At Capital Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a
net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$271,146,137 in share certificates and
$48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$86,636,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with
$22,683 in used auto loans and
$1,281,297,866 in total loans and leases. Our operations reflect our commitment to efficiency; even with a
net income of $0, we continue offering competitive loan rates and solid financial products for our members. We also take pride in having
288 full-time employees and
2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at
$589,299, showcasing our readiness to support your borrowing needs. With
187,236 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 1550 N Meridian Rd Kuna Id 83634 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.