84 %
5 Yrs
Lines of credit rates
12.45 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2015 - 2025
5.44 % - 7.44 %
2 Yrs - 8 Yrs

Introduction

Welcome to Capital Educators, your trusted partner in financial growth and community support. Located at 1023 12Th Ave Rd, Nampa, ID 83686, we have proudly served our members since 1936. As a member-focused credit union, we emphasize the importance of building lasting relationships while providing exceptional financial services tailored to your needs. With a total membership of 111,221, our commitment to you is evident in the $1,597,502,317 in total assets we manage. This strong foundation allows us to offer competitive rates on loans and savings accounts. We currently have 61,945 loans and leases available for our members, with total deposits amounting to an impressive $37,708,791. Our net worth stands at $110,269,465, showcasing our stability and dedication to serving our community. At Capital Educators, we understand that each financial journey is unique. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgage refinancing, we've got you covered. Our online and mobile banking services ensure that you can manage your finances anytime, anywhere. Our leadership team is dedicated to your success. Under the guidance of CEO Todd Erickson and Board President Joe Kelly, we strive to create an environment where every member feels valued and supported. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 570, Meridian, ID 83680. We invite you to explore what makes Capital Educators different from traditional banks. Join us today by calling 208-884-0150 or visiting our website at capedcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we're a part of the Nampa community fabric. Through partnerships with local organizations and outreach programs, we strive to give back and uplift those around us. Whether it's sponsoring educational initiatives or supporting local events, we are committed to making a positive impact on the lives of our members and neighbors. Join us at Capital Educators! Experience firsthand how we can assist you in achieving your financial goals while being part of a community-focused credit union. For more information or to become a member today, reach out to us at 208-884-0150 or visit our website. Let's build your future together!

Mission Statement

At Capital Educators, our mission is clear: to empower our members through quality financial services while actively supporting community initiatives. We believe that when we invest in our members' success, we enhance the overall vitality of our neighborhoods. Our dedicated team works tirelessly to provide personalized service and foster relationships built on trust. While you can visit us at our main branch address of 1023 12Th Ave Rd in Nampa for in-person assistance during lobby hours (Monday through Friday from 9:00 AM to 5:00 PM), we also offer convenient drive-thru banking and ATM services available 24/7 for your ease.

Our Journey

Capital Educators has always been about people helping people. Over the decades, we've built a legacy of trust and support in Nampa and beyond. We understand that financial services are not just about numbers; they're about lives transformed through better access to resources. From auto loans to mortgages and personal loans, our offerings have expanded alongside the needs of our community. As we continue to innovate and adapt, we've embraced digital advancements while ensuring all our services remain accessible. Our branch is fully ADA compliant, and with options like mobile banking and online services, we strive to meet our members wherever they are physically or digitally.

Branch Location & Accessibility

Accessibility and Features

At Capital Educators, we prioritize your comfort and accessibility. Our branch is designed with ADA-compliant features, including ramps for easy access. Parking is readily available, so you can visit us without any hassle. We also offer a drive-thru banking option for those who prefer to handle their transactions from the comfort of their vehicles.

Connect with Us

We invite you to come by and see how Capital Educators can support your financial journey. If you have any questions or need assistance before your visit, feel free to call us at 208-884-0150. Join us today and experience the personalized service that sets us apart!

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:00 PM, ensuring that you can take care of your banking on weekdays. For those late-night transactions or early morning withdrawals, our ATM is available 24/7, allowing you to access cash whenever you need it.

Services Offered

At Capital Educators, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are equipped to help you achieve your financial goals. Plus, our credit cards come with rewards that benefit your everyday spending. If you run a business, we offer merchant services and business loans as well. While members can visit us at 1023 12th Ave Rd, official correspondence should be sent to PO Box 570, Meridian, ID 83680.

