Caped Credit Union

Nestled in the welcoming community of Kuna, Idaho, the Capital Educators Credit Union branch at 1550 N Meridian Rd is your trusted partner for personalized financial solutions. Whether you're looking to secure some of the best auto loans and vehicle financing to drive home your dream car or exploring low mortgage rates and refinancing options that make owning a home more attainable, this branch offers expert guidance with a friendly, member-focused approach. Open Monday through Thursday from 9:00 am to 5:00 pm and Friday until 6:00 pm, members also enjoy convenient ATM access and drive-thru banking for deposits, withdrawals, and simple transactions.
Serving over 111,000 members with assets exceeding $1.5 billion, Capital Educators provides a full suite of personal banking services including checking and savings accounts designed for everyday convenience. Business owners benefit from merchant services and flexible business loans, while individuals can take advantage of credit cards loaded with rewards plus personal loans focused on debt consolidation. Robust online and mobile banking platforms keep your finances accessible anytime, anywhere.
Visit the Capital Educators Credit Union branch in Kuna today to explore trusted auto financing or mortgage solutions tailored just for you. Experience local service that puts your financial goals first—start your membership today!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.875 %
6.158 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.276 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.75 %
7.002 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.875 %
6.21 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.875 %
6.349 %
10.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.624 %
6.861 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share secure loan rates
3.49 - 3.99 %
1 - 5 Yrs
Signature loan rates
11.84 %
5 Yrs
Lines of credit rates
12.45 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2015 - 2025
5.44 % - 7.44 %
2 Yrs - 8 Yrs

Introduction

Welcome to Capital Educators, your trusted financial partner located at 1550 N Meridian Rd, Kuna, ID 83634. Established in 1936, our credit union has proudly served over 111,000 members with a commitment to enhancing their financial well-being. With total assets of $1,597,502,317 and total deposits reaching $37,708,791, we are dedicated to fostering a secure and supportive community for all our members. At Capital Educators, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our experienced team is here to assist you every step of the way, ensuring you have access to the resources you need. While members can visit us at our branch location in Kuna, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680. Our friendly staff is always ready to help you navigate your financial goals with personalized service. Under the leadership of CEO Todd Erickson and Board President Joe Kelly, we strive for excellence in everything we do. With a net worth of $110,269,465 and cash on hand totaling $7,571,001, you can trust that your money is safe with us. We are proud of our robust loan portfolio consisting of 61,945 loans, designed to support both individual needs and business growth within our community. We invite you to connect with us! Whether you have questions about our services or want to discuss your financial future, don't hesitate to call us at 208-884-0150. Discover how Capital Educators can help you achieve your financial dreams today! For more information about membership eligibility or our services, visit us online at capedcu.com.

Branch History & Mission

Community Engagement

Throughout our history, we've made it a priority to give back to the community that supports us. From sponsoring local events to partnering with organizations aimed at improving financial literacy, we work tirelessly to make a positive impact in Kuna and its surrounding areas. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 570, Meridian, ID 83680. We invite you to contact us at 208-884-0150 during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm to learn more about how we can serve you. Join us at Capital Educators and experience the difference that comes from being part of a credit union focused on your success. Together, we can build a brighter financial future!

Our Mission

At Capital Educators, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking options and resources that enhance their lives. Our commitment extends beyond traditional banking; we actively engage in outreach programs and partnerships that uplift our local community. We offer a wide range of services designed to meet your needs whether it's checking and savings accounts, auto loans, mortgage financing, or personal loans. Our digital advancements ensure that you can manage your finances conveniently through online and mobile banking platforms. We also provide ATM access and drive-thru services for quick transactions.

Branch Location & Accessibility

A Convenient Spot

Situated near local landmarks and easily accessible from major roads, our branch is a great stop for anyone in the area. We have ample parking available, making it easy for you to visit us without any hassle. Plus, we've ensured that our facilities are ADA compliant, so everyone can access our services comfortably.

Full-Service Banking at Your Fingertips

At the Capital Educators Kuna Branch, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service ensures that even if you're in a hurry, you can complete basic transactions with ease. And for those who prefer digital solutions, we also provide online and mobile banking services. Need cash? Our ATM is available on-site for your convenience.

Get in Touch

We're here to help! If you have questions or want to learn more about how we can assist you with your financial goals, don't hesitate to reach out at 208-884-0150. Visit us today at the Capital Educators Kuna Branch and discover how we can make banking easier for you!

Operating Hours That Work for You

Our lobby hours are tailored to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. This means you can pop in before or after work or during your lunch break whatever suits you best!