Member Eligibility

Becoming a member of Capital Educators is like joining a welcoming family that values your financial well-being. To qualify, you simply need to be part of our community, which includes those who live, work, worship, or attend school in specific areas around Nampa. This means if you're connected to our vibrant local community in any way, you can benefit from the personalized services we offer. At Capital Educators, we pride ourselves on providing a range of financial products designed to meet your needs whether it's opening a checking account, securing a loan, or using our online banking services. To learn more about the eligibility criteria and see if you qualify, check out the details at http://www.capedcu.com/about/become-a-member/. If you're ready to start your journey with us or have any questions, feel free to give us a call at (208) 884-0150. We're here to help you every step of the way! You can also visit us at our branch located at 1023 12Th Ave Rd Nampa Id 83686.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine running your business smoothly while accepting various payment methods without the hassle. Our solutions ensure your cash flow stays strong, allowing you to focus on what matters most growing your business. Located at 1023 12Th Ave Rd Nampa Id 83686, Nampa, ID 83686, we're ready to partner with you on your journey toward success. Reach out today at (208) 884-0150 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking for Growth

If you're a business owner or aspiring entrepreneur, we offer essential business banking services, including merchant services and business loans. We believe in supporting local businesses as they grow and thrive within our community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether it's checking balances, making transfers, or paying bills, everything is just a few clicks away. You can also take advantage of our ATM services for quick cash withdrawals and balance checks at any time.

Drive-Thru & Basic Transactions

For those who prefer face-to-face interactions but want to save time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Get Started Today!

We invite you to visit us at Capital Educators in Nampa or call us at 208-884-0150 for more information about how we can assist you on your financial journey. Discover the difference of personalized service while enjoying modern conveniences tailored just for you! Let's work together towards achieving your financial goals today!

Personal Banking Made Easy

We understand that everyone's financial journey is unique. That's why our personal banking services include checking and savings accounts tailored to fit various lifestyles. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you've always wanted. If you're thinking about buying a home, our mortgage loans and refinancing solutions can help you navigate that process smoothly.

Smart Solutions for Everyday Needs

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to assist you in getting back on track without overwhelming stress. Plus, with credit cards that offer rewards, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

At Capital Educators, we understand that managing your finances should be as convenient and secure as possible. That's why we've made it easy for you to access your accounts anytime, anywhere, through our robust digital and online banking services. Whether you're at home or on the go, our tools are designed to give you peace of mind while handling your banking needs. With our 24/7 online banking services, you can check balances, pay bills, and transfer funds with just a few clicks. Our user-friendly platform ensures that even if you're not tech-savvy, you'll find it straightforward to navigate. You can explore all these features by visiting us at https://capedcu.com/. For those moments when you need to make quick payments or split costs with friends, our person-to-person transfers allow you to send money instantly. Plus, if you're always on the move, take advantage of our mobile application, which puts all these features right in your pocket. You can even use mobile payments to pay for purchases directly from your smartphone no cash or card needed! We value security just as much as convenience. That's why we offer electronic signature authorization for certain transactions, making it safe and simple to sign documents online. Additionally, opting for e-statements means you'll receive your account statements electronically, reducing paper clutter while keeping your information secure. At Capital Educators, we are committed to providing accessible and efficient banking solutions that fit your lifestyle. Explore our digital offerings today and discover how easy it is to manage your finances with us!

Financial Strength

At Capital Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to ensure that your financial future is secure and prosperous. With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is further illustrated by our substantial $86,636,365 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $22,683 in used auto loans and $1,281,297,866 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our operational efficiency reflects our dedication to service, it's important to note that our $0 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 2 part-time employees ready to assist you with knowledgeable support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 1023 12Th Ave Rd Nampa Id 83686 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We can also assist with refinancing options if you're looking to lower your current payments or take advantage of better rates.

Business Loans

For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to supporting your success. At Capital Educators, we prioritize our members' needs and strive to offer products that help you achieve financial stability and growth. To learn more about our loan offerings or explore eligibility options, please contact us at (208) 884-0150 or visit our website at https://capedcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We provide guidance throughout the process to ensure that you find a solution that meets your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be a challenge, which is why we also offer flexible terms on unsecured credit card loans. With a total of $16,370,024 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

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