Member Eligibility

At Capital Educators, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to connect with a supportive community, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in our service area. It's as simple as that! We're here to help you take control of your finances with benefits tailored just for you. As a member, you'll enjoy access to great rates on loans, savings accounts, and a range of financial products designed to meet your needs. To start your journey with us at Capital Educators, visit us at our convenient location: 1550 N Meridian Rd Kuna Id 83634. You can also check out the detailed eligibility criteria on our website at http://www.capedcu.com/about/become-a-member/. If you have any questions or need assistance, feel free to give us a call at (208) 884-0150. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services are designed to provide you with reliable payment solutions, allowing you to accept credit and debit card transactions easily. This means more convenience for your customers and improved cash flow for you. Located conveniently at 1550 N Meridian Rd Kuna Id 83634, Kuna, ID, our dedicated team is here to help you explore all the ways we can assist your business. Don't hesitate to reach out at (208) 884-0150 for personalized service tailored just for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new ride? Our auto loans and vehicle financing options make it easy for you to drive away in the car you want. With competitive rates and flexible terms, we work with you to find a plan that suits your budget. Picture yourself behind the wheel of your dream car without the stress of complicated financing!

Business Banking

For our business members, we offer business banking services including merchant services and business loans. If you're starting or expanding a business, our team will provide support tailored specifically for entrepreneurs like you.

Credit Cards with Rewards

Who doesn't love earning rewards? With our credit cards, not only can you make purchases easily, but you'll also enjoy benefits like cashback or points for travel and shopping. It's a simple way to get more out of your everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have embraced digital banking features such as online banking and mobile payments. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our mobile app. Plus, with ATM and cash withdrawal services, accessing your money is easier than ever.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions, our drive-thru service allows for quick transactions without leaving your vehicle. We also offer shared branch transactions for partner credit union members making deposits and withdrawals even more accessible. At Capital Educators in Kuna, ID, we're dedicated to providing comprehensive services that truly cater to our members' needs. If you'd like more information about any of these offerings or have specific questions about how we can assist you financially, please don't hesitate to reach out at 208-884-0150 or visit us at our website. Your financial well-being is just a conversation away!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? We offer mortgage loans with various options to ensure you find the right fit for your financial situation. Our experienced team can guide you through the process, helping you make informed decisions every step of the way.

Personal Banking

We understand that managing your money is essential for your peace of mind. That's why we offer personal banking services like checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you save but also offers easy online and mobile banking features for convenient access anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help you cover those costs or consolidate debt into one manageable payment. This service allows you to regain control over your finances, making it easier to move forward.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services allow you to check balances, pay bills, and transfer money whenever it suits you. You can dive into your account through our easy-to-use platform at https://capedcu.com/. No more rushing to the bank before closing time your financial information is just a click away.

Easy Transfers and Instant Connectivity

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly without any hassle. It's perfect for splitting bills or sending gifts just a few taps on your screen! With all these options available at your fingertips, managing your accounts in real-time has never been more accessible. Whether you're sitting on your couch or out running errands, the power of banking is always in your pocket with our mobile application. At Capital Educators, we're committed to making your banking experience smooth and straightforward. Join us today and see how our digital services can simplify your financial life!

Modern Features for Your Needs

With features like electronic signature authorization, signing documents has never been simpler or more secure. Plus, you can opt for e-statements, which not only help reduce paper clutter but also make it easy to track your finances digitally. And if you prefer mobile payments, we've got you covered! Our mobile application makes it simple to shop securely right from your phone.

Financial Strength

At Capital Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $86,636,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $22,683 in used auto loans and $1,281,297,866 in total loans and leases. Our operations reflect our commitment to efficiency; even with a net income of $0, we continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $589,299, showcasing our readiness to support your borrowing needs. With 187,236 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 1550 N Meridian Rd Kuna Id 83634 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We make it easy to secure financing for both new and used vehicles so you can enjoy peace of mind while driving off in your next car.

Business Financing

For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to providing solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We provide competitive rates and flexible terms that fit your unique situation. Our team is available to guide you through every step of the mortgage process, ensuring a smooth experience.

Refinancing Options

If you're considering refinancing an existing loan, we offer various eligibility options that could save you money in interest payments. Our team will work closely with you to assess your current financial situation and find the best refinancing solution tailored for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Capital Educators, we're committed to transparency and helping our members navigate their financial journeys with confidence. Explore our loan offerings today and see how we can assist you!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $16,370,024 in loans helping members manage their finances effectively, our credit cards come with benefits designed to meet your lifestyle needs. Whether it's for everyday purchases or unexpected expenses, we've got you covered.

Loan Aggregator

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